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201210371 (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for�tortgage Insurance,or any other terros oFthe Loan,Such agreements will not increase the amount Borrower will owe for Mortgage Insurance,and they will not entitle Borrower to any refund. (b) Any such agreements will not affect the rights Borrower has-if any-with respect to the Mortgage Insurance uader the Homeowners Protection Act of 1998 or an,v other law. TNese righ[s may include the right to receive certain disclosures,to request and obtein cancellation of the Martgage Insurance,to have tNe Mortgage Insurance terminated automaticalty,and/or to receive a retund of any Mortgage Insurance premiums that were unearned at the time of such canceliation or terroinallon. 11. Assignmentof MiscellaneousProceeds;Forteiture.All Mixellaneous Proceeds are hercby assigned to and shall be paid to Lender. lY the Property is damaged, such Miscellaneous Proceeds shall bc applied to restoration or repair of the Property, if the restoratio�or repair is economically fcasible and Lender'S security is not lessened. TJuring such repair and restoration period,Lender shall have the right to hold such�fiscellaneous Proceeds until Lender has had an oppo�tunity to inspect such Proper[y to ensure the work has been completed to Lendcr's satisfaction,provided that such inspection shall bc undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed.Unless an agreement is made in writing or Applicable Law rcquires interest to be paid on such�14iscellaneous Proceeds, Lender shall oot be required to pay Borrower a�y iuterest or earnings on such Vfixellaneous Procceds. If thc restoration or repair is not cconomically feasible or Lender's security would bc lesscued,the Miscellaneous Proceeds shall be applied to the sums sewred by this Securiry insWment,whether or not then due,�vith the excess,if any,paid to Borrower. Such Miscellaneous Proceeds shall be applied in t6e order provided for in Section 2. In the event of a total taking,destructioq or loss in value of the Property,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess, if any, paid to Borsower. In the event of a partial taking,des[mc[ion,or loss in value of the Property in which the fair market value of the Property immediately before thc partial takiog,desWction,or loss in value is equal to or greater than the amount of the sums secured by t}us Security Instrument immediately before the partial takuig,desWction, or loss in value,uuless Bortower and Lender otherwisc agee in writing,the sums secwed by this Security Instrument shall be reduced by the amount of the Mixellaneous Proceeds multiplied by the following &action:(a)the total amount of the sums secured 'unmediately before t6e partial takiug,destmetion,or loss in value divided by(b)the fair market value of the Property immediately beforc the partial taking, destruction,or loss in value.Any balance shall be paid to Soaower. ln the event of a partial taking,destructiou,or loss in value of the Property in which t6e fair market value of the Propedy immediately before the paRial taking,destn�ction, or loss in value is less than the amount of[he sums secured immediately before the partial taking,destructioq or loss in value,uuless Borrower and Lender otherwise agree in writing,the Miscellaneous Procecds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Boaower,or if,after notice by Lender to Borrower that the Opposing Party (as defined in the next sen[ence)offers to make an awazd to settle a claim for damages,Boirower fails to respond to Lender within 30 days after the date the notice is given,Lender is authorized to collect and apply the Miscellaneous Procceds either to restora[ion or repair of the Property or to the sums secuced by this NE6RASKASIngle Famity-Fannia Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3D281N1 VMP 6 VMPBAME)(1105).00 Wolters Kluwer Financial Services Page 10 of 1T II I I I'IIII I I II II I III'IIIIIIII'll I III I I I I I III I I III q03310280489 �233 345 1017