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201210890 <br /> 12. 6orrower Not Released; Forbearance By Lender Not a Waiver. Extension of.the tune f'or�aymenc or <br /> modifioation of amorlization of the sums semire�l by this SecLu ity Insrtument granted by Lender to Borrower <br /> or any Successox in Interest of Rorrower shall not operate to release Lhe 1'sability of Barrower or auy <br /> Suceessors in Intcrest of Borrowur. Lender sha11 not be rec�uited lo corrunence proceedinge againFc any <br /> Successor in Intarest of Bon owex oa�ko refuse to exterid time for paymenY or otherwisc n�odify ainortization <br /> of the sums secw eci by d�is SeeuLity Inst�'uanent hy i�e�son of any demand made Uy the original Borrower or <br /> any Successors in TnteresC of Borrowec, Any forbearanoe by Leuder it� excrcising any rigi�t or remedy <br /> includu�, wifliout liinit�tion, Lendcr's accepfAnce of'payine��Cs fron� third pessons, enlities or Saccessors in <br /> InTereat oP Borrower or in an�oLuits less than the amount then due, shell not be a waivt�r of or preclude the <br /> oxorcise of any right or remedy. <br /> 13, JoinY and Several Liability; Co-signers; Successors and Assigns Bound. ]3orrower covenants and <br /> agrees that Botrower's obligations and li�Uility sha11 be joii�t and severaL However, any Borrowe�•who <br /> co-signs tlus Semu-iLy Instrument but docs noL exeeuYe tlie Note(a"co-signer°}: (n)is co-signing Chis <br /> SecuriEy InstriunenS only to morigagc, grant And convay fhe a�-signex's inCeresf in tbe Property imder tha <br /> terms af thie Security Instruinent; (b) ia uot personally bUligaCed lo pey the sums sectu ed by this Secm'ity <br /> Instrmnont; nud (c) agcees tl�at Lender aud aiiy otUcr Bon ower ean agree to extcnd, modify, forbear or i��alce <br /> any accosnmodations with regard to the terms of tlus Secwity Insti wncnt or the Note without the co-signer's <br /> consent. <br /> Su6ject to the provisions of Sectiou 18, aiiy Successor in Interost oF Boirower who c�ssumes Borrower's <br /> obligations imder tlus Secudty [nstrun�ent in writing, aud ie approved by Lender, sliall obtnin all of <br /> Borrawer's cights nnd benefite unciex this Secw'ity Instxument. Borrower shall not be released from <br /> Borrowcr's obligations and liability under this Scourity Ine�rmnent unleas Lender ngrees to stiroh relense in <br /> writing. The covenante v�d agreements of tllie Seouxi.ry Instrmnent shall bind(except as provided in Section <br /> 20) ancl benefit the succcssors nnd assigns oPLender. <br /> 7 4. Loan Charges, Lender may chu�ge Rorrower fccs for seivices perfoi7zicd in connection wikl� Borrower's <br /> defaulC, for the purpose of protecYing Lendor's interest in tl�e ProperCy and rights wider this Security <br /> fiislrrament, inchidit�g, but uot liinited to, nttorneys' fees, prc�perty inspection a�ici valuation fees. In regard to <br /> any other fces, Che absence of express �uthority in t1�is Seoueity InsYxumenC to charge fl specific fee to <br /> Rorrower shall not Ue cons[ruecl as a prohi6iCioi�i on the chatging of such Pee. Lender may not charge fces <br /> that u•a expressly prohibited by this Seci�eity Instiwneni:or by Applicable Law. <br /> If Utc Loan i� sttbject Yo a la�v which sets niaximnm loan cl�arges, �nd that la�w is fii�ally inLerpreYed so�liat <br /> the interest or other loan charges collcctcd or to be collectul in oonnection with tl�c L,oau exceed the <br /> pennitted limits, then: (a) any sucl� ]oan chuge shall bc reduced Uy the azuoLmt necessnry to reduce tlie <br /> cherge to tbe pnnnitted liniit; and(b)any snms aIzeady collected from Boi�tower which exceeded perniitted <br /> liinifs will be refunded to Rorrower. Lender may choose Co tnalze this r¢fixnd by aeducin@ the principal owed <br /> under Che Note or by making a direct payi7zcnC to Borrowex. lf a rcfimd reduces priucipal, che reduction will <br /> be Created as a parCial prepayment widi�uC�ny prepa}m�ent charge(whether or not a prepa5nnent ch�t�;o is <br /> provideh,for under the Note}. Borrower's aocepta�ice of any such refund rnade 6y direot payineut to <br /> Borrower will constitute a waiver of any right of action Bon�ower inighC liave arising out of suoh overcharge. <br /> 1 5. Notices. All notices given by Borrower or Lencler iii connection with fL�is Security Instruine«e must be in <br /> �nn�iting, Any notice to Baxrower in coi�necfion with'this Securiry Insirument sh�ll be deeniecf to have Ueen <br /> given fo Borxowcr when m¢iled Uy first olass mail o� whcu aoh�ally delivered to Borrower's notice address iP <br /> sent by other me�ns. Nofice to any one Bora•ower sl�all constihrte notice to all Borrowea s unless Applic�ble <br /> Law eayressly requires otherwi�e. The notiee adci�ess shall be tihe Propc;rty Address uiiless Ronrower has <br /> --- �..—" "— 2400373ti <br /> NEBf�ASKA-Sin�jle Pamiry-Fannle Mae7FfeAtlle PAac UNIFORM INSTRUMfNT Fornt 3028 1l07 <br /> VM P OO VM PB(NEl(1106) <br /> W alte�s Rluw e�Flnanclal Serulces Page 11 of 1] <br />