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��14�531� <br /> Any application�f pa}�ments, �nsurance proceeds, or M�sce��aneous Proce�ds to princ�pal due under�he Note <br /> shal�no�extend or p�stpone�he due da�e, or chang�t�ie amount, of the P�r��dic Paymen�s. <br /> 3. Funds for Escrow I�ems. Borrov�rer sha�I pa� �o Lender on the day Periodi�Payments are due und�r�he <br /> Nate, until the Note is paid in full, a sum��he "Funds"} to prov�de for paymen�of amounts due f�r: �a} �axes <br /> and assessments and other i�ems which can attain prx�r�ty aver fhis Security �nstrum.en�as a�ien ar <br /> encu�nbrance on the Property; ��} leaseho�d payments or ground rents on the Proper��, if any; �c}prem�u�ns <br /> for any and all insurance�requ�red by Lender under Sect�on 5; and�d} Mor�gage�nsurance�r�m�ums, if any, <br /> �r an� sums paya�i�b� Bor�-Qwer to Lender in lieu af�he payment of Mor�gage�nsuran�e premiums in <br /> a�cordance wx�h the pro�isians�f Section �0. Th�se items are ca��ed "�scr�vW Items." A�orig�na�ion or a� <br /> any t�me during�he term af the L�an, I.ender may require tha�Community Asso��at�on Dues, Fees, and <br /> Assessments, if any, be escrowed by BQrrflwer, and such due�, fe�s and assessmen�s sha��be an Escrnw <br /> �tem. Borrower sha11 promp�l�furx��sh�o Lend�r al�no��ces�f amounts�o be paid under this Sec��on. <br /> Borr�wer sha11 pay Lender�h�Fund� for Escrov�r �t�ms unless L.�nder v�a��es Borrower's�h�iga�i�n to pay <br /> th�Funds fa�r any or alI Escrow �tems. L.ender ma�wa��ve B�rrawer's abligat�on�o pay ta Lender Funds f�r <br /> an�or a11 Escrflw I�ems at any�xme. Any such v�aiver may anly be in wri�ing. �n�he e�ent of such wai�er, <br /> Borrower sha��pa�direc��y, wh�n a�d v�here payable, the amounts due for any Escrow Items for which <br /> pa�ment of Funds�.as been wai�ed by Lender and, �f Ilender requires, shal� furnish to Lender rece�pts <br /> ��idencing such payment wi��.in such t�me peri�d as Lend�r may require. Borr�wer's obiigation to make <br /> such pa�ments and�o provide receip�s shal� for a�l pu�poses be deemed�o be a ca�enan�a�.d agreement <br /> can�a�ned�n th�s Secur��y �nstrum�nt, as the phrase "�a�enan�and agreement" is used �n Section 9. If <br /> Borrower is abl�gated to pay Escrav� Items directly, pursuan��n a waiver, and Borrower fai�s tn pay the <br /> amount due for an Es�r��v �tem., Lender may exercise its r��hts under Se�tion 9 and pay such amount and <br /> Borrov�rer sha1�then be obliga�ed under Se�t�on 9�o repay to Lender any su�h a�n�un�. Lender may re�oke <br /> �he v�a��er as�o an��r a�� Escrow ��ems at an�r��me by a no�ice gi�en in ac�arda�nce v�zth S�c�ion 15 and, <br /> upon su�h re�oca�ion, Borrower sha11 pay�o Lender a�l Funds, and in such amounts, �ha�are then required <br /> under�his Sec�i�n 3. <br /> Lender may, at any tixne, collect and h��d Funds �n an amaun� �a� suffi��ent��p�rmit Lender�o apply the <br /> Funds a��h�t�me speci�ed under RE�PA, and��}nflt to exce�d�he maxirnunZ amount a�ender can requir� <br /> under RESPA. Ilender sha�i est�mate the am�un�of Funds du�on�he basis of current data and reasnnable <br /> est�mates af e�p�ndi�ures of fu�ure �scrow �tem�s or atherwise in acc�rdance w�th App�icable La�r. <br /> The Funds sha��be held in an institut�on whose dep�si�s are insured b� a federal agency, �ns�rumental�ty, or <br /> �n�ity �in��uding Lender, �f Lender is an ins��tution��os�depos��s are so insured}or in any Federal Home <br /> Loan Bank. Lender sha�l appl�the Funds�o pay the Escrow �tems na Iater than�he�ime speci�ed under <br /> R.ESPA. L,ender shal� no�Charge Borrower for hold�ng and applying the Funds, annual�}�anal}�zing��e <br /> �s�r�w account, �r verifying�he Escrow �tems, un�ess Lender pays Borrower�nterest on�he Funds and <br /> App��cab�e Law permi�s Lender�o make such a charge. Un��ss an agreement is mad�in�ri�ing or <br /> App�icable Law requires interes��a b�paid on�he Funds, Lender shall not�e required to pay Borrav�rer any <br /> interest or�arnings�n the Funds. B�rrower and I.�nd�r can agre��n�vrit�ng, hawe�er, �ha� �nterest sha11 be <br /> paid�n�he Funds. Lender sha�l gi�e�o Borrower, v�i�hou�charg�, an annual account�ng�f�he Funds as <br /> r�qu�red by RESPA. <br /> If th�re is a surplus of Funds he�d in escrow, as de�ned und�r RESPA, I.ender�ha�l accaun��o Borrov�er far <br /> �he�xcess funds in accordanc�with R�SPA, �f there is a shor�age of Funds held in�scr�w, as d��ned und�r <br /> RESPA, Lender sha��no�ify Borro�ver as required b� RESPA, and Borrov�rer shall pay ta I�nder�h�amount <br /> ne�essary to make up th�shor�age�n accordance v���h R�SPA, but in no�nore than ��manth�y paymen�s. �f <br /> �here�s a def���ency �f Funds held �n escrow, as def�ned under R�SPA, Lender shall notify Barrower as <br /> NEBRASKA-Single Farr�iiy-Fannie MaelFreddie Mac UNIFDRM INSTRUM�NT Farm 3�28 1!01 <br /> VMP[� VMPfithfE}�13�2} <br /> Wofters Kluwer Financial 5er�ices P�������� <br />