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201210954 required Uy RESPA, and Borrower shall pny Io Le��dcr thc a�nowit nece,asary to madce up fhe deficiency in accordzncc�with RF,SPA, but iii no more than 12 monthly pa}nnents. Upon payinent in full of a11 smns secured by this Security Instrumcnt, I,endar shall promptly refund to Borrower any h'unds held by Lender. 4. Charges; Liens. Rorrower shall pay all taxes, nssessments, ch2rges, fincs, and impositions attributable to the Prope�[y which can attain priority ovet fihis Secw'itiy Instrulnent, leaseholcl payn�ents or ground rei2ts on the Property, if�ny, and Couui�unity Association Dues, Fees, and AssessmenYs, if any. To the exCent thttt these items are Escrow Iteins, Bo1•rower ehell pay[hem in ihe n�anvor provided in 5ection 3. Borrowar sha11 promptly diecharge any Iieu whioh h�s priority over this SecuriCy Iustrmnent unlesa Borrower: (n) agreas in w�itinb to the payment of the obligntion secnred by the lien n�a manner acceptable to Lender,but otily eo long as Borrowcr is performing suclx agreement; (b) oontests the]ien in good faith by, or defends against enforcenient of tl�ie lien in, 1ega1 procecdings which in Lender's opinion operate to prevenl the enforcementi o£the lian while those proceedings nre pending, but anly unfrl such proceedings are concludod; or(c) secures from tha holder of the lian an 2�reementi satisfnclory ta Londer sub�rdinating tlxe lien to this SeouriCy Ins�4tmeuC. IF Lcndcr dctc rmines that auy pa��t of the Property ia subject to�lien whicli can akCain prioriPy over this Security Instrumenc, Lender inay givc,Bc�rrower a nntice identifyiug the lien. Witl�iil 10 days of tha da�te on which that notice is gi�en, Bozrower sha11 satisfy til�c licn or talce otTe or inore of the aeCiona set for�li above in this Section 4. Lender v�ay require 13on�ower to pay a one-Cime chacge for a real astate tnx verifioation nnd/or repor6ing service used by Lender in ooiwcotion witl�this l��oan. 5. Property Insurance. Borno�ver shall]ceep the improvements now existiug or hereafler erected on tlie ProperCy insured again�t loes by frre, hazards inchidoci within the tecm"extended covera�ge," aud uny other haztuds including, but not limited to, e�rChquakes and floods, for which Lendcr rcquire�9nsurance. This insmranca s1�a11 be maintained in tlie amounts (including deductible levels) and for the periocia thaL�L ender rcquirc:s. Wl�at Lcndcr requ'rres pursuant to the preceding sentences caai cl�ange during the t�erin of the L,oan. The insurwce carrier providing Ihe itisnrance shall be choe�n by Borrowcr suUject to f�encier'a tight to dieapprove Borrower's choica, which right shall not be exercised um•e�sovably. Lender n�ay require Borrower to paq, in comiection with this Loa�i, eiflier: (a) a one-tima charge for Flood zone determinatiion, cerYifieation and h•acicing services; oc (b) a one-time oharge for Ilooci zone deternvnatron and cerEification seivices and subsequent chugea each Ume remappings or siinilar changes ocaur whioh re��sonn6ly miglit affect such dete�miiution or certification. Rorrower shall also Ue responsiUle For the payment of'any fees imposecl by the Federal En�ergency Management Agcucy n� connection with Nie raview of auy flood zona determinatiou reaulring from an objection by Borrowex. If Borrower f�ils to niainti�in�ny of the coverages desexibed above, Lencler may obtain insurancc coverage, at Lander's option aaid Borrower's axpensa. Leuder ie under no obligation to purehase�tiy partioul�u�type Qr amrnmt of coverage. 'I'hercfore, sxich ooverage sl�all cover Lender, but mi{�ht or might not protect Borrower, Borrower's�eqnity in the Property, or Che contients of[he Proper6y, against any riFlc, hazarcl or]iability an$ might provide graater or lesser coverage tlian wae previously in ePfect. Borrower aclaiowledges that the cosC of the insur�nce coverage so obtained might significaa�tly exceed the cost of insLu'tuica t1iTt Borrower eauld have obfaincd. .Any a�nouuts disl�m'sed by Leude��under this Scction 5 s1�a11 become adclitional debt of Borrower securecl hy thie Security Instriiment. These mnounts shall bear interesf aC Ihe Note ratc S�on� the date oFdisbwsament and shall be t�ayable, witli such interest, upon notice fi•om Lendex to Borxower requestiug payment. ------_...._ _ _.__ _. 24003144 NG6RASKA-Single Fainlly-Faniile M eeJFredAie M ec UNIFORM INST2UM ENT Form 3026 1/01 VM P(9 VM PA(NEt(11051 Woltere Kluwer Flnenclel5ervlces Paqee of 17