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��14�5193 <br /> requ�red by RESPA, and Barrawer shall.pay to Lender�he amount r�ecessary�o m�e up the de�cienc�in <br /> aceazdan�e�ri�h RESPA, but in no mflre�an �.2 naanthly payme�ts. <br /> Upon paym�..t in:full of aIl sums secu.red�by this Secur�ty Instrum.en�, Lender sha11�rompt�y�-e�und t� <br /> Borroyver an�r�`unds he�d by Lender. <br /> 4. �harg�s; L�e�s. Barr�w�r shall pay a��tax�s, assessments, charges, fir�.es, and impositiar�s at�ri.butable to <br /> the Propert�r which can at�ain.prior��y over thzs Secur�ty Instruxnen�, leaseho�d paymen�s ar gr�und rents o� <br /> �he Property, �f any, and�arrimu�ty Assoc�.atian I�ues, F ees, and Asse�smen�s, if any. Ta the extent�hat <br /> �hese i:tems are E�crow I�ems, Borrower sha�l pay�hem in.the mar�r�er pravided in Sectian 3. <br /> Barrourer shall promptly discharge any lien wh�.ch has pr�ority over�s Secur�ty Instru.ment unles� <br /> Borrow�r: [a�agrees�n�wx-�ting�a the paym�nt af�.he ob��gatio�secured by the 1�en�n a ma�ner acce��able <br /> to L.erider, �ut ox�ly so�ong as�3arrov►rer is performing such agreem�nt; �b�contests�he Iien i.n good faith�y, <br /> or defenc�s against en.fo�cement of the lien i�., �.ega1��oceedxngs w�ch�JLende�'s a��.nian aperate to prev�nt <br /> t�ie enforcern.exi�of�ie�ien whi�e-th.ose proceeding�are�end�g, �bu�ox�Ly unt��suc�i proceec�zngs are <br /> concl.uded; or�c} secures fram the ho�der of the lien an agreement satisfactory ta�Lender subord.�ating�he <br /> ��en to�s Seeuri.ty Instrument. If Lender de�er�r�iues�hat a.ny part of�h.e l�roperty xs subj ect ta a��ien yvh�ch <br /> ean at�aa.n.priar�ty over this Secur�.ty Ins�rum�nt, Lender may�ive Borr��rer a na��.c�ident�fying�.he 1ien. <br /> ��#hin 14 days of f�e da�e on which that�ot�ce�is g�ven, �3orrower sha1�sa�isfy�.he��en or�ake�ne or more <br /> af�ie ac�.on.s s�t forth above i��s Sectian 4. <br /> Lender may require Borrower to pay a one-t�me charg�for a real estate tax verif�cat�.on andlor report�ng <br /> service used by�Lender in eonnect�or�.w�th�his Loan.. <br /> �. Prop�r�y �nsurance. Borrower sha�I keep the�m�roveme�.ts now existi-�.g or herea�t�r ereeted an�e <br /> Property-insured.aga�st I�ss�y fire, h.azards�ncluc�ed�i�iin the terx�a."ex�enc�ec�c�verage,'' an.d.any other <br /> hazards inc�uding, bu��.nt lim-�ted:�o, ear#�ic�uakes anc�flaads, for which Len�er require�insurance. This <br /> �nsurance shall be�ir�.ain��ned�.n�he a�.ounts�includi-��deduct�b�e 1eve�.s� a:nd f�r the�period�that Lender <br /> requ�res. What Lender requ�ires pursuant ta�.�preceding sen�enGes can chaxa.ge during-�h.e term of the L�an. <br /> The�n�urance�arr�.er pr�vid�ng the insuran.ce sha�l be chosen by Borraurer subj ect to Lender{s ri�lit to <br /> d�sapprave Sarro�ver's cho�.ce, v�rhich right shall not be exerc�.sed unreasonabl.y. Lender may require <br /> Borrower to pay, in.connection uTith this Loan, �ither: [a�a�ne-�ime charge for flood zane determi�.�.t�.on, <br /> cer�ificatxon and�racl�ir�g services; or�b�a ane-time charge f�r fload zone determinat�.�n a�d cer�f.cation <br /> serv�:ces and su�sequent chaxges each time remappings o�sim��ar changes occu�wh�ch reasonabl.y m�ght <br /> affec�such detenninat�on or c�rG�'�ca��on. �3arrower s�ial�a1s�be��sponsible for�ie pay�nent of ar�y fees <br /> imp�sed�by the F ederal Emerge�cy Max�.agement Age�.cy ir�connec�zon with-�he rev�.ev��f any�.00d zone <br /> de��rn�ir�at�.��.resu�t�ng�'ram an obj ectx.an�y�orra�v�rer. <br /> If Forrower fa�s to ma.intain any of�he co�rerages d�scr�.bed above, Lender may abtain�.�.surance coverage, <br /> at Le�der's option and Borro�urer's e�pense. Lender i�under na obligat�on to purcha�e any particu�.ar�ype or <br /> amou-�t of coverage. Therefor�, such�overage shal:�.cover Le�der, bu�migh�or might not protec��3orrower, <br /> Borro�er's equity in�he Proper�y, or�e can�e�.ts of the Froperty, against any r�.sk, hazard ar�.zab�lity and <br /> might prov�d�greater or lesser caverage than uTas prev�ous�y�effect. Borrower acknoW�edges that the cos� <br /> �f�e insurance coverage so obtained rnight sigr�fi�a�at�y ex�eed�he c�st�f�nsurance that B�rr�wer c�u�d <br /> ha�e ab�airied. Any amounts disbuxs�d.�y L.er�der under�his Sec��on 5 sha��become add�.�on�debt�f <br /> Barrov�rer secur�d by�hi_s Security Ixa.stru�ent. These ar.�.o��s shall bear zz�.�erest a��ie No�e r�:te frflm the <br /> d.at���d.x.s�ursement and shall be payab�.e, w��h suc��n�e��s�, upon no�ce from Lender to Barrower <br /> requestir�g pay�xxe��. <br /> ��aass�s <br /> NEBRASKA-Singfe Fam�iy-Fannie Ma�IFr�ddie M ac UNIFOF2�VI INSTRIJl�FNT Form 3�28'11�1 <br /> VNl P� VM PS�NE}�'f 3fl2} <br /> INolters K[uw er F�ianc�al Services Page 6 of�7 <br />