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. ��14�57SS
<br /> The Funds shall b�held in an inst�tution wh�se deposits are insur�d by a federal agency, instrumen�a.lity,or
<br /> entity(including Lender,�f Lend�r is an inst�tu�ia�n whose deposits are so insured}or in any Federal Home
<br /> Laan Ban�.Lender sha11 apply the Funds to pay the Escrow Items no later�han the tim�specified under
<br /> RESPA, Lender sha��not charge Borrower for halding and applying the Funds,annua�Iy analyzing the
<br /> escro�account,or verifying the Escr��v Items,unless Lender pa.ys Borro�v�r interest on the Funds and
<br /> • Applicable Law permits Lender to make such a charge.Unless an agr�ement is made in writing ar
<br /> Applicable Law requires interest to be paid an the Funds,L�nder sha11 not be required to pay Borro�ver any .
<br /> interest or earnings on�he Funds. Borrower�nd Lender can agree in�riting,however,that interest sha11 be
<br /> paid on the Funds. Lender sha11 give to Borrower,withaut cha.rg�,an annual accounting af the Funds as
<br /> requ ired by RE SFA.
<br /> If there is a surplus of Funds held�n escraw,as defined under RESPA,Lender shall account to�3Qrrower for
<br /> � the excess funds in accordance�vith RESPA. If there is a shartage of Funds h��d in escrow,as defined under
<br /> RESPA,Lender shall notify Barrower as requ�red by RESPA,and Barrower sha11 pa}�to Lender the amaunt
<br /> necessary�o make up the short�ge in accordance�vi�h RESPA,but in no more�han 1�manthly payments. If
<br /> �h�re is a d�ficiency of Funds held in escrow,as defined under RESPA,L�nder shall natify Borrower as
<br /> �e�uired b�RLS�'A,and Barrv�ver sha��pa3r to Lender�he arrio��t necessary t�ma�e�.p the defG�e�cy in
<br /> accordance with RESPA,but in na more than �2 mon�hly payments.
<br /> Upon payment in.fu11 of all sums secured by this Security Inst�rument,Lender�ha11 promptly refund to
<br /> Bonower any Funds held b�L,ender.
<br /> 4. Ghar�es;L�ens.Borr��er�ha11 pay all ta.xes, assessments, charges, fines, and impositions attributab�e to
<br /> the Property which can attain priority o�er this Securi�y Instrument, Iease�o�d pa�ments�r�round rents on
<br /> the Property, if any,and Cammunity Assaci�tian I�ues,FeesA and Assessment�, if any. T�the extent that
<br /> these items are Escro�v Items,Bnrro�ver sha11 pay them in the manner provided in Sectian 3.
<br /> Borrower sha11 promptly discharge any��en which has pri�rity over this Security Instrument unl�ss
<br /> Borra�er: (a}agree�in writing to the payment of the obligation secur�d by the��en in a manner acceptable
<br /> ta�.ender,but an�y s��ong as Borrower is perf�rming such agreement; (b}contests the��en�n goad fa�th by,
<br /> or defends against enfarcem�nt of the lien in, �ega1 prace�dings which in Lender's op�nion operate to pre��nt
<br /> the enforcement of the lien while those proceedings are p�nding,but only until such proc�edin�s are
<br /> c�nc�uded;or(c)secures frvm the holder of the lien an agreement sat�sfactor�r��Lender subordinating the
<br /> tiea to this�ecur�ty Instrument. If Lender determines that any part of the Property is subject to a lien which
<br /> can attain priority over this Security Instrument,Lender may give Borrower a notice iden�ifying the lien.
<br /> Within 1�da�s of the da�e on which that natice is given,Borrower shail satrsfy the Iien or take one or more
<br /> of the actions set forth above in this Se�tion.4.
<br /> Lend�r may requu'e Borrow�r�o pay a one-time charge for a real estate tax verif�cation andl�r reporting
<br /> service used by Lender in connection with th�s Loan.
<br /> 5. Propert�llnsuranc�.Borrower sha��k�ep the im�rov�ments now existing or hereafter erected on the
<br /> Property insured against loss by fire,hazards includ�d within the term"ex�end�d coverage,"and any other
<br /> hazards inc�ud�ng,but not limited to, earthquakes and flaods, for which Lender requires insurance. This
<br /> insurance sha11 be maintained in the amounts�including deduct�b�e levels}and for the peri.ods�hat Lender
<br /> requix'�s. VL�hat Lender requires pursuant to the preceding sentences ean change during�he term af the Loan.
<br /> The insurance carri�r prov�din��he�nsurance sha�t be chosen.by Borrower subj ec�ta Lender's right to
<br /> dYsappro�e F3orro�ver's�hflice,�vh�ch�.ght sha��n.ot�e exerc�sed unreaso�ab��.I,�nder may�require
<br /> Borrower to pay, in connec�i�n with this Loan, either: �a}a�ne-time charge for flood zone determination,
<br /> cer�if cation a�d tracking serv�ces;or(b}a ane-time charge for flood zon�determination and certificatinn
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<br /> NEBRASKA�ingle Family-Far�nie MaelFr�eddie Mac L]N�F�RM iNSTRUM�NT WiTH MERS Form 342$1141
<br /> VMP� VMP6A[NE)[1342}.�0
<br /> Wolters Kluwer Financial Servi�es Page�of 17
<br /> q4333�4�8393 ��33 27Z 4517
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