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201210487 designated a substitute notice address 6y notice[o Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through[hat specified procedure. There may be only one designatetl no[ice address under this Security Instrument at auy one time. Any no[ice to L.ender shall be given by delivering it or by mailing it by firs[class mail[o I.ender's address stated herein unless Lender has designated another address by notice[o Bonower. Any notice in commec[ion with this Security Instrumem shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security lns[tument is also required under Applicable Law, the Applicable Law requirement will satisfy[he corresponding requirement under this Security Itvstrument. 16. Governing Lew; Severe6ility; Rules of Construction. This Securiry Instrumern shall be governed by federal law and the law of rhe jurisdiction in which the Property is located. All rights and obliga[ions contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibiuon against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the wnflicting provision. As used in this Security InstrumenL• (a) words of the masculine gender shall mean and include wrresponding ueuter words or words of the feminine gender; (b)words in the singulaz shall mean and include the plural and vice versa; and (c)the word "may" gives sole discretion withou[any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security I�strumem. 18. Transfer of tha Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interes[in the Property, including, but not limi[ed to, those beneficial in[eres[s transferred in a bond for dced, contract for deed, installment sales contract or escrow agreement, the intem of which is the transfer of ride by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or traasferred(or if Bonower is no[a natural person and a beneficial interest in Borrower is sold or transferred)without Lender's prior written consen[, Lender may require immediate payment in fiill of all swns secured by[his Security Instrumern. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable I.aw. If Lendet exercises this option, Lender shall give Sorrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Securiry Instrument. If Borrower fails to pay these sums prior to the expiration of this period, L.ende�may invoke any remedies permitted by this Security Instnunent without further notice or demand on Horrower. 19. Borrawer's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior ro the eazliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrumem; (b) such other period as Applicable Law might specify for the terniination of Borrower's right to reinstate; or(c)entry of a judgment enforcing this Security Instniment. Those conditions aze that Borrower: (a)pays Lender all sums which then would be due unde�this Security Instnunent and the Note as if no accelention had occurced; (b)cures any default of any other covenants or agreements; (c)pays all expenses incurred in enforcing this �curity Instrument, including, but not limited to, reasonable attomeys' fees, property inspection and valuation feas, and other fees incurred for the purpose of protecting Lender's interest NEBHASKA�Single Family Fanme Mae/Fredtlie Mac UNIFORM INSTRIIMENT Form 3028 1!Ot VMP� VMP61NE1111051.00 Wolters Kluwer Finencial Servicas PaBe 12 ot 1]