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. , ��14��59� D�C ID #: ********448108013 Parcel �D Number: 4 0 o a�5 415 which currenfi�y has the address of �115 PI�NEER BL�1'D, GR�.ND I SLAND , �StreeflCfty] Nebraska �8 8�l �"Property Address"}; j7�p Code] TOGETHER �'TTH all the irnprovements navv or hereafter erected on �he praperty, and all easements, appurtenances, and fixtures naw or hereafter a part of the progeriy.All replacements and adtlit�ans shall.alsv be co�er�d by this Secwr�i#y Lnstrurnent. All of �he foregvYng is referred �a �n fhis 5ecw�ity �nstr'u�ment as the "Praper�y.,' BDRR��NER C(�VEIVANTS that Borrower is lawfully seised of the es�ate hereby con�eyed and has thQ right�o gran� and con�ey the Property and that �he Praperty is unencumberQd, �xcept for en�umbrances of record. Borrvwer warrants and will defend generally the title ta the Propert�r against all claims and demands,subject ta any encumbrances of record. THIS SE�URTTY INSTRUMENT com�ines uniform cavenants for nationa� use and nan-urufarm co�enants with limited►variat�vns by juri.sdiction to const��ute a uxuform securii�r instrwment co�ering real property. UNYF�RM CDVENANTS.Borrower and Lender covenant and agree as follows: I. Payment of Principai, Interest, Escrow Items, Prepaymen� �harges, and Late Charges. Barrower shall pa�when due the pr�r�cipal of, ar�d ii�terest oi�, the debt e�xderYced by the Note and an�prepayment charges and la�e charges due under the Note. Borrvwer shall also pay funds for Escraw��ems puxsuant to Section 3. Payments due under the Note and this 5ecur�ity Tnsfrurnent sha�l be made in U.S, currenc�. However, if any check or other xx�struxnent received by Lender as payment under th�Note or this Secur3ity �nsiru.men�is returned�o Lender unpaid,Lender may requ�.re that any or all subsequent payrnents due under �he Note and this Security Ins�ruxnent be rnade in one ar more of#he follvwing forms, as selected by Lender: (a} casb; �'b) money order; �c} cer�i ed checl�, bank check, #reasurer's check or cashier's check, prvv�ded any such check i�s drawn upon an u�stitu�ion whvse deposi#s are i,nsured by a federal agency, instrumentality,or entit�r;or�d}Electronic Funds Transfer. Payments are deemed recei�ed by Lender when recei�ed a�the location designated in the No�e or af such other Iocation as may he designa�ed by Lender in accordanCe �w�i�h the nolice provi.sions in Section 15. Lender naay return any payment or par�i.aX paymenf Yf the pa�ment or par�.ial pa�ments are iinsuff�cient�o br�ng the Loan current. Lender rnay accept any payment or pat�tital pa�ment insu�f�rcient to bring the Laan current, �w�ithout wai�er of any r�ghts hereunder or prejudice to i�s rights to r�fuse such payrnent or partiai paymen�s in�he future, bu�Lender is not vbliga#ed tv apply such payments a�the time such payments are accep�ed. Zf each Periodic Pa�nrnent is applxed as of�ts scheduled due date, �hen Lender need not pay in�erest vY� un�pplied funds. Lender rnay hold su�h unapp�ied funds un#�I Borrower makes payrnen�s to bring the Laan current. If Barrower daes not do so wi�hin a reasonable per�ad of iime, Lender shall ei#her apply such funds ar return them to BarrovWer. Zf not app�ied earlier, such funds will be appiied to �he vutstanding pr�ncipal balance under the No�e i.mmediately pMor ta foreclosure. Na offset or claim which Borrower rnight ha�e now �r in the future against Lender shal.I relieve Borrawer from mak�ing payrnents due under the Nv�e and th�s Security Instrument ar performing the co�enants and agreements secured hy �h�s S e curii�Instrumei�t. p Z. Applicahon of Payments or Proceeds. Except as o�herw�se descr�bed xn �us Sec�.on 2, all paymen�s accepted and applied by Lender sha.�l be applied in the follo�ving arder of prior��y: �a}Ynteres�due under the Note; �b} pMncipal due under the Note; (c}amvu��ts due under Section 3.Such pa�'ments sha�l be applied ta each Periodic Payment xn the order in which it hecarne due.Any rernauung amounts shall be app�ied fiEt�s�to late charges, secvnd to an� other amaunts due under this Security Instrument, and �hen to reduce the princxpal balance of the Noi�e. If Lender receives a pa�rnen#frarn Barrower far a delinquent Periodic Payment wh�ich�cludes a suff�cient arnount to pa� any �a�e charge due, the payment may be app�ied �o the de�inquent pa�ment and the late charge. If more than one Periadi�c Payrnent is outs�andu�g, Lender may appl�any payment received from Borrower tv the repayment�f�he Periodxc Payments if,and to the exten�tha�,each payment can be paid in full. To the extent tha# any excess exists after the payment is app�xed ta the full paymen# af one or more Periodic Payments, such excess may be app�ed to any Ia#e charges due. Vo�un�ary prepayment� shall be app�ied first tv any prepayment charges and then as descr�bed in the Note. Any applica��on af pa�rnents, �nsurance proceeds, or M�scellaneous Proceeds to pritic�pal due under#he Note shall not extend or postpone�he due date,or change the amount,of�he Periadic Payments. NEBRASKA--S�ngl�Family--Fannie MaelFredd�e Mac UNIF(�RM iNSTRUiiJIENT Fvrm 3�Z8 7101 Deed of Trust-N E 2006--N E�081�3} Page 3 of�Z