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<br />   				A(I tnsurance poltcies and renoHrals shall be acxeptabta to Lender and sha(I include a standard mortgaigve t�L n�er    		�
<br /> -. :�°� ..   `  '-     	Lendet stiafl have tt�s�Ight to hotd the poltcies and renewals.If Lender requires.8orrower shali pramp�iY g
<br />    � '� .'     ,.     	a1t�ecetpts af patd Ptemiums and renewal notices.In the e�r8rit of toss,Borrower shalt gtve Prompt notice to the     			.
<br />       '    .  		i n s t t r an c e c�t r ier and lender.Lender may matce praof of tass i�not�nade ptomptly by Borrowet.       				,�, y. :
<br />     �      			Untess Lender and Bt�n�+►er othetwt�e agree in wrdtng.[nsurartce Pro��s s h�i l be ap p l t e d t o r e s t o r a t t o n a r�e p a i r   	- -    -
<br />       . . �  �  		of the Propetty dama9ed.�the testotatlon or repair is econcmlcalty feasibte and lender's ser.urftyl is not tessened.ff the       	_
<br />-: �      " ��   ,       	restoreiton or repalr is not econamtcaliy feasi�te or Lender's securit�i woutd be lessened,the insuracice proceeds sha11
<br />       			be appilsd to the sums secuPed by this Secur�tY lnsfi[mern.wheiher or not then due,wftfs any excess paid ta Borrower.
<br />    �	,  ��      	If 8orrrnn►er abandons the Property.or daes not ans9nreT wft�In 30 days a no'tice ftom LBnder that the Insurance carder
<br /> -.     .-�   :,;.-`-.    	iraa offe�d to P ttl�a���y s�ms sec�ured by this Se�cu�iry I�n,trumerit.whether or n�oL tt�e duep.iThe 30-daY Per�ad
<br />       -�---� .–.� �.   	or restote the  rop rty      Pa
<br />       			4vili begln when the nottce is gj+►ere.     													`
<br />		`   		Unless Lereder end Bortawer otherwise agrge in wrftlng,any aPpfi�s i and 2 ot�change e a�mourt�of the��or  		`�
<br />   .�  :	- �     	postpone the dua date of 4he morRhly l�Yments referred to[n paragrap   								.
<br /> - __. _.`.      ,. `     	paymsnts. If under 	h 21 the P�operty is acquired by Lender.Borrcwer's�tgM ta arry insurance pofides and
<br />    .�    �     		p ro c e e d s�S�g fro�merR i�mm e d t a t e►�j►p or to t t e S o�q u t s ffi o n.�l pass to lender to the ex[ert of the sums		, -
<br /> �      			S e C U r e d b Y	�!I     							8o r ro w e P s L o a n A p p l i e a t t o n;
<br /> � ��   	�    		6.Occupaacy,Preservation,Maititenance and Pratectton of the Pro p e ri y;  							-
<br />      	� 		6:easehoida Borrower sha11 occuay.establish,and usethe PropertY as Bo�ower's pdncipai restdence wftt+tn sbdy days      	��  :
<br />		�       	aRer tt�e sxecutlan of thts Secur�y tnsmtment and shaD contlnue to axupy t h e P r operty a s Borrowe��p i���e�       	: �.�,ti.
<br />	.      -		residence tor at least orte year after the date of occupancy.unless l.ender ott�erwise sgrees tn wr�Ing,     				:
<br />				shalt not be unreasonabSy wfthheid or uMess e�der►uaiing dreumstances exist whtch are beyond Borrowefs oor�trol.		�;::t,..
<br />- 	�      .      	BoROwer sha41 aot destray.damaSe or tmpaTr tfie Property.atlow the Property ta detedoraie,or commit waste on the 		-
<br />    	. . . 		Propetty.Borrower st�all6e�n d�fat�t if any fodenure action or proceeding,whether ctvfl or crimU�a1.Is begun that tn   		�,
<br />   �    			Lender's good t�fth judgmerrt oo�dd res�it tn farfefture of the Properiy or oiherwise mffierialty impair the Iten created by       	-
<br />    																					-:�  . .
<br />      	�  		this Sepuity Instntmattt or Lende�s secutity i►rterest Borrower may cure sucf�a defauit a�sd retnstate.as pran►tded tn
<br />	�---.   '" .-      	ara    h 18.bI►causing the action ar pmcaediag to 68 dismissed with a ruling that,in Lender's good 9aith   			;�;,�r
<br />    --    --,,:.,:``:'   	d6teT�mi�ton�Predudes for�eiture of the 8orrower's trrterest in the Praperty or other materiaf impairmertt of the lien
<br />    '       `  :•r•�' :    	�reated by thls gecurPty Instrumet�t or LendePs secur�yt irftere.st.Borrower shal!also be tn deiault ff Borrower.during the      	�.r•,;
<br />    � �     	�.    	toan eppitcatton process,Bave materiallytalse ar inacxurate ir�om�atian or statemer�ts to Lender(ar iai�ed to provfde       	� �.___
<br /> •      	I•��;'    	Lender with any matedal fniom�lon)F�connection wlth the loan evtdenced bY the Note,tnctudEng,but not limiteed to,       	tfhc:�; •
<br />																			d
<br /> :  .- ..  .  �:�'�.�`w.�   	re      tRaticns conceming BoRawer's occ�-   cy of the Properry as a pdncipal residenca If th�S�ecu�t�a Property�  	F=-"'s'r`��
<br /> .   -     - -  , ;� t�`   	on  Ia�easehotd.Borrower shati compnl w��,�P�S10fiS OF th@(83S@. l�BOtTOWBt SCQlih38
<br />	.     '  ,:�s�   	the teasehoid and the fee tide sha91 not merge unless Lender agrees to the rrterger In wri4ing-    					_.,
<br />    �� 	�     ' 		7.Pircte e t ton o f L en d er's Ri ghts in the Propert�i.If Borrower tails to perform the cove�ara`s and agr�eemeMs
<br />-y� �  ..	,•��"�':    	comained tn this Secwny tnstrument.orthere ts a teg�l proc�edtng thai may slgnfftcantly a�eCt Lendar's�tn t he		-�::
<br /> 				�roPert�►(such as a proceedi�g in banfauptcY.Pro�a,for co�demrratton or iorteituure or to e�orce taws mT 			:..a.-
<br />-  	. ' .�		regidatlans).then Lender may do and pay fcrwtratever nnecessaN t secured by a liien which Ea�s p r���r�is f9       	N''.,.
<br /> .   ..   			dghts in the Property.Lender's actions may indade payi 9 anY  									-1, .
<br />      	•   		gecurity tnstrument,aPP��9 in wwt,paytn9 reasonable auomeys'tees and ertterfng on the Propert7l to make
<br /> : 	�  �   		tepatrs.Although Lertder may take actlon under this patagrdAh�.Le�der daes not have to do so.     				f�=  �
<br />   	.	��.																			s: :
<br /> `    ':�,``f.� '�.. .. �  .`�		qny amounts disbursed by Lender underthis paragraph 7 shaSl become add�tonaf debt of Barrawer secu�ed by       	��  .:;.
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<br /> ,    				Secu   Instrument.Untess Bottawer and Lender agree to other terrns of payment.these amouMS����ei to     	',��'-
<br />  				this      �Y
<br />       -	—�;   	j���;�;����h+�r�ament at ttte Note rate and shatl be payabie.with interest.upon nctice
<br />    �–_—     � : �    	Borrawer requestin9 PE►Yme�.       													,
<br /> '�    �       			8.Mortgage tnsueance. If Lender required mort9age insurarn;e as a condiUon ot making the loan secured by this
<br />   											r    ired to malntain the mortgage tnsurance In eftec�ti.for any    	��
<br /> �:    	.. 		S�curfiyy Instrument,Borrower shall�tay the premt�ras e�       									-
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<br />   	.       		�ason.the mo�tgage insurance covera9a requi�ed�Y Lender tapses or ceases to be in eflect,Borrawer shall pay the     	_   _
<br />    .   '   	-      	premtums required to cbtain coverage substantiaify equivalent to the mortgage tnsurance prevlously i�eNect.at a cost   	�=.`.
<br />	� 	; '��.'`   	s u b s t a n t i a l h l e q u i v a t e r n t o the cast to BoRawer o f t h e m ort g a ge tnsurance p ne�fi o�u�i��,�,s n o t�a vatt�a61e�8   		–�-°:
<br />     		,    	nroKgage insaa�er appTaved by Lender.{f substantlal�y equtvalent mo ga9   		�,,�nce remium be1n9    	�' �
<br />  	�  	��,.
<br />	� �.  �,.    N.,,   	gorrov�rer stra�pay to Lender each momh a sum equal to one�twelfth of the yeariy mortga�a . 	p   			�„_ _
<br />       ;;:.;•:�  . •,��:4�    	paid by Borrower when the Nsurance coverage tap�sed or ceas�d to be in eftect.�ertder vr:�accept use artd retatn these 	•  – �
<br />  _.  ,t•,;,.   ,  • ".{_    	payments as a toss resenre t m l t e u o f m o rt g a g e i n s u r a n c e.Loss resenre p a y meMs may no longer be required,at the      	� Y ^
<br /> � ,.  .�       : . � ':   	o p t icn a f L s r s d e r,t f m o rt g a g e i n s u r a n c e c o v e ra g e Q n t h e a m o u r d a n d t o r t h e p edods that Lender�equires)pro v i d e d b y
<br />  ;  �   �    	`+    	an insurer a�raved by Lender again becames avaQable and is obtatned. Borrower shail    che prem iums�eq u i r e d t o   	���.
<br />--   �     '�   ' ,`,'<<���  	mairrtain m�actgage insurance ii�efleci,ort+�p r o W de a l o s s rese�ve,tmtil the re qulremer►t or c�oRgage insurance enda
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<br /> -   �    			to��t�obanca wtth any written agreemcs�t f�etween Borrowar and L�nder or applic�abte law.   					,,  -
<br />_-   .      ...   .     		e. Inspection.nLe�at the tkne of or prior o an inspectl1 on pecity n9 resena 1e�cause fo ehen spe�c�ti�nder		��.«.
<br />      	.    		shall gt+re eorrowe�
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