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201211193 <br /> in the Properiy and ri�ts under this Security Insh-ument; and(d)takes such action as Lender may <br /> reasoaably require to assure that Lendes's intetest in the Properry and rights under this Sec�ity Instrum�nt, <br /> and Borrower's obligalion to pay the sums secured by tlus Secuxity Instrument, shall conunue unchanged. <br /> Lender may require tfiat Borrower pay such reinstatement sums and expenses in one or more of the following <br /> forms, as selected by Lender: (a) cash; (b)money order; (c)catified check, bank cheek, treasurer's check or <br /> cashier's check, provided any such check is drawn upon an institurion whose deposits are insnred by a <br /> federal agency, instnunentality or enfity; or(d) Electronic Fmids Transfa. Upon xeinstatement by Borrowea, <br /> this Security Instnunent and obliga#ions secured heieby sha11 remain fully effeclive as if no acceleration had <br /> occurred. FIoweaer, this right to reinstate shall not apply in the case of accelerafion under Section 18. <br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the <br /> I�Tote(together Rvth this Security Instrument) can be sold one or more rimes without prior notice to <br /> Bosower. A sale mnght result in a ehange in the entiLy(lrnown as the "Lr�an Servicer")that collec�s Periodic <br /> Payments due under the Note and this Security Instrument and performs other mortgage loan servicing <br /> obligarions under the Note, tkus Securitc=Instrument, and Applicable Law. There also might be one or more <br /> cl�anges of the Loan Servicer unrelated to a sale of the Note. If there is a change of Yhe Loan Servlcex, <br /> Borrotver will be given written notice of the change which will state the name and address of the new Loan <br /> Servicer, the address to which payinents should be made and auy other information RESPA requires in <br /> c:onnection cvith a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a <br /> Loan Servicer ofhex than the pucehaser of the Note, the mortgage loan servicing obligarions to Borcower will <br /> remain with the Loan Servicer or be transferred to a successor L,oan Servicer and ue not assumed by the <br /> Note purchaser unless otherwise provided by the Note purchaser. <br /> Neitlter Borrower nor Lender may commence,join, or be joined to any judicial action(as either an <br /> individual II#gant or the memUer of a class) that arises from the oYher pariy's actions pursuant To this <br /> Security Instrument or that alleges that the other pazty has breached any pro��ision.of, or any duty owed by <br /> reason of, this Seciuity 7nshumen�, unfll suekc Borrower ox Lender has notified the other pariy(�*�ith such <br /> notice given in compliance with the requirements of Section 15) of such allcged breach and affqrded the <br /> other party hereto a reasonable period af[er the niving of such notice to take correctivc action If Applicablc <br /> I.aw pxovides a gme peziod which must elapse before certain action can be taken, that ti�ne per;od will be <br /> deeened to be reasonable£or purposes of this pazagraph. Thc norice of acceleration u�d opportunity to cure <br /> given to Borrower pursuant tp Seefloa 23 and the notice of aeceleration given to Barrower pucsuant to <br /> Section 18 shall be deemed to satisfy the notice and opporhurity to take corrective action provisions of lhis <br /> Secfion 20. <br /> 21. Hazardous SubstanCes. As used in this Scction 2L (a) "73azardous Substances"are those substances <br /> defined as to�c or hazaxdous substances, pollutants, or wastes by Environmental La«and dic following <br /> substances: gasoline, icerosene, othet flainmable or toxic petroleum products, toxlc pesticides and herbicides, <br /> volatile solvents, materials containing asbestos ot fomialdelxyde, and radioactive materials; (b) <br /> "Environrnental Law"means federal laws and laws of the jwiscliction where�.the Property is located that <br /> relate to health, safety or environmental protecrion; (c) "Environmeratal Cleanup" includes any response <br /> action, remedial acfion, or removal acrion, as defined in Environmcntal Law; and(d)an "Envir�nmental <br /> C�nclition"means a condition that ean cause, contribute to, or otfierwise trigger aci Enz�omnental Cleanup. <br /> Borrower shall not cause or permit the pxesence, iase, clisposal, storaga, ot telease of any Hazardous <br /> Substances, or threate�i Lo release any Aazaz-dous Subst�ces, on or in ffie Properiy. Borrower shall not do, <br /> nor allow anyone else to do, anything affecting the Praperty(a)thak is in violation of any Enviromnental <br /> Law, (b)which creaies an Environmental Condition, ar(c) which, dua to the prese�ee, use, oz��lease of a <br /> Hazardons Substance, creates a conditioa that adversely affects the value of the Property. The preceding rivo <br /> zaooazz� <br /> NFBRtiSRASingle Family+annis MawFreddie Mac UNIFORld INSTRUA49JT Form 3G28 1/�� <br /> VMP� VPAP6(NE �1105) <br /> Wolters Klmv er Fnancial Services Page�3 ot 17 <br />