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� � 201211193 desig�ated a substitute notice address by norice to Lender. Bonower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Bonower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address Lmder this Security Inshwnent at any one time. Any nofice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connecrion with this Security Ingtrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Securif�Instrument is also required undes Applicable I.aw, the Applicable Law requirement�ill sarisfy the caxresponding requireinent under this Securit7 Instrt�meait 16. Goveming l.aw; Severability; Rules of Construction. This Sec�u-ity Instnzment shall be governed by federal 1aw and the law of the_jurisdickion in which the Property is located. All rights and obligations contained in this Security Instrument aze subject to any requirements and limitations of Applicable Law. Applicable Law mieht explicitly or implicitiy allow the parties to agree by contract or it might be silent, but sucli silence sha11 not be construed as a prohibit�on against agreement by contracY. In lhe event that any provision or clause of this Security Instrument or the Note conflicts with Applicable I,aw, such eonflict shall not affect other provisions of tUis Security Instrumenf or the Note vrhich can be given effect�x�ithouT the conflicring provision. � As used in this Sccurity Instrument: (a) words of thc masculine gender shall mean and 3nclude corresponding neuter words or words of the feminine gender; (b)words in the singulaz sha11 mean and includ�the plural and vice vcrsa; and(c) the word"ma}f' gives sole discretion without any obligation to take any action. 17. Borrow er's Copy. Borrower shall be given one copy of the I�Tote and of this Security Instiwnent. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or bene$cial interesk in the Property, including, but not limited to, those beaeficial inCetests fransferred in a bond for deed, :antract for deed, uistallment sales contract or escro�v agreement, the intent of which is the transfer of title by Borrower at a future cate±o a purchaser. If all or any part of the Property or any Interest in flie Property is sold or transferred{or if Sorrower is not a natural person and a�eneficial interest in Borrower is sold or transferred)without Lender's prior writtcn covsent, Lender may require ixnmediate payxneat in full of all sums secured by ttris Security Instrument. However, thls oprion shall not be exercised by Lender if such exercise is prohibited hy Applicablc Law. If Lender exercises this option, Lender shall give Bonower notice of acceleration. The nolice shall provide a period of not less than 30 days from the date the notice is given m accordance with Section 15 withia wluch Borrower mns4 pay all siuns secured by this Security lnstnunent If Borrower fails to pay thesc siuns prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice ox demand on Borrower. 19. Borrower's Right to Reinstate After ACCeleration. If Borrower mcets certain eondifioes, Boaower shall have the xight to hav€enforcetnent of this Secuiity Instrument discontlnued at�y time prior to ttte earliest o£ (a) five days be£ore szle of the Property pursuant to any power of sale contained in this Security Instrument (b) such other period as Applicable Law might specify for the tennination of Borrower's right to reinstate; or(c)entry of a judgment enforcing this Security Inshuinent. Those conditions aze that Borrou�er: (a)pays Lender all. sums which then v✓ould be due under this Security lnstrument and the Note as if no accelerarion had occurred; (b) cures any default of any other covenants or agreements; (c)pays all e�enses incurred in enforcing this Security InstzumenC, incluciing hu#noT limited to, ieasonable attorneys' fees, � properry mspection and valuation fecs, and other fees incurred for the purpose of proteeting Lender's interest z4aaszs� NEBRl�SKFSingle Family-Fannieldae7Fredtlie M11ac UNIFORM INSTRUHI ENT Form 3028�1/01 Vbi P(7 V!A P6(NE)(1105) W olte�s Kluwer Financial Services pzye�p o{�i�