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��14�531� require�b� RESPA, and Barrower shall pa� to Lender th�amoun�nec�ssary �o make up th�defzc�ency in accordance with RESPA, but in na mar�than iZ month�y pa�men�s. Upon payment �n ful� of a�l sums s�cur��by this Secur�ty �nstrument, Lender sha�� promptly refund to Borr�we�-an� Funds h��d��r Lend�r. 4, Charges; L�ens. Borrower sha�l pay a�l taxes, assessments, charge�, f�nes, and impasitions a�tri�utab�e ta the Pr�perty which�an at�a�n pr��r�ty over th�s Security �nstrument, Ieaseho�d paymen�s or graund ren�s on th�Property, if any, and�omm�nity Assoc�at�on Dues, Fees, and Assessmen�s, if an�. To the�xt�nt that �hese z�ems are Escraw ��ems, Barrower sha�l pay them�n the manner pro�xded �n Sec�ion 3. Barrower sha�� promp��y d�scharge any I��n tivhich has priori��o�er this 5eeurity Instrument unless Borr�wer: �a} agrees in wr��ng to�he pa�ment of the obiigati�n secured by�he lien in a manner aceeptab�e ta Lender, but on�y so ��ng as Borrower�s pe�form�ng such agreement; �b}c�ntests the�ien in gaod fai�h�y, or defend� against enfor��ment of the Iien in, �ega�proceedings which in Lender's op�n�fln operate to preven� the enfa�cem�nt af the�ien wh�le�hose pracee��ngs are pending, �ut oniy until such proc�ed�ngs are canclud�d; ar�c} se�ures frorxz the ho�der of�he��en an agreement sa��sfac�ory tn Lender�ub�rdinat�ng the Iien to this Se�urity �nstrument. If Lender de��rm�nes�ha�an�r par�of�he Prflperty �s subject t� a i�en wh�c�. can at�a�n pr�or�ty nver this Securi��r Instrumen�, Lender may give Borra�ver a nat�ce iden��fy�ng the�ien. VL��hin ��days�f the da�e on which�hat notice is given, Borrovver sha�1 satisfy the�ien ar take one flr more of the ac�ions s�t for�h a�ov� �n th�s SeC�ion 4. Lender ma�requ�re Borrower ta pa�a ane-time�harg�f�r a rea� �state�ax ver�f�cat�on andlnr repor��ng serv�ce used by Lender�n connection vvith�his Laan. 5. Pr�perty �nsuran�e. Borrower sha�� keep the impro�ernents now e�is�ing flr h�reaf��r er�cted an the Prapert� insured agains�loss by fzre, hazards�nC�uded wi�hin the�erm "ext�nded�o��rag�," and any other hazards includ�ng, but not limited ta, ear�hquakes and �1�od�, for wh��h Lender requ�res �nsuranCe. Th�s insurance shall be maintained in th�amaun�s �in��ud�ng deductib�e�eve�s� and f�r the per��ds �hat L�nder requ�res. W�aat L�nder requires pur�uant�a the preceding sen�ences can�hange during the term af the Loan. The�nsurance carr�er pra��ding the insurance shall be chosen by Borrower sub��c�to Lender'�right to disapprov�Barr�wer's cho�ce, vvh�ch r�ght shall not he exercised unreasonably. Lend�r ma� requ�re Borrow�r to pay, �n c�nnection wz�h thzs Loan, e�t�er. �a� a flne-�ime charg�for��.00d 2one de�erm�nat�an, �er��f��at��n and�rack�ng service�; or�b} a on�--��me�harge f�r��aod zoza�determ.�nat�on and cer�if�cat��n serv��es and subs�quen�charg�s each time remappings or similar changes��cur wh��h reas�nab�y rn�ght affect such de��rnunation or cer�zf�ca��n. Borrower�hali ais�be responsib�e far the payment of any fe�s imposed��the Federa� Emerge�Gy Manag�men�Agency in��nne�t�on�v�th the rev�ew af any flo�d zane d�t�rminatian resulting from an o�jectifln by Borrawer. ��Borro�aer fai��to ma�nta�n any of the c�verages described abo�e, Lender may abta�n �nsurance coverage, at L�nder's option and Borrower's�xp�ns�. Lender is under no obiigation tfl purchase any par�icular type or amount of�overa�e. Ther�fore, su�h ca�erage sha��over Lender, bu�might�r m�ght not pro�ec�Barrower, Borrawer's equity in the Proper��, �r the c�ntents�f�he Proper�y; aga�nst any r�sk, hazar�or l�ab�l��y and might pr��ide grea�er�r�esser co�erage than was pre�ious�y �n effec�. Barr�wer ackn�wledges �hat�he cast of the insurance co�era�e so obtained mig�t significan��y ex�eed the cast of insurance that Borr��ver c�uld have obta�ned. Any am.oun�s d�sburse�by Lender under this Section 5 �hall be�ome additional debt of Borrawer s�cur�d�y�his S��ur�ty �nstrumen�. These amounts sha��bear�nteres�at the Note rate from�h� da�e af disbursement and sk�all be payab�e, wi�h such �nteres�, upon no��ce from Lender ta Borrflwer reques�ing payment. NEBRASKA-5ingf��a�ily-Fannie MaelFr�dr�ie M�c UN�FaRM fNSTRUM�NT � Farm 3Q�8 1101 VMP� VMPfitN�y t13D21 VlJnit�rs KEuwer Financial Ser��es Page 5 af 17