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��14��334
<br /> The Funds sha11 be held in an in.sti�utian whose depo�xts are insured by a fed�ra�agency,instrum�nt�lity,or
<br /> �nt�ty[including Lend�r, if Lender�s an in.stituti�n vvho�e d�posits ar�so insured}or in any Federal Home
<br /> Loan$ank. Len�er sha��apply the Fund�to pay the Escrow Items no lat�r than th�time speG�fied under
<br /> RESPA. L�nder shall n�t charge Borrower for hn�d�ng and applying the Funds,an�ually ana�yzing�he
<br /> escraw account,or verify�ng the Escrow�tems,un�e�s Lender pay�B�rrower interest�n th�Funds and
<br /> Applicable Law permits Leader to make such a char�e.�nless an agreemen��s made Yn�vriting or
<br /> Applicable La�requires in.�erest to be paid on the Funds,L�ader sha11 not b�requ�red tv pay Barrower an�
<br /> interest or eaxnings on th�Funds. Borrower and Lender can agr�e in��ing,however,tl�at interest shall be
<br /> paid an the Funds. Lender shall give to B�rro�ver,without charge,an annual accoun.ting�f the Funds as
<br /> required by RE SPA.
<br /> If there is a surplus of Funds held in escrovv,as defin�d under RESPA,Lender�ha11 ac�ount to Borrower for
<br /> the excess funds�n acGardance with RESPA.If there is a shartag�of Fun�s l�eld in escrow,as defined under
<br /> RESPA,Lender sha11 natify Borrower as required by RESPA,and Borrawer shal�pay to Lender the amaunt
<br /> necessary to ma1��up the shortage in accordance with�E�PA,but in na more than �2 manthl}�payments.If
<br /> there is a deficien�y of F�nds h�ld in escro�,as def�ned under RESPA,Lender sha11 not�f�Borrower as
<br /> r�quired b�RESPA,and�orro�er shall pay to Lender the amount necessa�y to rnake up the deficiency�n
<br /> accordance vvi�h RESPA,but in na more th�n �2 mon�hly payments.
<br /> Upon pa�ment in full of all sums secured by this S�Gurit�r Instrum�nt,Lender sha11 promptly refund to
<br /> Barrawer any Funds held by Lend�r.
<br /> 4. �harges;Liens.Borro�ver shall pay all taxes, as�essments, charges, fin�s, and impos�tions attr�butable to
<br /> the Property whi�h can attain pr�ority over th�s Security Instrument, leasehold payments�r ground rents�n
<br /> the Praperty,if any,and�orr�munity Assvc�a��on Dues,Fees,and Assessments, if any. To the extent that
<br /> th�se items are Escrow Item�,Borrower shall pay them in the manner provided�n S�ction 3.
<br /> Borrow�r sha11 promptly discharge any lien which h�.s prxority��rer this Se�urity Instrument unless
<br /> Borra�ver: �a}agrees in writing to th�payment of the ob�igatian secured by the lien�n a manner acceptable
<br /> to Lender,but aniy so long as Borrower is performing such agreement;�b}c�ntests the lien in ga�d faith by,
<br /> �r defends against enforcement�f the��en�n, legal proceed�ngs wh�ch in Lender's opinian aperate ta prevent
<br /> the enforc�ment of the 1�en�hi�e thos�pr�ceedings are p�nding,but on1�until such proceedrngs are
<br /> concluded;or(c)�eGure�from the ho�der af the�ien an agreemen�satisfa�tary to Lender subardinating the
<br /> ��en ta this Security Instruxnent.If Lender determin.es that�.ny part of the Property�s�ubj ect to a lien wh�ch
<br /> can atta.in priority ov�r this�ecurit�r Instrument,Lender may give Borrower�notice identifying the�ien.
<br /> �ithin �U days of the date on which that notice is given,Borrower sha11 satisfy the lien or�e one or more
<br /> �f the actians set for�h above in th�s S�ction 4.
<br /> Lend�r may requue Borrower ta pa�y a one-time charge far a rea�e�tat�tax verificatian andlor repor�ing
<br /> ser�ice used by Lender in connection�vith this L�an,
<br /> 5. Qrv�rt���sura�eB.Bon�v�er sha��keep t�e improvem�nts naw existin��r hereaf�er erected on.the
<br /> Proper�y i�.sured aga�nst loss by fue,h.azards�ncluded within the term"ex�ended coverage,"and any other
<br /> ha�ards includ�ng,but not limited to, earthqual�es and flvvds, f�r wh�Gh Lender requires insurance. This
<br /> insurance sha11 be maintained in the amounts�includin.g deductibl�levels}and for the peri�ds that Lender
<br /> requues. �hat Lender require�pursuant to the preceding sentences can change during the term af the Loan.
<br /> The insurance carrier pro�idi.ng the insuran��sha��be chosen�ay Borrawer subject ta Lender's right to
<br /> disapprove Borrower,s cho�ce,which right shall not be exerc�sed unrea�o�ably. Lender may require
<br /> Borrower to pay, in connectian with th�s I.oan.,eith�r: (a�a one-time charge for flood zone determinat�on,
<br /> certifcat��n and tracking services;or('b}a one-t�me charge��r fload zone determ�nation and cer�ificati�n
<br /> NEBRASKA�i�g1e Family-Fannie MaelFreddie Mac L]N�F�RNI�NSTRI]MENT 11VITH MERS Fomn 34�81{41
<br /> VMP� VMPfiA[NE}�93U2}.U4
<br /> Wolters Kluwer Financia!Ser�ices Pa�e fi of 17
<br /> q�33254433G� UZ33 3fi6 4617
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