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��14�5�59 <br /> The Funds shall be held i.n an institutian�vhose deposits are insured b�a fede�al ageac�,instrumentality,or <br /> entity(inGluding Lender, if Lender is an in.stitution whase deposits ar�so insured)or in any Federal Hame <br />� Loan Banlf. Lender sha11 apply the Funds to pay th�Escrow Items no later than the time specified under <br /> RESPA. Lender sha11 not charge B�rro�ver far ha�ding�nd applying the Funds,annually an.aly�ing the <br /> escrow account,or ver�fying t�e�scrow Items,unless Lent�er pay�Borrower interest on the Func�s and <br /> Applicable Law permits L�nder to make suGh a charge.Unl�ss an agreement is made in w�riting or <br /> Appl�cable Law requues interest to be�aid on the Funds,Lender sha11 not be required to pay Borrower any <br /> inter�st�r ea.rnings on the Funds. Borrower and Lender can agree�n writing,hotivever,that int�rest sha11 b� <br /> pa�d oa the Funds.Lender�ha11 give�o Borrower,without charge,an an.n.ual accounting of the Funds as <br /> required by RESPA, <br /> If there is a surplus�f Funds h�ld in escraw,as defined under RESPA,Lender shatt accaunt to Borrower far <br /> the excess funds in accordance with RESPA. If�here is a shartage of Funds held in escrow,as�lefin�d under <br /> RE�PA,Lend�r sha11 notify Borrawer as required by I�E SPA,and Borrower shall pay to Lend�r the amount <br /> necessary to make up the shortag��n accordanee with RESPA,but in no more than 1�month�y�ayments. If <br /> there is a def�ciency of Funds held in escrovv,as def�ned under 1�ESPA,Lender sha11 notify Borrower as <br /> r�quired by RE�PA,and Borrow�r sha11 pay to Lender the amount necessary to make up the defici�nc�r in <br /> accordance with RE SPA,but in na more than 12 monthly pa�ments. <br /> Upon payment in fu11 of all sums secur�d by this Security�nstrument,L�nd�r shall promptly refund to <br /> Borrower any Funds held by Lender. <br /> 4. ChaFg�s;Liens.F3orrovver sha11 pay al�taxes, assessments, charges, fines, a�d impositions attrihutable to <br /> the Property which can attain priority over this Security Instrument, �easehald payments or graund rents on <br /> th�Property,if any,and Comrnunity Assaciation Dues,Fees,and Assessments,if any. Tv the extent that <br /> these�terns are Escrv�u Items,B�rrotiver sha11 pay them in the mar�.�.ner provided in�ectian 3. <br /> Borrower shall pr4mpt�y discharge any 1i�n which has pri�rity over this Secur�ty Inst�ument unle�s <br /> Borro�ver: (a)agrees in writing to the payment vf the obligation secured�y the lien�n a manner acceptable <br /> to Lender,but only so l�ng as Borrower�s performing such a�rre�men�;�b}cor�tests the�ien�n gQod faith by, <br /> or defends agains�enfarcement of the�ien ia,Iegal proce�dings which in Lender"s ag�nion aperate to preven� <br /> the enfvrcement of the lien while those proceed�ngs are pending,but only until such proceedin�s ar� <br /> concluded;�r�c}secures from the ho�d�r of t�e lien an agreement sat�sfactory to Lender subordinating the <br /> Iien to thi�Secur�.ty Instrument. If Lender determines that any part of the Pr�perty is subject t�a lien which <br /> can atta�n priority o�er this Security Instrum�ent�Lender may give�vrrou�er a notice identif�ring the lien. <br /> �ithin. 1�days of the dat�on which that no�ice is given,Borrower shat�satisfy the l�en or tak�one or more <br /> of the actions set forth abo�e in this Section 4. <br /> Lender may require Borro�ver to pay a on�-time�harge for a real esta.te tax ver�f�catioa andlor reporting <br /> service us�d by Lender in conuection�v��h t�.is Loan. <br /> 5. Prapert�lr�se�ranc�.Borrower shal�keep�he ixx�provements novv ex�sting or h��ea��er e�ected on the <br /> P�roperty insured agarnst loss b�fire,hazards included within the term"extended co�erage,"and any other <br /> ha�ards including,but not�imited ta,earthquakes and floods, for which Lender requir�s ins�.rance. This <br /> insurance shal�be maintained in the amounts(including deductib�e Ie�els)and for the per�ods that Lender <br /> requires. What Lender requires pursuant ta the gr�ceding sentences can change during the term of the Loan. <br /> The insurance c�rrier prov�ding the insu.rance sha�1 be chose�by Borra�er subject to Lender's right to <br /> disapprove Borrawer`s choice,whi�h right s�a��not be�xercised unreasonably.Lender may r�quire <br /> Barrower to pay, xn cannection with this Loan,either: (a}a one-time charge for flood zon.e d�termination, <br /> certification and�racking servi�es;ar�b}a one-time charge for flood�one determinatian and certification <br /> NEBRASKA�ir�gle Family-Fanni�MaelFr�eddie Mac UNIFURM lNSTRLIMENT WITH MERS Form 3fl28'l141 <br /> VMP� VMPBA{NE}{93D2).Q4 <br /> VVolters Klwver Fi�tanGial Services Page B af 1? <br /> q4333U811749 4Z33 320 U517 <br />