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��14��374
<br /> The Funds sha�l be held in an institution�vhose depos�ts are insured by a federal agency, instrumentality,or
<br /> entity�including Lender,if Lender is an institution whose depos�ts are s�insured}or in any Federal Hom�
<br /> Laan Bank. Lender shall apply�he Funds to pay the Escrow Items no�at�r than the time specified u�der
<br /> RESPA. Lender sha11 not charge Barro�er for halding and applying the Funds,annually analyzing the
<br /> escrow account,or��rifying the Escrow Items,unless Lender pays Borrower�nterest on the Funds and
<br /> Applicable Law perm�ts Lender to make such a chaxge,Unless an agreement is made in writing or
<br /> App�icable La�v requires interest to be paid on the Funds,Lender shall not be required to pay Borrawer any
<br /> iaterest or earnings on the Funds. Bonower and Lender can agree in writing,however,that interes�sha��be
<br /> paid on the Funds. Lender sha�l give ta Bvrrower,�vithout�harg�,an annual accounting of the Funds as
<br /> required by RESPA.
<br /> If there is a surptus of Funds heid in escrow,as defin�d under RESPA,Lender shall account to F3orrower for
<br /> the excess funds in accardance with RESPA.If there is a shart�ge of Funds held in escrow,as defined under
<br /> RESPA,Lender shalt notify Borrower as required by 1�ESpA,and Barrower sha1�pay to Lender�he amount
<br /> nec�ssary to make up the shor�age in accardance vv��h RESPA,but in no more than 1�monthty payments.If
<br /> there is a d�ficier�c�of Funds held in es�row,a�defined under RESPA,Lender sha11 notify Borrawer as
<br /> required by RESPA,and Barro�er shall pay to Lender the amount necessary to make up the defieiency in
<br /> accordance with RESPA,but in no mare than 12 monthly payments.
<br /> Upon payment in fu�l of all sums secured by this Security Instrument,Len.der shall promptly refund to
<br /> I3orrower any Funds held by Lender.
<br /> �. Charges;Liens.Borrow�r shall pay alt taxes, assessments,charges, fines, and impositions attributable t�
<br /> the Pr�perty which can attain priarity over this Secur�ty Instrument, teasehold payments or ground rents on
<br /> the Property, if any,and Community Association I3ues,Fees,and Assessments, if any.To the extent�hat
<br /> these items are Escrow��ems,Borrower sha11 pay them in the manner provided in Section.3.
<br /> Bvrro�ver shall prom.ptly discharge any 1i��a whicl�has priarity aver this Security Instrument unless
<br /> Borr�vver: �a}agrees in writiag ta the payment of the obl�gation�ecured by the l�en in a manner acceptable
<br /> ta Lender,but only so long as Barrower is performing such agreement;�b}contests the lien in good faith by,
<br /> or defends against enfarcement of the lien in, �egal praceedings which in Lender's opinion opera�e to prevent
<br /> the enforcement of the lien while those proc�edings are pending,but only until such proceedings are
<br /> c�ncluded;or�c)secures from the holder of the l�en an.agreement satisfactory to Lender subordinatin�the
<br /> lien to this Security Ins�rument. If Lender determines that any part of the Property is subject to a liea which
<br /> can attain priority over this Security Instrument,Lender may gi�e Borrower a notice identifying the lien.
<br /> �ithin 1�days of the date Qn which that notice is gi�en,Borrower shall satisfy th�lien or take one or more
<br /> of the actions�et forth abo�e in this Section 4.
<br /> Lender may require Borrower to pay a vne-time charge for a real estate tax verification andlor reporting
<br /> ser�ice used by Lender in connectian with this Loan.
<br /> �. Property Insuran�e.Borrower sha�l keep the impra�ements nov�ex�sting or herea�er erected on the
<br /> Propert�insured against 1o�s by fire,hazards included w�thin the term"extended coverage,"and any ather
<br /> hazards inc�uding,but not limited to, earthquakes and#loods, for�vhich Len.der requires insurance.�'his
<br /> iasurance shall be maintained in th�amounts(rnGluding deductible lev��s}and for the periods that Lender
<br /> requires. What Lender requires gursuant to the preceding sentences can change during the term af the Loan.
<br /> The insuranc�carrier pro�id�ng the insurance shall be chosen by�orrower subject to Lender's right to
<br /> disapprave Borrower's choice,which right shall nat be�xercised unreasonably.Len�er may require
<br /> B�rrower to pay,�n connection�vith�his Loan,e�ther: (a}a one-�ime charge for flood zone determination,
<br /> certification an.d tra.cking services;�r(b]a one-t�me charge for flood zone determina�ion and�ertif�catian
<br /> MEBRASKA�ingle Family-Fannie MaelFreddie Mac�NIF�RM�NSTRUAAENT W1TH MERS Form 3�28 114�
<br /> VMP� VMP6A[NE}�1342}.04
<br /> Wolters Kluwer Fir�ancial Services Page 6 of 17
<br /> q033304484�Z D�33 357 ��17
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