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��14�57SS services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determinat�oa ar certification.Bvrrower sha11 alsa be respansible for the payment of a�y fees imposed by the Federal Emer�ency Management Agency in connectron with the review of any flood zone determ�nation resulting from an ob�ec�ion by Borrnwer. If B�rrower fai�s to maintain any of�he coverages described above,Lender may obta.in insurance co�erage, at Lender's option and Borrower's expense.L�nder is under no obligation to purchase an.y particular�e ar amount�f coverage. Th�refore, such�coverag�shatl caver Lender�but might or might not protect Barro�er, Borrovver's equity in the Proper�,or the contents of the Froper�r,against any risk,hazard or l�ability and might provide gxea��r ar lesser coverage than was previously in effect. Borrower acknow�edges that the cost of the insurance coverage so obtained might significantly exceed the cvst of insurance that Borra�ver c�u1d ha�e obta�ned.Any�mounts disbursed by Lender under this Sectio�5 shal�becom�additional debt of Borrower secured by this 5ecurity Instrument. Thes�amounts sha11 bear interest at the�Tot�rate from the date af d�sbursement and�hal1 be payable,with suGh interest,upon n�tice from Lender to Borrower requesting payrnent. A11 insurance palicies requ�red by Lender and renewals af such palicies shall be subj ec�t�Lender's r�ght to disappro�e su�h policies,sha11 include a s#,�ndard m�r�gage clause,and shat�name Lender as mor�gag�e andlor as an additionalloss payee. Lender sha11 have the right to hald the policies and rene�va�certificates. If Lender requires,Borrower shall promptly gi�e to L�nder al�receipts of paid premiums and renewal natices. If Borra�ver abtains any form of insurance co�erage,not o�herwxse required by Lender, far damage �o,or destruction�f,the Property,such policy sha11 include a sta.ndard mortgage clause and sha11 name Le�der as�mortgagee andlor as an additional lass payee, In the��en�of 1oss,�orrower sha11 give prom�t n�tice to the insurance carr�er and Lender. Lender may ma�e proof of lass if n�t made promptly by�orro�rer.Unless Lender and Bono�er otherwise agree in writing,an�insurance praceeds,whether or n�t the underly�n.g insurance was requir�d by Lender, shall be applied to restvratYon�r repair of th�Property, if the rest�ratio�or repair is econamica�ty feasible and Lender's security is aot lessen�d. I3uring such repair and restoration period,Lender shall hav�the right to hald such insurance proceeds until Lender has had a�opportunity ta in.spect such Property to ensure the work has been camplet�d to Lender's satisfactivn,provided that such inspection sha11 be undertaken prampt�y,Lender may disburse praceeds fvr the repaus and restoratian in a single payment or�n a series of progress payments as the�rork is completed.Unless an agreement is made in writing or Applicable Law requires�nterest to be paid on such insurance proceeds,Lender sha11 not be required to pay Borrower any �nterest or earnings on such proceeds. Fees for public adjust�r�,or other third parties,re�a�ned by Barr�wer sha11 nat b�paid out of the insurance proceeds and shall be the so�e obligati�n�f Borrawer. If the restoration or repair is not economicall�feasible or Lender's securit}�tivauld be lessened,the in�urance pr�ceeds sha11 be appli�d to the sums secured by thi�Security Instrument,wh�ther or not then due,with the excess, if aay, paid ta Borrower. Such�nsurance proceeds shall be applied in the ord�r provided for in Sectio�2. If Borr��er abandons the Property,Lender may file,negotiate and settle any a�ai�a�le insurance c�aim and related matters. If Borrower does not respon�within 3�days to a notice from Lender that the insurance carrier has offered ta settie a claim,then Len�er ma�n�gotia�e and settle the claim.The 3�-day period will begin when the notice is given.In either e�ent,or if Lender acquires the Prop�rty under Section 22 or otherv�ise,Borrower hereby assigns to Lend�r(a)$orrawer's rights to any insurance proceeds in an amount nat to exceed the amounts unpaid under the Nate or this Securit}�Instrument,and(b)any other of Borrower's rights(other than�he right�o any refund af unearned premiums paid by Borrower}und�r ai� insurance policies cavering th�Property,insafar as such rights are applicable to the coverage of the Property.Lender may use the insurance proceeds�ither t�repair�r restore the Prop�rty�r to pay amounts unpaid under the No�e or this Security Instrument,whether or not then due. f��! NEBRASKA�ingle Family-Fannie MaelFr►Pddie Mac LINIFQRM INSTRUMENTIIVITH MERS Form 3428 1J41 VMP� VMPBA[NE}(1342}A� Wolters Kluwer F�nancial Ser�ices Page 7 of 17 q�333a448393 U�33 272 �717