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��14��374 ser�ices a�d subsequent charges each time r�mappings or similar changes occur which reasonably rnight affect such determination or certificatian. Borrower sha11 also be responsible for the payment af any fees imposed by the Federal Emergency Management Agency in connection with the review of any flaod zane de��nrunation resu�ting from an objectian by Borr�wer. If�QrrQwer fails tv maintain any of the coverages described a�o�e,Lender may obtain rns�u�rance coverage, at Lender's option and Borra�ver's expense.��nder is under no obligation to purchase a�ty par�icular type or amount af c�verage. Therefare,such coverage shall cover Lender,but might or might not protect�orra�er, Borrower's equity�n the Frop�r�y,or the cantents of the Property,against any ri�k,hazard ar��ability and migh�pro�ide greater or lesser�o�erage tha�.was previously in effect. B�rrower acknowledges that the cos� of�he insurance coverage so obtained migh�s�gnificantly�xceed the cast of i�surance that Borro�rer could have obtained.Any amounts d�sbursed by Lender under this�ection 5 sha�1 becorne additiona�debt of Borrower secured by this Securi�y�nstrument.These amounts shall bear interest at the Note ra�e fram the date af disbursement and shal�be payable,with such interest,upon notice from Lender to Borrower requesting paym�nt. A11 insura�ce policies required by Lender and renewals of su�h palicies shall be subject t�L�nd�r's right�a t�isappro�re such polic�es,shall inc�ude a stanr�ard martgag�cla�s�,an�l shall n.am�Len.�er as mortgagee andlor as an additiona�loss payee.Lender shall have the right to hold the poli�ies and rene�al certificates. �f Lender requires,Borrower sha�l promptly giv�to Lender a�l receipts of paid pre�miurns and ren�wal notices. �f Bvrrower obtains any form of insurance caverage,no�vtherwise required�y Lender,far damage to,or destruction of,the Prnpert�,such poliey shall include a standard mortgage clause and shal�name Lender as mortgagee andlor as an additional ioss payee. In the e�ent of loss,Borrower sha��g�ve prampt notice to the ins�.rance carrier and Lender.Lender may ma.ke proof of Ioss if nat made pr�mp�ly by Borrow�r.Unless Lender and Borrower oth�rwise agre�in writing,a�y in.suraace procee�s,v�hether or no�the underly��.g insurance was required by Lender, shal�be applied to rest�ration or repair af the Property, if the restoration or repair is economical�y feas�ble and Lender's s��urity�s not lessened.I�ur�ng su�h repair and res�oration period,L�nder�ha1�have�he right to hald such i�tsuranc�proceeds unti�Lender has had an oppt�r�unity to inspe�t such Property t�e�.sur�the work has been c�mp�eted ta Lender's satisfaction,pro�ided�hat such inspection sha1�be undertaken promptly. Lender may disburse proceeds far th�repairs and restQration in a single payment or in a series of pragress payments as the work is completed.LJn�ess an agreement is made in writing or App�icable Law requues�nterest to be paid on s�ch insurance proceeds,Lender sha11 nat be required to pay Borrower any interest or earnings on such proceeds. F�es for public adjus�ers,�r other third part�es,reta.ined by Borro�ver shal��o�be paid ou�of the ins�a��e proceeds a.�d shall b��t��sole obligation of Borrowe�, ��the resto�a.�io� or re�au is not ecnnomically feasib�e or Lender�s securit�wou�d�e lessened,the insurance proceeds shall be applied to the sums secured�}�this Secur�ty Instrumea�,whether or not then due,with�he excess, if any, paid to Borrower. Such insurance proceeds Shall be applied in�h�order provided f�r�n.Sect�on 2. If Borro�ver abandans the Proper�y,Lender may fite,negot�ate and settle any availa�te insurance claim and reiat�d matters.If Borrower does not resp�nd within 34 days to a notrce from Lender�ha�the i�.surance carrier has offered to settle a claim,then Lender may negotia�e and settle the claim. The 3a-day period will begia�hen the not�c�is gi�en. In e�ther event,or�f Lender acquires the Property under Sec�ion 22 or otherwis�,Sorrawer hereby ass�gns ta Lender�a}Borrower's rights to an�r insurance graceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument,and(b}an.y�ther of Borrower's rights�oth�r than the right to any refund�f unearned premiums pa�d by Borrower}under all insurance polic�es cavering the Property,insofar as such rights are applicable to the caverage of the Property. �ender may use the insurance pro�eeds eith�r to repau or restore the Pr�per�or to pay amaunts unpaid under the Not�or this Secur��y�nstrument,whether or not�hen due. NEBRASI(ASingle Family-Fannie MaelFreddie Mac UNIFORM�NSTRlIMENT WlTH MERS Form 3428 11�1 VMP� VMPfiA[NE}(130�}.DO Wolters Kluwer Financial Sen�ices Pa9��a��7 q�333D448462 Q233 35� 4717 ., ��._ �