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<br /> �'"�J� S. HaTard or Pm k�suisnnce. Bomower shall keep the improvemencs now existin�or h�(ffe�ec��n the
<br /> •� _ P�' $
<br /> _ �'t �` Property insured agaiast lass by fire,hazacds included withiq the term "eatended coverage' and any other ha�uds, includiag -
<br /> � °;�F��' ttoods or ttooding.for which Lender reqnires ins�uance_This insumnce s6all 6e maintained in the amounts and for the periods -
<br /> � �� _�. that Ixnder requires.The irtsurance carrier providing the insurance shall be chosen by Borrower subjert ta Ler�dei s approval :
<br /> � which shat}aot be unreasonably withheld.If Eorrower faits to maintain ooverage describad above. Lender may, at Lender's ` �,
<br /> ", � " option,o6rain rnverage to protect Lender s rights in the Properry in ac�condauce with patagraph 7. �
<br /> _.�-<i;-z` Ait insurance polici�s and rene�xats siiatl be acceptable ta i.ender ancl s6u1!inclnde a st�ndard mortgsge clause. Lender �r
<br /> � , shali have the right w hald the policies and renewals.If Lender requires.Barrovier shall prompdy give to Lehder all receipis of ;j�-�-
<br /> , - - paid premiums and rea�ewat notices.In the eveat of toss,Borrower shall give prompt noace w the iasuraace carrier and Lender.
<br /> �•':!��z:':`"., Lsnder may make proof of loss if noi made PromFflY bY Bortower.
<br /> •:::��. �-
<br /> � UnIess lxnder and Borrnwer oi�wise agree in�vriting,insuiance proceeds shall be applied to restoration or m,pair of the ;�-
<br /> � ` ' " Propetty damaged,if the testoration or repair is economically feasible and i.ender's security is mt k�seaed.lf the restoration or ���
<br /> ". re�air is not eoonomic�{ty feasi'ble or Ler�er s�a�ity would be tessened,the*nn�*�nce pmceeds shal!be appiied to the sums '�'�
<br /> , � seau+ad by Ehis Securitg Instrumeni,wTiether�not�then due, with anyr excess paid to $orrower. If Bormwer abandons the ,
<br /> � Property,or does not answer within 30 days a aaaice from Lender that tlie insurance casrier 6as offeced to settle a claim,then
<br /> . ' Lender t�vollect the insurance p�ceeds. Lendet may nse t�e pmceeds to repair or restore the Propecty or to pay sams J�':
<br /> �� . secuced L�dus Seciuity Instrumeat,whether or aot then due.The 30-day period will begin when dte wtice is given. �
<br /> :,' �.�
<br /> �';�i. Untess L.ender and Borrower otherwise a�in arciting, any application of proc�eds to principal shall aot extend ot
<br /> - postpone the due date of the monthty paymeats reierred to in paragrapi�s 1 and 2 or change the amount of the paymenu. If
<br /> �'.:: ..,i under paiagcaph 21 the Pi+aperty is acquired by Lender.Borrower's aght to any insurance policies aad prac�ds resulting finm �::`.
<br /> . �.,;::
<br /> _ _ '-�..�°� daiaage w the Ptoperty prior W the�;�isition sbaU pass w Lender to the exteat of the sums sxured by this Secarity In..�ement � e�:
<br /> . . � , .`` immediateiy prior to We acquisition. �' ,--
<br /> . • .. .,�`
<br />_ 6.-Qavpaacy,Preaeivattoa,Maintenance afld Protectton of tlte Property;Borro��I.oaa ApplicatFon;Lea�otds. � �_
<br /> ` `'• �- py.esfablish,and use the�as Borrower's principaI residence wittein sixty days after the exerution of
<br /> , . s Bormwer shall occu
<br /> .. ,, :` .,:.
<br />= • `• �-• this Security Insuumeut and sbaU continue to crrapy the Property as Bo:rower's princtpal iesidence for at least one year after •;
<br /> t::• � ,;;s.. the date of
<br /> ,K� . } .. i �P�Y,untess I,end�.o�.iuu�a,�mes in writing.whIch wnsent shall not be anreasonably wiihhetd.os aafess � �
<br /> extenuatiag cinaimstanres exist s�ids are b�and Borrower's cantrol. Borrower shal} not demoy, damage or impair ttte � �_
<br />- ' ` Propertx,allow the property to deteciorate,or�mit waste on the Property. Borrower shatl be in default if any forfeitare " >-'
<br /> � ' .',..,, #',� aaron or p�+oceading.wLether c'sv7 ar criminal..�s beg�n that in Lendes's gnmdt�aiti�jadgmeat coatd zesuIt ia forfeiwre of the
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<br />— . . . . �,; �P�Y or otheravise materially impair the Hen created by this Security tn.s�r�or Lender's setauity�st.Borrnwer may , ::�
<br /> :��•` care sach a defautt attd reinstate,as�mvided in paragiaph 18.by causing the action or prooe�ing to be d.�smissed witb a tuling F_�_
<br />- � ` ��f thai, in Lender's gaod faith detera�ittation,precludes forfeiture of the Bormwer's inter�i�the Property or other material
<br />- ' . .;.'•�; imyaitmeni of the lien cteated by�h;s Securiry Instmment or Lender's seturity inte�est. Bormwer shai!also be in default if � �._:..
<br />-°_ ` ;�� � �"',� B o r m w e r,d i u i n g t h c t o�a p p li c a t i o n p r o ce s s,g a v e�m a t e r i a U y f a l s e o r i m e c u r a e e i n f o t m a d o n o r s t a t e m e c�s c o L e n d e r(o r f a i t e d =
<br /> �,. ..: ... :._� ., �
<br /> . .� : •. . � to mvide Lend�er with an u�aterial informatiog)iu connection with the toaa evidenoed isy the Note,in . ' � "`�-
<br />` .� t, P Y c=c�:mg.6nt not timited .
<br /> - �,-•-- �
<br /> '� �.�=1:== to,re�te�entations conceming Bonsnwer'c occupancy of the Property as a principal re.vidence, If tAia Secusity fnsWment is on a G `
<br />- �'f'���.T leasehoid, Borrower shayl oompiy with a11 the provislons of the lease. If Borrower acquires fee 6ue to the Pro�.G§e �-.-_
<br /> ` ':� ' . � [easehotd and the fee dtle shall not merge unless I.ender agree.s to the merger in wdting. `
<br />= • , 7.Protectiou of I.ender's Ittgh4s tn the Property.If Borrower faits co perform the.cuvenants and agreements contained i�a �'-
<br /> :`
<br />- this Security Instrument.or there is a tega!proceeding that may significantEg c�ffecc Lender's rights in the Prape.ty(such es a --
<br /> :,'_y:.,�... :� �: procerding in banktuptcy.Probate. for candemnadon or forfeiture or to enfosre iaws or regulations).then Lender may do and ��=..
<br /> — ;r���f,;� ';�. � PaY for wiratever is aecessary w prosect the value of We Fropeaty and l,ender's rights in the Property. I.ender's actiam�may
<br /> _ •:.:,;iy�`;'. .. � insIude paying eny sums secure8 'by a Uen whicb has priority over this Security Irutr.�nent. appearing•in ooar� fir�Yin$ ..-_
<br /> - .. . . reasoaabte attomeys'fees and entering on the Property to maalsee repairs.Although l.eader may take actiQn under this paragrapb R_=
<br /> � �. �,LenQer does aot have to do so. • � —•_-
<br /> '�� � ` Any amounts disbursed by Lender uader thiis paragraph 7 shall become additional debt of Bomnwer secured bq this -- _
<br /> -- : �,�:�' Secarity Instrument.Unless Borrower and Lender agree to other terms of payment. these amounts shall bear interest f�ern the ==
<br /> - s'"al�� , date of d3sbursement at the Note rate nnd shall be payab2e, u�i�1.t interest.upon ao�ce from Lendcr to Borrower r�o�ting �_:"•
<br />_ .,�,.
<br /> � ' PaY�t- �_
<br />- ' � _ ' S.Mortgage Insa�ance.lf Lender requued aacrtgage insurance as a a�cr3ition of making the toan secured by thls Security �;;...
<br /> _ .. � � � � '', Insmiment, Borrower shaU pay the premiums :e�^.ired to mair.ta9n the mortgage insurance in effea. If, for any mason,the �•
<br /> �"' . . - mort�age insurance cov e r P P Y P�minms m�ited to
<br />_ ' ,.��;�.�.' erag eqaired by I.ender!a ses or cess�s w be in effect.Borrower shall a the
<br />__ �:`:,:;�,.' , � �� obiain caverage substandally equivz�t to the mortgage insur�se�yrevioosly in effect,at a cost substantially equiwale�t to the ���:
<br /> -- �`%"'�. " •' cost to Borrower of the mortgage insurauce previously in effect. frrnn an altemate mortgage insurer approved•by Lender. If
<br />__ . , . . j. �.:�
<br /> . .,:';�. � � � substandally equivalent mortgage insuraace coveauge is not available,Borro»�er shall pay to Lender each montb a sum equal to --_
<br /> — ' '. oa�twelfth of the yearly mortgage inswrance prernium being paid by BonoF�when the insurance wverage lapsed or ceased W �
<br /> � . ' � 6e ia effect.Lender will acoept,use and retaln these payments x9 a loss reserve in lieu of mortgage insurance. Lass Qeserve
<br /> _ ��'.,�;- _
<br /> -- .'': � , Form.,1�E3 91flQ F.
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