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'._--_. —�____�.�- .—. ..r.._�.ww��.�i.�. ..__"___. __."_.___ ".__"' .r--"_. __. ..... . -- --- �7_�o y O��l � payments may no longu be rcquired,ac the opdon af Lendcr,if mortgego inaurance covuago(ln tha amount und for tha pertod that Lcndcr rcquires)pmvidcd by an insurer appcovcd by L.cndcr egain bccomc�avalleblo and is obtaincd.Borrowcr shall pay cho � premiums roquirod to maintain matgage lnsura�►ce in cffcct, or to pmvidc a bss r��vo,until the eequiremcnt for mortgugc insuranco enci�in accordanco with any wdtua►eBreement bctween Ba�rower andLenda'or apPlicable law. �der ahall g[vo 9.Inapeetba. L.cndcr or its egent may melce reasonablo entrles upon aod inspecdons af tha PropcRy Borrower aodcc at the tlmo of or prbr W en lnspecdon spocifying reagonNblo cause fa tho inspoctlon. 10.Condernnado�n. The proceeds oo �Q aW�y,0�f�nved y�ce h�wt of condcmnation�arc hereby�asslgned and condemnadon or olhu teking of any pert shaU be paid to Lendu. shall be applied tc�ihe sums sa;urcd by thls Securlty Tnsuument, In tho cvent af a total takL�g of the ProPertY�ihc pr�ce�9 whether or not then due.with anY oxcess Paid w B°n°W�•��e event of a panial iekin8 of the ri'°1xrtY{n Wh�ch the fair maricet value of the Propercy lmmed�atcly beforc the taking is equal to or 8reatec than�a amount of the sums secured by thla Security �� Instcument immedintely bcforc the taking.unless Bocrower and Lender othawaso agroe in writing� the sums secured by thie � Securiry Instrumenc shall ba reduced by the amount of the procoeds muldpllcd by�e foUowing fr�don:(a)the total amount af � the sums secured lmmedietcly b�fore the taking.divide�i by (b)the feir mecket velue of thn which�he fair markelt aluf o of tho _ �ing,pny balanco sball be paid w Borrower•In the event of a pa�tial takln8 of tDleProperty ptoperty immediately before tha t�klnB is less than ihe amount of tha surre sa;ttred tmmediately before the taking,unles� Bozrower end I.ender otherwise aSree L+wddng or unless appllcable law mhervvtseprovides,the proceeds ahall ba applled w the • sums securcd by this Security Inswment whether or not tho sums are then due. � If the Prc>perty is abandoned by Borrower.or if�after nadca by Lender ro Barower tbei the condemnor offers w make w► award or setilt a cleim for damages;Borrowu fa�t ts op�ne ther��e,sw�ra�do°3oarr�eypalr of the Property or to tho sums secured is suthoriud to caUoct and apply the proceeds. by tbis Securlry Insuwnent,whetlxr or not ihen duo. ' Unless Lender aad Borrower otherwise agroe in wr1d�8.�Y aPP��on of ps+oxcds to prir►cIpal shaU not eatend or postpone the due date of the monthly payments mferred to in paraBraPhs 1 and 2 or chango ttie amoum of such payments. - 11.°ar.-c��:NQ:ow{wnawdi R�r!►earance Bv Leeder Nat a Waiver. Fut�eNion of tha dme for payment or modlflcation of amorti�ion of tt►e gums secund by ihis Securhy Instrument gcenced Dy I,enda to any successor in inuresc of Bom�wa�`�li s not operate to releasa the liabllity of the oclginal Borrower or Borcower's suceessors in int�resG I.ender ahsll not be requirod w �. ; commenca proceedlnBs a8einst any$u�s��t or refuse to e�ctead timo fapayment or othexwise modify amortizatinn of : tha sums secured by this Securlty Insuument by nason of any demand madeby Ua odginal Borrower or Borrower'a successas i in inceresG My forbcarancc by Lendu in exercising eny right or nmedy shaU not be e waivu of or precludo the axercise of any dght or:cmedy. ts of this 12.Succ�ors and Assigas Bound:Joint�od Several Li�bWtyi Casl�ere.Tha wvenants aad agn�emen Security Instrumeat shaU bind and benefit the successors and essigns�f I.u�da and Borrowu.subJoct tco the pcovlsiuns oF peragraph 17. Barower's wvenanis end agnxmants shall be 9olnt and xverd. Any Borrower who co-signs tt►is Socur�tY Instrument but does not eaceuu the Note: (u)is co•slgning this Socurity Instrumeat only to mortgege.Brent end convay tlut � Borrowu's interest in tha PropacY undu the urms of this Security Instrumu�t:N) 1�nat personally obligetAd so pay tho sums ; secnred by thLs Securlty Insuuma►t;and(c)egcoas that I.ender end any otha Barowa may agroe to extend,modifY.fatK�ar or P_ make any eccommoclations with ngard eo the tums of this Security Instrumentor ihe Note without that Borrowu's conseaG 13.Loan C6ar�es. If the ban securecl by this Securicy Insuumeat is aubjoct to a l�w which seta maximum loan cl�arges. .. and that taw is fu�ally intecpnted so that the intaest or othe� loan charges colkcud or to be collocted in connecdon with thc lan excood tha permiuccl limiu�than:(a)any such loan charge ahall be reducod Dy tl�amount neces.4ecY w reduca tho charge t,o the -- � pamivallimit;and(b)anY sums alm,�ly colleckd from Borrower which exaeded permival Wnit�wi11 be refunded w Bomowa. Lender may choosa to make this nf��d by nducing the principal owed unda tl�e aote�t withom u�t anY pr�psYment�chart ge Borrowu. If a nfund reduces principal.tha rcducdon wt11 bo►reat�d a4 a Aard�l P�P Y�►� — under the Note. 14.Notke�. Any nodce co Bozrower provided for in this Sectulty Insw�nent shell be glven by delivering it or by mailiag it by C�rsc class mail unless applicable law requins nse of another method.'11a nodce sha1�be directed�°the I'r°pe�'Addm.�s or ' any other addre,ss Borrowcr designates by nodce to Lender.Any noflce to I.enda shall be given by fust cla�s mail oo Landa's address stated hexein or any other address Lender designates by notice to Bormwa. Any nodce providcd for in this Securiry Inswment ehall be deuned to havc been given to Borrower or Lcndcr when�tvenes provided in this paragraph• ' 15.Gaverning LAw;Sever�bility. 'lt�ia Securlty Instrumcnt shell bc govemed by fedcral law and the law of the '