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201210890 <br /> iii the Yroperty and�rights nnder{l�is Security Instrument; and (d)takes such action as Lender in�y <br /> roasonably require to assure tha6 Lendar's interest in the Property and rights under this Security InstrumenC, <br /> and Borrower'e obligation to pay Lhe sui�is secured by this Suw�ity Instrumenf, shall contixiue unchanged. <br /> Lender may rcquire that Borrower�ny such reinstatemeait sums and expenses in onc:or more of the folloudng <br /> farins, as selacCed by Lender: (a) cash; (h)money oider; (c) certified checic, bank check; Yreastuer's check or <br /> cashier's cheok, provided any such check is drav✓i�upon a�i institution whose deposits are insurcd by a <br /> federal agency, instrumentality ar entity; ar (d)Eleelronic Ftmds Transfer. Upon reinst�tement by Borrower, <br /> this Security Instrmnesd nnd obligations seci�red hereby shntl rcynain fully effeotive as if no aceeleration bnd <br /> occurred. However, this righf to reinstnEe shnll not apply in the case of acceleration Lmcier Scotion 18. <br /> 20. Sale of Note; Change oi Loan Servicer; Notice of Grievance. The Note or a partial interest in the <br /> NoYe (fogether wiCh this Secnrity Instrument) cen h�se�ld one or more rimas witliout prior nntioe to <br /> Borrower. A sale might result in a chang�e in the entity(lazown zs the "Lortn SeNvicev") thaf collects Periodic <br /> Payments due under Che Nota and fliis Secw�ity Instrwnent and parforms other mortgage loan servicing <br /> obligations w�eler the Note, this Security [nstnunenc, and ApplioaUle'Law. There also migl�t be one or more <br /> ctianges of the Loan Sexvicer unrelafed Co a sale of Uie Note. If there is a change of the Loan Scrvioer, <br /> Bon ower will Ue given written notice of the change wlaich wi1] staYe Yhe nuzio and addrass of Ehe naw Loan <br /> Se�vicer, the nddress tc�wl�ich payments should be made�nd any other infotm�rion RF.,SPA reqnires in <br /> oonnection rt7th a noCioe of tr�nsfer �f servicing. If the Note is sold an,d thereafrer the Loan is serviced by a <br /> Loan Servicer other than the p��rohaser of lhe Nc3tc, the inortgage lonn servicing obIigations to Borxowe� will <br /> rcmain with tlie I.oui Servicer ar be transferred fo a succe±�sor Loan Servicer and are aot assumed by fhe <br /> Note�nrchascr unless otherwise providecl by the Nofe purcl�aser. <br /> NeiUier Borrower nor Lenclex mny conuuencc, join, or Ue joined to any j�idicial action(xa eiYher an <br /> individual litigant or thernember of a class) ifiaC arises from the othei paz�y's actione pmsuant to this <br /> Sccuriry Insttument or tliat�lleges that the othex paxty has breaclied any provision a�f, or ury duty oweci by <br /> reason o£, this Seciu�ity Inst�tiwzeiat, until such Borro�vex or Lender has notifiecl the other party (with such <br /> notice given in compliance wifh t4ie rcquireme�rts of Section 1 S) of such a1leged breach�nd aPforded the <br /> nther party hereto a reasonable period lfter the giving of such notice to talce cortective action. If Applica6le <br /> Law provide.e a ti�ne period which musf elepse befoxe certaitt Action can be taken, tlxat tiine period will be <br /> deenied to be reasonaUlc for p�irposes of tliis para^r2ph. The noHce of acceleration and oppartunity to cure <br /> giveu to Borrower pursuout to Section 22 uid flie notico of.acceleration given Co Roxrower pm'sttant to <br /> Sectioxi 18 shall be dee.�ned to sakisfy Yhe notice and o��artunity to take comec6ivc action provisions of this <br /> SecCinn 20. <br /> 21. Hazardous SubsYances. As used in this Seccion 21: (a) "Kazarcdoa�s Substance,s"ara tl�ose substances <br /> defii�ed as toxic nr hasardous sttbetances, pollutuits, or waetos by Environmen[�1 Law and the following <br /> subs'Cances: g�solin�, Icetosene, other �tlaimnable or Wxio pe[xolemn producfs, toxie pesticides and herbicides, <br /> volatile solveuts, maEexiflls wntaining asUcstos or Fonnaldehyde, and rttdioactive inaterials; (b) <br /> "Fnvironrnental Law"means federal 12ws flnci 1€�ws of the jnrisdiction where thc'R�ope�rty is located thac <br /> relafc to hcalth, safety or enviromnantal protection; (c) "Lnvii�onnvental Cle�anup" incl�idos any response <br /> nction, remedial acfion; or removal action, as defined in Snvironmental Law; uid(d) w "Environmental <br /> Coraditiort"rueans � condition L�h��C cazi cause, conhibute to, or otherwiae higger an Environrnernal Cleamip. <br /> Borrower shall noC cause or pormit tlie presence, use, disposal, storagq or release of any IIazardous <br /> Subst�nces, or ttseaten to releasc auy Haza��dous SuUstances, on ot in the Property. Borrower shn11 not cfo, <br /> nor allow anyone elsa to clo, arrylhing aPPec4iiig fl�c Property(a)that ie in violation of any Enviromnentat <br /> Law, (6)wl�ich creates an Envixomnent�l CondiCion, or(o)whicl�, due to the pxescsnce, use, or release of a <br /> Hazu do�is Substance, creates a condition thnt�dversely nffzcfs fho value of the PA operlv. The preceding two <br /> saooa�as <br /> NERRk51(ASIngloFamlly-FannloMaalFreddleMaoUNIFORM W51'RUMF"JJl' FoYm30281]01 <br /> VM P(� VM PB(NE�(1105) <br /> Wollara I(luwer�Inanoiel Sarvlcee Pege 3 af 1] <br />