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201210890 dosigna(ed a substittite notice adc�ress by notiee to Lender. Borrower shall prompUy notify Lei�cler of Borrower's ch�nge of°address. If Lender specifies a procedi�re for reparting Borrower's change o£address, Ehe�i Boxxower shall only reporC�change of address thi'ough that specified procedure. There may Uc only one designated notico address undar tlus Security Inst��iment 1t any one titne. Any noHce to Lender shall be given by deliveriAzg ii or by r�kuling it by first class mnil to Lender's addr�s stafed herein unless Louder Y�es designated auothcr address by notice to Boxrower. Any noti.ce in coi�necCion with this Security InstrLiment shall not Uc deemed to haue Ueen given to Lender mitil actua7ly r€ceived by Lender. If. axry no6ice required by this Security InstiumenY is also xequired under Applical�le Law, the Appllcabic Law requii•ement Zvi1I satisfy the correspouding rc qvixernent under this�Sec��xily fiisteuruent. 16. Governing Law; SeVeYability; Rules of Construction. This Sec�aily Iust�'umeiit sha1L Ue governed by f'ederal Iaw uid the law of the jurisdiorion in wlucl�tho Yroperty is loeated. 211 rights and oUligaTions confaiiied in this Security Tnsfrument eae subject Yo any requireinents and lii�vtations of Applicabie Law. t�pplictible Law might expliciCly or implicidy aFiow th.e parties to abn�ec by oontract or iT�might l�e silenY, but suoh silence sha11 nof l7c construed as a prohibition against agrecmenC by contract. H�i tl��event th�E tury pxovision or clause of Chis Seeurity Ius�im�ent or the NoCe covl7icCs with Applicablr.Law, such conflicS ehall not affect oYhcr�rovisions of this Security Instrmneirt or Ll�e Note which cu�ba given efFect withotirt tho conflic6ng provision. As used iii this 3ecurity Iusbuinent: (a}words of the masculine gender shall maat�nnd include con e sponding neuTer woxds or words of the Feminine gender; (U) words in the s'v�ular shall meau and include the plural anci vice ver�a; aud(c) the word "may" gives sole discretion wifhout any obli�ation to take�t�y aotion, 17. Borrower's Copy. Borrower shall be given ono oopy of the Note and of this Securify 1nsti�ument. 18. Transfer of the Property or a Beneficial Interest in Borrower, As used in this Section 18, "Incerest in the Property" u�eans any legal or beneficial inte�est in Che Prqperty, uicluding, but not lintited to, those beneficial ii�terests Yrausferrcd in�bond for deed, pontr�ct for deed, installment sales aonh�acC or escrow agreemcnC, the intent of wluoh is the transfer n£Citle by Borrower at a Fuhire date to a purchaser. If all or any par¢of the Pinperty or atry Interest in the Property Is sold or tcansferred(or i£Borrower is uof m natural petson and a beneficinl interest in Borrower is sold or h amsPerred)wiYhout Leuciex's prior written consent, Leixcier vutiy sequire inmYecliate paytnent in fiill of a11 stuns sec�ued 6y this Secwity LtlsfTument. Ho�vever, fhis option sl�all nol be exercised Uy Lender if such excrcise is prohibited hy A�plic�ble Law. If Lender exercises this optinn, Lender sha11 give Borxower notice o£acceleration. Z'he norice shall provide a period of not less than 30 days from the date ttic iiotice is given in acoordauce with Sectiou 15 wiYhin whicl� Borrowcr n�ust pay a11 swiLs sectired by this Security InsCrttmant. If Borrower fails to pay these suins prior to fl�e ex�irarion of this pcciod, Lender may invoke auy reinedic;s permitted bp tl�is Sect�rity Instrwnent withoUt furCltier notice or de�ntind on Bonower. 19. BorroweY's Right to Refnstate Affer AcceleCation. If Boxxawex meets cercain oouditions, Borrower shA11 hnve tl�c rigJif,to have enforcement of this SecuriCy Inshvment discontimied at any time prior to the enrliest of: (a) fiva days before snla of the Pi operCy pursuaut to auy power of sale co»ttuned in this Sec2uity Instrument, (b) such oGher period as Applicable Law inigl�t specify for the termination of Borrower'e righC to reinstnte; or(c) cmYiy of a juclgmant enforcing this Securily Iuetnixneut. Tl�ose conditions are th�C Borrower: (a) pays L,endcr all sums whicl� the�i would Ue dao under this Security Inslruin�nt a��d tl�c Noke as if no aeceleration had ocetu'red; (b)onres any defanh: oC any other covannnts or egreements; (c)pays �11 expenses inctu�red in enforcing this Security Inah'umenC, uiolucling, but uot liviiSed tq reusonable attotneys' fees, properly inepection and valuation Fees, anci other fees incucrcd For the pmpose oF pxofecring Lender's inticrest 24003136 N€Bft46KA-Single Fom ily-Fannle M aelFreadle M an UNIFORro1 IN6TRUN ENT Fprm 3028 f 101 VA7P� VMPG(NE (11P6) Woltel's I(luwer Flnanclal8ervlcos Page 2 of 11