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��14�5193 <br /> 8�1���1ER��VENAN'TS�hat Borro�rer is�awfull.y sei.sed of the estate here�y conveyed and has�he right�o <br /> grant and con�rey�he Propex-ty an�t�iat�he Prope�ty is unencum�ered, �x�ept�or encur��ran.ces o�record. <br /> Borrower�rarrants and wil�d�fe�d generally�he tit�e to�he Property agaznst a1� c�.au�ns and d.e�na�ds, s�bj ec��o <br /> any encu�nbrances�f record. <br /> THIS SE�URITY INSTRUMENT combi.nes ux�if�rm cav�nants for nat�anal use and non ur�iform covena:x��s�v�th <br /> limited varia�t�.�ns by�urisdictian�o constitute a un�fnnn security instrument covering real property. <br /> L!n if o rm C ov�n�nt s� Borro�er a�d Lender covenant and agree as follo�xrs: <br /> '�. �'a�ment �f �'r��c�pal, ��ateres�fi, Escrvvtir �tems, Prepaym�nt �harge�, and �te ��arges� �arrower <br /> �hall p�.y wher�c�ue�e px-�ncipa�of, and�r��erest or�, �he deb�evidenced by�he Note and an�prepayme�t <br /> charges and.�ate charge�due under the IV ote. Barrou�e�shall a�so pay funds fo�-Escrow Item�s�ursuant�o <br /> Sectzo�3. Payrnents due�der�he 1V''ote a.�c�t�i�s Security Ins�r�men�sha1�.be mad.e in L��.S. currency. <br /> I�ou�evex, zf a�.y checl�or ather instrument rec�ived.�y�end.er as payment ur�der�.ie�o�e or th�s Secur�ty <br /> Instrumen���re�urned�o Lender unpaid, Lender may require�hat any or all subsequer�.t payments due under <br /> the Note and this 5ecurity In�trument be mad�in one Qr rnare of th.e fol.l.owi�g forms, as seleeted�y L�nder: <br /> �a} eash; (b)money order; �c� cert�.�.ed cheek, bar�k�heck, treasurer's eheck or cashier's check, pr�vided any <br /> such check�s drau�.upon ax�in.stitut�on�uhose deposits are insured by a federal agency, instrumentality, ar <br /> en�ity; �r�d}]E�ec�rox�.�.c Fun:ds T�ar�sfer. <br /> Payments a�e d�emed receive�by Lender when rece�ved at the locat�on designated in the Nofe or at such <br /> nthe�r�.ocatzon as may be deszgnated by Lende��n accarda�ce wi�h the natzce prov�s�.ons�.n Secti.or�1 S. <br /> Len�er may��turx�.an��ayment or partia�payment i7F the paym�nt o�-part�.�pay�nents are�suf�c�e�t to <br /> bri�g the Laan c�xren�. I�ende�-may acce�p�ariy payme�t or�arti.al.p�.yment insuf£�cient to bri.r�g the Loar� <br /> current, �thout wa�ver fl f any rights hexeu:x�der or pr�j udice t�i�s rig}its to refuse such p ayment ar p art�.a�. <br /> pay�nen�s i�the future, but Lender i.s not ob�.i.gate�ta appJ.y such�ayments a:t t�e�ime such payments a�e <br /> accepted. If each Per�odic Payment xs app�.�.�d as of�.ts schedu�.�d due d.a.te, then Lender need���pay�nterest <br /> on una�aplied fuxa.ds. Lera.der xnay h.o�.d such u�.ap��.ied funds until I3orrawer makes pay�ents to bri�.g the <br /> Loan curre�t. If Borrower d�es n�t d� so withi�a reaso�ab�e per�ad of�xme, Lender sha11 either app�y such <br /> funds ar return�hem to Barrawer. If rio�applied ear�ier; such fu�ds�vi.].�.be applied to the autstandi�g <br /> pr�incipal ba�.ance under�he Nate i-mmedia�el.y pr�or to far�cJ.osure. Nfl�ffset or cia�m which Borrower might <br /> have noW or�n the fu.ture against JLender shal�rel�eve Borrower fram mal�irig payments due u�der the N�te <br /> and this Securi-�y I�s�ner�t or perforr�ung�he c�ve�ari�s and agreememts secured by thi�Security <br /> Ir��e�t. <br /> �. A��l�ca$i�n af Payr�en�s or�Pr�ceeds. Exc�pt as ot�i.erw�.se descr�bed�n t�iis Section 2, a�.1 paym�n�s <br /> accepted a�zd app��ed by Lender sha1J.be app�ied.�n tlze fol�av�ring order of priority: �a)�.r�.terest due under�ie <br /> NQ��; [b�principal due under the Note; �c� amounts due under Sectian 3. Such payments sha11 be app�iec�ta <br /> each Periodic Payment�n the vrder in which it became due. Any rema�ning ar.riotxx�.ts shal.�.be applied f rst to <br /> Iate charges, second to any other amounts due under�his Seeurity Instrument, and tlie�.to reduce the <br /> prin��pa1 ba�ance of t�ie Nate. <br /> If I�ender rece�ve�a paym�nt from Barrou�er for a d��inquent Period.ic Payment which�:ncludes a suff'xc�e�.t <br /> a-mou�t t�pay ar�y�ate c�arge c�ue, �ie paymer�t may be a�pliec�to��e deli-�.c�ue�.t�a.y�ne��and�e�ate <br /> charg�. If rnore th.an axze Peri�d.ic�ayment rs out��and�g, I�ender may ap��.y a�y payment rece�ved from <br /> Bor��wer ta�e repayrment of the Per�odic Payments if, and��the extent f.hat, each�pa.yment can be paid in <br /> fu.I�. 'To t�xe�xt�n.t that any excess ex�s�s a�ter�ie�aym�nt�.�applzed to�.e fu11 payment of or�e or more <br /> Per��d�c Paymen�s, such excess may be applxed to any Iate charges due. Va�untary prepa�men�s sha.l]:be <br /> applied�rst ta any prepayment cha�ges arid�her�a�described in th�Note. <br /> ��oa�s�s <br /> NEBRASKA-5ingle Family-Fannie M aelFreddie M ac UNIF�RM INSTRUNE ENT Farm 3028 11�'l <br /> VM P O VM P6�NE��13D�} <br /> VIlal�ers Kluw er Fnancia]Services Page 4 af�7 <br />