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201210949 reqLtired by RLSPA, aud Borrowcr shall pay tn,Londcr Yhe nmount necess�ry to malce np the defioiancy in aocordance with R$SPA, Uut in no more fhan 12 monthly paymenCs. Upon pnyn�ent in fiill oF all sums seeured by Chis Security InsCrmnent, Lcndcr ehall pron�ptly refiuid to Borrower any P'unds held by Lender. 4. Charges; Liens. Borrower ehall pay nll tcaxes, assessmenYs, chnrges, fines, �nd imposilions attributflble to the Property which cau 2ttain priority over tl�is Securily Instruanent, leasehold paymenCs or ground rents on the Property, iF any, anci Coii�mur�ity AnFcroittlion llucs, F'ecs, and Asnensments, if any. 7'o the oxte��t that these items ere L�scrow Items, Borrower shnll�ay them in the m�nner provided in Section 3. Borrower shall prom}�Cly diFcharge any lien which has prioriCy over til�is Seourily InetrumenY unless Borrowar: (�) agrees in�rn�iting to the pa�yinent of the obligaYion secured by the lien in a manner acceptable to Lender, but only so long as Borrower is pexfonning auch a�,reement; (U) contests the lien in good faith Uy, or defends against cnforc�mciiE of thc]ion in, ]cgal proceeclii7g�whicl�in Lendc.r's opiniov� operate to pYcvent � fhe enPorceu�ent oP the lien while those proceedings ve pending, but only nntil such proceedings nre ooncluded; or(c) secucas from the holdar of tlie lien an agreement satisFactory to Lender subordinating the lien Eo t7�is�Seci.uity Fnshwnent. If L��der determincs tha't any part c�f fl�e Property is subjcct b� tt licn� whicl� can atCain prioriCy over lhis Security Inslrument, Lender may give Borrower n no[ioe identifyisig the lien. Within 10 days of the date ou whicli that notice is giveti, Borrower sha11 satisf'y the lien or take one or viore of the actiony set fortl�above in this SecLion 4, Lender ma}�require Borrower to pay a.one-time charge for a real estate tax veritication and/or reportinb service used by Leocier in connection with this Loan. 5. Property Insuranee. Borrower shalllceep the itvprove�nonts now existing or he��eafter arected on the Property insured againet loss by fira, haz�trde ii�cluded wiChin Che term"extcnded eoverage," and auy oth�r haznrds ineludiug, Uut not limited to, earthqualces and floods, for which Lender requires ineurance. This insurauca shall be mainfained in the unotuits (inclnding dedtiictib1e levels) vid for the periody that Lender requires� Whnt Lender require.s ptiusuanC fo the pceceding senfences oan ehange ciiu�ing Lhe term of Llie Lo�tn, The insurance carrier pxovidiug the insurance shall be chosen Uy Borrower subject to Lender's right to disapprove Borrower's cl�oice, wl�ioh right aliall nd be exercised unreasonably. Lender inay reqtiiire Boi�rowcr to pay, in connection wiCh this Loan, eil]ier: (a) a one-time chargc for flood zoiie dotermination, certi5cation aud tracking seivices; or(bj a one-time cl�aage for lood zone determination and certificatioii services alid�uUsenuent charges each time rem2ppings or similar cl�anges occur whicl�reasonaUly might affect such detcrmii�ation or eertifica6on. B�>rr�wer ehzll also bc rc,4ponsiblo for the payment of any fees iinposed by lhe Federal Eu�ergenay Management Agency in oonnection wiCh tihe review of nuy flood zone detennination resulting f'rom an oUjection Uy Borrower. IP Borrower f'nils to maintaiii any of Uie coverages described aUove, Lender m�y obtain insm•ance coverage, nt L�i�d�r's c�ptiou and Borr�jwc�'s ox�ionse. Lcndcr is undcn'no ol�ligafron to puYchase any particu1ar tyyo or amount of oovernge. Therefoxe, such covernge shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or tha contentis o£the ProperCy, against any risk, hazard or liability uid might provide greater or 1esser covereige th�n was prcviou�ly in cfFect. I3orrowcr acki�owleAges that the cost of tho insiu�anec coverage so obtained inigl�t signifiennCly exceed fhe coet of insur�nce thaC Borrower couM heve obtained. ?.�ry nmonnts disbursed Uy Lendex under thia Seotion 5 sh�ll Ueoome additionnl debt of Borrower secured by tliis Sectuity InsU•wnent. 'Phese anloeuits sha11 bear intaresY at tha Nofe raCe fiom fhe date of disUwaement and shall be payaUle, witU such interost, Lipon notice fi•om Lender to Rorrower requesting payinent. 24003152 NEBYtASKA�Single Famlly-Fannle h1aelFredtlie Mnc UNIFORfd INS'fRUMENT Form 302tl 7/01 VYI P(q VM Pfi(NG)(1705) W ollers I<luw ef Flnanolal 6ervloes Poge 8 0(17