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<br /> : ��14��59�
<br /> DOC ID #: ********4481�8013
<br /> 3. Funds for Escraw Items. Borrower shall pay to Lender on the day Per�vdic Payment� are due under�he
<br /> TVo�e, un�i� the Note is paid in full, a surn �the "Funds"} to pro►vide for payrrient of arnoun#s due for: �a}
<br /> faxes and assessrnents and other items wh�ch can attain prior�ty over�his Secwr�it�Ins#rtument as a Iien or
<br /> encumbrance on the Property; �b}ieasehoid payments or ground ren�s on the Prapex�hy,if any; �c}premiums
<br /> for any and all insurance required by L�nder under Section �; and �d} Mor�gage Lt�surance prern�ums, if
<br /> any, or any sums payab�e by Borrovver�o Lender�n lieu of the payment of Mor�gage Insurance premiums
<br /> in accordance w�th the pro�isions of Sect�on lU,'These items are called"Escrow I�ems."A�or�ginatian or at
<br /> any i3me during the term of�he Loan, Lender may requ�re fihafi Camrnuruty Association Dues, Fees, and
<br /> Assessments, �f any, be escrawed by Borrower, alld SLiC�I [�iI�S, fees and asses,sments shall be an Escrow
<br /> Yt�m. Borrower shall prornptly furn�sh to Lender all nofi�ces of amounts to �e pa�id under this Secfiion.
<br /> Borrower sha��pay Lender the Funds for Escraw Items unless Lender v�a�ves Borro�trer's obligation to pay
<br /> the Funds far any or all Escrow Ytems,Lender may wax�e Borrawer's obiiga�ion to pay ta Lender Funds for
<br /> any or all Escrow Ytems a#any t�me. Any such wa�ver may only be in��ing.In the e�ent of such wai�er,
<br /> Borrawer shall pay direc�l�, when and where payahle, �he amounts due for any Escrow Items for wluch
<br /> payment of Funds has been vtrax�ed by Lender and, xf Lender requires, shall furrush to Lender receipts
<br /> erv�idencing such pa�men#w��.h�n such�ime per�od as Lender may reqw�re. Borrower's obliga�ion ta make
<br /> such payments and to prov7ide receipts shall for all purposes be deemed ta be a co�enan� and agreemen�
<br /> contained in this Securxty Instrurnent, as the phrase "co�enant and agreernent" is used in Sectian 9. If
<br /> Borrower is obliga#ed fv pa� Escrow Iterns direc�y, pursuant to a wa��er, and SorrovWer faiis to pay the
<br /> arnaunt due for an Escrow I�ern, Lender may exerc�ise its rights under 5ection 9 and pay such amaunt and
<br /> Borra�ver shall then be obXiga�ed under Section 9 to repay to Lender an�such amount.Lender may re�oke
<br /> the wai�er as t❑an�or ax�Escrow��ems at any tiune h�r a notice g�i�ren in accordance w�th Section 15 and,
<br /> upon such re�ocation, BorrowQr shall pay to Lender all Funds, and in such amounts,that are then reqtured
<br /> under thxs Sect�on 3.
<br /> Lender may, at an�#ime, collect and hv�d Funds in an amount �a} sufficient to permit L�nder#v apply�he
<br /> Funds at the tiirne spe�ified under RESPA, and�b}not to exceed the maximum amoun�a Iender can reqwire
<br /> under RESPA. Lender shall estima�e the arnounf vf Funds due an�he basis�f curren#data and reasonable
<br /> est�rnates of expend�tures af fu#ure Escrow Items or othervv�se in accordance w�th Applicahle Law.
<br /> The Funds shall be held in an inst�tut�on whose deposits are insured by a federal agency,�ns�umen�ar���,or
<br /> ent�t�tinciuding Lender, if Lender is an ins�itution whose deposits are so insured} or in any Federa�Horne
<br /> Lvan Bank. Le��der sha1� app�y the Funds �o pay the Escrow Ztems no la#er than the t�rne specif�ed under
<br /> RESPA. Lender sha�l not charge Borruwer for ho�d�ng and appxying �he Funds, annually analyzaing the
<br /> escrow account, or �erifying the Escrow Items, unless Lender pa�rs Borrower interes� on the Funds and
<br /> App�icable La�v�v permi�s Lender to make such a charge. Unl�ss an agreement is made in writ�ng or
<br /> Applicab�e Law requires in�eres�#a be pa�id an the Funds,Lender shall not be required to pa�'Borrower any
<br /> interes�or ear�ungs vn the Funds.Borrower and Lender can agree iri vvriting,however,�hat interes�shall be
<br /> pa�d on�he Fwnds. Lender shall gi�e #a Borrower, w�thout char�e, an annua�. account�ng of the Funds as
<br /> required by RESPA.
<br /> �f�here �s a surplus of Funds held in escrow, as defined under RESPA, Lender shall accaunt to Borrovver
<br /> for�he excess funds in accordance w7ith RESPA.If#here is a shortage of Funds held in escrow, as defined
<br /> under RESPA,Lender shail nat�fy Borrower as required h�RESPA,and Borrower shali pay to Lender the
<br /> amount necessary t❑ make up the shor#age in accordan�e with RESPA, bu� in no more than 12 rnonthly
<br /> pa�ments. If�here is a def�ciency of Funds held in escrow, as defined under RESPA, Lender shall not�fy
<br /> Borrower as r�quired by RESPA, and Barra�rer shall pa�ta Lender#he amount necessary to make up the
<br /> def�ciency�in accordance w�ith RESPA,but uY nv mvre than 12 mvnthly payrnents.
<br /> Upvn payrnent �n full af all sums secured by th�.s Secwr�ity �nstrum�nt, Lend�r shall promp�ly refund to
<br /> Borrower any Funds heid by Lender.
<br /> 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and imposxt�ons attribu�able to
<br /> the Property which can attain prior�ty o�er this Security Instrument,lea�ehold payxnents or ground rents on
<br /> the Property, if any, and �ommuni�y Association Dues, Fees, and A�sessments, ff any. Tv the extent fhat
<br /> the�e itenns are Escrow Ytems,Borrower shall pay thern in fihe manner provi�ded�n�ectian 3.
<br /> Borrower shall prornpt�y discharge any lien �rluch has prinrity over �his Security Ins#rument unless
<br /> Sorrower: �a} agrees in wri#�ng to the pa,ymen�af the ab��gat�on secured by the Iien�n a manner acceptable
<br /> �o Lender, but on��so Zong as Borrower is perfarming such agreemen�; �h} con#ests the lien�n good faith
<br /> by, or defeiids against eY�forcemerit af the lien in, legal prviceedings wh�ieh in Lender's opixuon opera�e to
<br /> prevent the extforcemen�of the lien while those proceedivags are pend�ng, bu�only until such proceedings
<br /> are conc�uded; vr�c}secures frarn the holder vf the lien an agreemeYit saiisfacfary to Lender subardinating
<br /> the��en to this Security Instrument. �f Lender determines that any part af the Pr�per�y is subjec�to a lien
<br /> which can attain pr�orih�o�er this Securi#�instrument, Lender may give Borrower a notice iden" ' g the
<br /> lien.V�Tith�in 10 days vf the date on wh�ich tha�no�ice is gi�en,Borrvwer shall satisfy the�ien vr take vne ar
<br /> more�f the actions set forth above in th�s Section 4.
<br /> NEBRASKA��Single Family--Fann�e MaelFreddie lVlac UNEF�RM�NSTR�MENT Form 3028 '[1�1
<br /> Deed of Trusf-N E
<br /> z006-�NE(D81�3} Page 4 ot�2
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