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��14�5�59 servic�s and subsequent c�.arges each time remappings or s�rriilar chan�es occur which reasvnably might affect such determination or certificat�on. B�rr�wer shall also be responsible for the paym�nt of any fees irnpos�d by the Federal Emergency Management Agency in connec�ion vv�th the review of any flood zone determination resulting frarn an objection by Barrower. If Borrower fails to maintain any of the coverages described above,Lender may�btain insurance coverage, at Lender's option and Borro�v�r's expense. Lender is under no obligation to purchas�any particular type�r amount af coverage. Therefore, such coverage shalt cover Lender,but might or might no�protect Borrower, B�rrower's equity in the Property,or the co�tents of the Propex�.y,aga�nst any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Bonower ackno�v�edges that the cost of the insurance coverage�a obtained might significantly exceed the cost�f insurance that Barrower could have obtained.Any amounts dis�aursed by Lender under this Section S sha11 become addit�onal debt of Borrov�er secured by this Security Instrument. These amounts shalt bear interest at the N�te rate from the date af disbursement and sha11�e payable,with such interest,upon nat�ce fram Lender ta Borrower requesting payment. A�1 insurance polici�s required by Lender and renevvals of such poticies shall be subject ta Lender's right to d�sapprove such po�icies, sha11 include a sta.ndard mortgage clause,and sha��name Lent�er as m�rtgagee andlor as an additionalloss payee. Lender sha11 hav�the right to hold the pa�icies and renewal certificates. If Lender requires,Borro�ver shall promptly give to Lender all r�ceipts of paid premiums and renewal n�tic�s. If Borro�v�r vbtain�any form of insuranc�co��rage,not otherwise re�quired by Lender, for damage to,or destruc�ion of,the Property,such policy sha�1 includ�a sta.ndard mortgage clause and sha��name Lender as mortgagee andlor as an additional loss payee. In the e�ent of Ioss,Borrower shall give prornpt noti�e to the insurance carrier and Lender. Lend�r may make proof of loss if no�made prompt�y�y Borrovver.Uaie�s Lender and Barrower�therwise agre�in �rrit�ng,a�y insurance proceeds,whether or not the under�ying insurance was required by Lender,shall be app�ied t�restoration or r�pair of the Property, if the restoration or repa�r is e�onomica��y feasi�ale and Lender's security is not lessened.�During sueh repair and restoration perivd,Lender shall hav�th�right to hold�uch insurance�roceeds until�ender�aas had an oppaxtunit�tv inspect s�ch Property�o ensure the work has b�en comp�eted to Lender's satisfaction,pr��ided that such inspection sha11 be und�rta.ken promptly. Lender may disburse pro�eeds for the repairs and restoratian i�a single payment or in a series of progress payments as the work is completed.LJn�ess an agreement is made in writing or Applicable La�v requires interest t�be paid Qn such insuran�e�roceeds,Lender s�a11 not be requvred to pay Barrower an� interest ar earnings on such proceeds. Fees for public adjusters,or other thiard pa.rties,retained by�orrower s�al��n�t'be paid out af the insuarance proce�ds and shali be the sole a�ligation of Borrower.If the restoration �r repair is not econ�mically feasible or Lender's securi.ty would be��ssened,th�insuran.ce praceed�sha�l b� a�plied�o the sums secured�ay�his Securi.ty Instrument,whether or not then due,wit��he exc�ss, if any, paid�o Borra�er. Such�nsurance proceeds sha11 be applied in the order pro�ided for in Sectior�2. If Borraw�r abandons the Property,Lender rnay fi�e,negatiate and settle any available insuran�e claim and related mat�ers. If Borrvwer does no�respond v�i�hin 3�days to a notice from Lender that the insuran�� canrier has offered to settle a��aim,then Lender may neg�t�ate�nd settle the claim. The 3�-day period�ill begin when the notice is�i�en.In either event,ar if Lender acquires the Proper�y un�er Sectivn 22 or atherwise,Barrower hereby assigns to L�nder(a}Borrower's rights to any in.suran.ce praceeds in an amaunt not t�exce�d the amounts unpaid under the Note Qr this Security Iastrument,and�)any Qther of Borro�er's rights(�ther than the right to any refund of unearned premiums pa�d by Barrower)under a11 insurance�olicies covering th�Property,insofar as such righ�s are applicabl�t�the�vverage of the Prop�rty,L�nder may use the in.surance proceeds either to r�pa�r ar restore th�Propert�y or ta p�ay amaunts unpaid under the N�te or this�ecurity In.�trument,whether or not then due. NEBRASECASingle Family-Fannie MaelFneddie Mac L1NIF�RM 1NSTRUMENT WITH MERS Form 3028 1141 �1NP� VMPfiA(NE}(130�},aD 1�11okters I{Iuwer Fi�ancial Services Page 7 of 1? q0333�811749 ��33 3z4 4717