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201210891 required Uy RESPA, and Borrower shall pay lo Lender the aznowit necessasy to make up the deficiency in accordance with,R FSYA, but in no more thail 12 monthly pa}nneuts. Upon paSnneut in full of ull sums secm�ed by t1ii� Security Ilistrmne�iE, I,ender shall promptly xeiiznd to Borrowcr any Fund�held by Lender. 4, Charges; Liens. Borrowcr sl�all pay all taxcs, asscssincnts, charga,, fri�cs, aud impoeitious atiributablo to tiho Property wlveh ctu�allain prioriCy over Chis Security InslrumenC, leasehold payn�enCs or ground rentis on the Property, if nny, and Coirununity Aeaocinkion Dues, P ees, and Aesessments, if any. To the extent thnt these iteme are Escirow Iteme, Borrower shall pay Yhem in tha mam�er provided in Section 3. Boxrowe�-shall promptly discharge any lien wluch has priority over this Security Insuvment unless Rorrower: (a) agrees in w�iting to thc paymcnt of tho obligation secured by tiho lion in a inanner acoeplable to Lender, Uut only so long as Borrower is perforuvng suoh�greement (b) eonteste the lien in good faith by, ox defends ngninst enforcemeut oP the lien in, legal proceedings which in Lender's opinion operate to prevent Yha enforceinent of flie lien wl�ile�fl�ose proceedings aro pending, buY only unti7 ti2ich proowdings are concluded; or(c) secures finm the holder e�f$�e lien aii agreeinenl snCisPnetory la Lendex eubotdinnting the lien to iliia Seom�iLy Iustrunlent. If Lendex determines Hiat any t�ert of the Property ie subject to a lien wluch enn nttnin priority over this Security InsUvment, Lender may give Borrower a notice ide�itifying Ehe lien. Wifhui 10 days of the daTe on which tl�at notice is given, Rorrower shall satisfy tl�a lien or falm onc o�more of tl�e actions set forth above iii this Section 4. Le�ider may ree�uire Br�rrowcr to pay a onUfii��o charge for a rcal estato tax vc7ification azid/nr rcporCin�; setvice ttsed by Leuder in oonneotion wilh tilus Loan. 5. Property InsuYanee. Borrower shallleeep the improvements now existing orherenfter ereoted on the Property inswed against loss by fire, hazards included witlrin tha term"extended coverTga," aaid�ry oeher h�zards including, but not lin�ited Eo, earthqual<es and floofty, for whiclt l.endec requu'es insui�anca. 'fhis iveuranee ehall be inainlaineci in lhe�mounts (including dedi�eLible levels) anci for tl�o periodF lhat Lender requires. What Leuder requirea pursuant to the preoeding sentences cnn ch�nge during the term o£the Loan. The ii�surance carrier providing the ivsmance ehall be chosen by Borrower subject to Lender's right to disapprove Bon�ower's choice, which right sliall not Ue exercised unreasonaUly. Lznder may require Borrower to pay, in oonnection wiih this Loan, aithor: (2) a onatiine chnrge for flood zone detemunation, oertitication uid tracking seivices; or (U)a one-tiine charge For flood zone determinntion and certifieation scrviccs and subscqucnt cliargac caal�timo reinappii�gs or similar chan�;es occur whieh reasouably mighf affeot such deCermination ox oextification. Botrower shall also he responsible for the paymcnt of anp fces imposed by Yhe Federal Einergency Mauageuient Agancq in connection v✓itk the review of�ury flood zone dctcrmin�}ion restiilting from an objection by k3orrower, [f Rorrowar faila to maintain any of the coverages clescribed above, L,ender intty obtaiu instuance eovernge, at Lendor's option and Borrowcr's expensa.Lender is undur no obligatron to ptucl�ase any particul�.r type or amount of aoverage. Therefor€, snoh eovexage shell cover Lender, 6ut mighl� or might not protcct Borrower, Borrower's equity in tha Proparty, or Yha contents of the Property, against nny risk, haznrd or liebility nnd inig1�t provida greater or lesser coverage Lhan was previously in effect. Bbrrower aclmowleclges thet tlie cost oP fhe insurarzce wverage so obfained n�ight signifclntly excoal Ll�e cost of insw�ance that Borrowe� cotitld have obYniued. Any amounts disbursed by Lender under this Secfion 5 ehall b�con�a aclditioiial dehC of T3orrower secured Uy t1�is Secu�ity Instruinent. These amounts ehall bear interest et the Note rate from the daEc of disburecii�cnt and shall bo�ayablc, with sucl�intorost, upon nofioe�Rom Lender to Rorrower requesting payment. 24003728 NEBItA3KA-Single Femlly-Fannle h1aefFredtlle NI ec UNIFORPA 1NSl"RUh7 EN7 Porni 3020 17�7 VM P n VM P6(NE)(11051 Wolters Kluwer Finnncial Services Page B of 17