� ��14�5193
<br /> Any app�icati�n of pay�nents, insu:ran.ce pr�ceec�,s, �r Miscel�axzeous Proceeds to principal due under the Note
<br /> sha1�not extend or postpone t11e due da�e, or c�a�ge the amoun�, of the]Period�.c Payments.
<br /> 3. �uricis for�scar��Item�. Borrower s�iall pa�r to I�ender o�:�e day Per�od:iG Payments are due under the
<br /> Note, u�til the Note is pa�d�n fu1_I, a s-um��he"Fu�:ds"�to prov�de for payment of amounts d:ue for: �a��axes
<br /> and assessments an�o�her item:s which ca-�.atta�n pr�ority�ver this Security Instrumen�as a�.�e�or
<br /> encumb�ance an the Proper�y; �b� l.easehold payments or gra�u�a.d r�nts on�.he Property, if any; �c}premiums
<br /> for any ar�d a��insurarrce requaired by L�nder under Sect�on 5; ar�d�d)Mortgage Insurance premium.s, if ax�:y,
<br /> or any sun�payabl.e by Borrov�er��Lender in�ieu af t�ae paymen�of Mortgage Insurance premiums�n
<br /> accardance with�he pr�v�.sxor�s�f Sectian.14. These items are called"Escrow Item.�." At orxg�r�a�i.on or at
<br /> any time dur�ng the�erm of the Loan, JLe�.der may requ�re that�o�rn�:ty Assa�i.atzor�Dues, Fees, and
<br /> Asse�sments, �f ax�.y, �e eserawe�by Barr�wer, a.r�d suc1�dues, fees ar�d assessme�ts shall be ar�Escrow
<br /> Iterrm. �o�rovrer shall�rampt�.y furnis��o�er�de�-al���tices af ar�ounts t�be pai.d.unc�er thi�s Se��io�.
<br /> Borr�wer sha11�a�Lencler the Funds for Escraur Items�.n�.es��Lender w�ves���rflwer�s ob�.i.ga��.Qn�o pay
<br /> the F�d.s for a�n:y ar all Escrow Items. Lender may wa�ve�orrower"s abli.gatx.or.��o pay to Lexlder Funds far
<br /> . any a�-al.�.Escraw I�ems at any�i�ri�. Any such waiver may�nly be�n writing. In the ever�t of such v�raiver,
<br /> Borrower sha11 pay direetly, when and where payable, the amoun�s due for any�scraw I�ems for which
<br /> payment of Funds has been.waived by Lenc�er and, if Lender requ�es, shall fixrn�sh to Lend�r rece�pts
<br /> ev�dencing such payrnent�vi�hin:such�ime period a.s Lender may require. Borrov�er's nbliga��an to mak�
<br /> suc�i payments and�a pr�v�.de receipts sha1�for a�.l.purposes be deemed�o�e a covenant and agreement
<br /> c�ntained in�his Secur�.ty Instrument, as the phrase"cove�ant and agreement'' is used in Sect�on 9. If
<br /> �orrower�s o�I�gated.to pay Escrow Itenas d�rec�ly, pursuant to�.uraiver, ar�d�3orrower fa�.�s to pay#�e
<br /> �nour�.�dt�e f��ax�Escrovr Itern, Lender a�iay e�ere��e�:ts�ights under Se�tion 9 and pay s�c�a�nourit and
<br /> �3�rr�wer�ha�.�.�he�be obl�gated under Sect��n 9 ta r�ay�o I�enc�er an.y such amau�t. L.end.er may revoke
<br /> �1ie�ra�ver as to any or all Escrow Iten�s at a�y�ime by a notice g�ve�ir�accordance w�.t�.Sec�ion 15 a�c�,
<br /> upan such revocati�n, Borrower sha11 pay to Lender a11 Funds, and i:n such amounts, that ar��hen required
<br /> under�his Sectian 3.
<br /> Lender may, at any t�me, co��ect arnd hol.d Funds in an am.au�:t�a} sufficient�o permit]L�r�der�o apply the
<br /> �`unds at the�me spec�f�ed u�der RESPA, anc��b}not to exceed th�maxYmu:m amourit a�ender can requ�re
<br /> under RESPA. Lender sha11 es�ima�e�he amount�f Fur�.ds due on the�asis�f current d.a.�a and reasonable
<br /> est�mates of e�penditures of future Escrour Items or otherv�ri.se�:n accordance wi�.Ap��.zcab�e Law_
<br /> T'he�unds��ia��.be he�c�i_n�ar�.i.�titutiar��u�a�se c�e�osi�s ar�nnsured�y a�ederal agemcy, �:ns�r�mentality, �r
<br /> en.tif�r�i�cludi.x�g I�e�der, i.f Ler�der�s a�.�:n�stit�xtion wh���de��sits are sa�ured.�o��any]E edera.�I-Iom�
<br /> Loan Ba.n�. I�e�c�e�-s�ial.�.app�y the�unds to pay�he�scrow I�ems no Iater th.aa�t�e time specifiec�ux�.der
<br /> R�SPA. �Lender s�iaJ.l.r�at charge Sorrower for h��.di.x�g and ap�Iy�.ng the JFund�s, ax�nua��y analy�g t�ie
<br /> escrov�r accouxxt, �r verifying�he E�eraw Items, u�e�s Lender pays Borrower i.n�ere�t a��the Funds an:d
<br /> Appli.cab�e Law permits Lender to make such a charge. �CIn.�.ess an agree�nent is made in urriti�g or
<br /> Applicable Law requires i�terest ta b�pa�d on the Funds, Lender sha:I�.not be required ta pay Barrower any
<br /> in�erest or earn��gs on the Funds. Borrawer and L�xxder can agree in wrxt�g; however, �hat�n�erest sha1�be
<br /> pai_d:on�h.�Fu�ds. Lender sha��give��Borrawer, without charge, ar�annua�accountxng af the Funds as
<br /> required by�ES]P�.
<br /> �f there�s a surplus�f F�ds held�.n.esc�ow, as defi�.ec��der R]ESPA, L.�nder shal.�:�.c�o�t��Barrowe�-far
<br /> �e e�c�ss furic���accv�d_ance�th 1�5�'A. �f�e�e�s�.��.o�a.ge of��.ds�ie�.d��n.escrow; as cle�'in.ea�u�d�er
<br /> 1�ESPA, ]Lender sha��natify Borrower as require�by l�SPA, an�Borrower s�al�pay to Ler�c�er�e a�a.aunt
<br /> n�ces�ary�o ma�e up�he shnr�age in accordar�c�w�th RES�A, b�xt�n no mare�an 12 rnont.�.y payme�ts. If
<br /> there�s a defic�.ency of Funds he�d i.n.eserow, as defined under RESPA, Lender shal.l:nQt�fy Borrower a.s
<br /> 240DE8�6
<br /> NEBRRSKA-Single Fami[y-Fannie M aetFreddie N#ac LlN{F�RM lNSTRtJM ENT Form 3028'!14�
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<br /> VUvi�ers K[uw er Fnancial Services P�9���'���
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