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<br /> in the Property and rights under this Security Instnunent; and (d) takes such action as Lender may
<br /> reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument,
<br /> and Borrower's ohligation to pay the sums secured by this Security Instrument, shall continue unchanged.
<br /> L.ender may require[hat Borrower pay such reinstatemen[ sums and expenses in one or more of the following
<br /> forms, as selected by Lender: (a)cash; (b)money order; (c) certified check, bank check, treasurer's check or
<br /> cashier's check, provided any such check is drawn upon an institution whose deposits are insur�by a
<br /> federal agency, instrunientaliry or entity; or(d) Elec[ronic Funds Transfer. Upon reinstatement by Borrower,
<br /> this Security Instnunent and obligations secured hereby shall remain fiilly effective as if no acceleration had
<br /> occurred. However, this right to reinstate shall not apply in the case of acceleration under Section I8.
<br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
<br /> Mo[e([ogether with this Security [nstrument)can be sold one or more times without prior notice to
<br /> Borrower. A sale might result in a change in the entity (Imown as the "L,oan Servicer'�[hat collec[s Periodic
<br /> Payments due under the No[e and this Security Instrument and perForms other mortgage loan servicing
<br /> obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more
<br /> changes of the Loan Servicer untelated to a sale of the Note. If there is a change of the Loa�Servicer,
<br /> Borrower will be given written notice of the change which will s[ate the name and address of the new Loan
<br /> Servicer, the address to which payments should be made and any o[her information RESPA requires in
<br /> connection with a notice of transfer of servicing. If the Note is sold and thereafter[he Loan is serviced by a
<br /> Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations ro Borrower wil]
<br /> remain with[he L.oan Servicer or be[ransferred to a successor Loan Servicer and are not assumed by the
<br /> Note purchaser unless otherwise pmvided by the No[e purchaser.
<br /> Neither Borrower nor Lender may comme�ce,join, or be joiaed to any judicial action(as either an
<br /> individual litigant or t6e member of a class)that arises from the other pazry's actions pursuant to this
<br /> Security Instrumenf or that alleges that the other party has breached any provision of, or any duty owed by
<br /> reason of, this Security Instrument, until such Borrower or I,ender has notified the other party (with such
<br /> notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br /> other parry hereto a reasonable period after the giving of such notice to take corrective action. If Applicable
<br /> Law provides a time period which must elapse before certain action can be taken, that time period will be
<br /> deemed to be reasonable for purposes of this paragraph. The notice of acceleration and oppominity to cure
<br /> given ro Borrower pursuant ro Section 22 and the notice of acceleration given to Borrower pursuant to
<br /> Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of tltis
<br /> 5ection 20.
<br /> 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances"aze those substances
<br /> defined as roxic or hazardous substances, pollutants, or wastes by Environmental Law a�d the following
<br /> substances: gasoline, kerosene, other flammable ot to�c pe[roleum products, to�tic pesticides and herbicides,
<br /> volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b)
<br /> "Environmeat¢1 Law"means federal laws and laws of[he jurisdiction where the Property is located that
<br /> relaze to health, safery or environmemal protection; (c) "Environnaent¢l Cleanup"includes any response
<br /> action, reme�ial action, or removal action, as defined in Environmental Law; and (d)an "Envdronmental
<br /> Conditdon"means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br /> Substances, or threa[en to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br /> nor allow anyone else to do, anything affecting the Property(a)that is in violation of any Environmental
<br /> Law, (b) which crea[es an Environmental Condition, or(c)wlilch, due to the presence, use, or release of a
<br /> Hazardous S�bstance, creates a condition that adversely affects the value of the Property. The preceding two
<br /> NEBPASKA-SinBle Family-Famue Mae/Fredtlie Mac UNIFOHM INSTAIJMENT Fnrm 3028 1/01
<br /> VMP� VMPBINEI It 1051.00
<br /> Wokers Kluwer Finaxial Services Pa9e 13 of 1]
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