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201210371 Any amounts disbursed by Lender undcr this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bcar interest at the Note rate Gom the date of disbursement a��d shall be payable,with such interest, upon notice From Lender to Borrower requesting payment. If this Security Instrument is on a leaschold,Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property,the leasehold and thc fee title shall not merge unless Lender agees to the merger in writing, 10. Mortgage InBU�ance.If Lcnder required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, thc Mortgage Insurance coverage required by Lender ceases to be availabic from the mortgage insurer that previously providcd such insurance and Borrower was required to make separately designated paymenu towarcl the premiums for Mortgage Insurance, Borrower shall pay the premiums reyuired to obtain covcrage substautialiy equivalent to thc Mortgage Insurance previously in effect, at a cost substa�tially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect,from an altemate mortgage insiver selectcd by Lender. If subsfantially cquivalent Mortgage Insurance coverage is not avaiiabie, Borrowcr shal[ continue to pay to Lender the amount of the sepazately designated payments that were due when Ihe insnrance covcrage ceased to be in effect. Lender will accept,use and tetain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall bc non-refimdable, notwithstaoding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can uo longer require loss reserve pay�nents if Mortgage Insurance coverage (iu the amount and Y'or the period that Lender requires)provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately desiguated payments[owazd the premiums for Moftgage Insurance. If Lender required Mortgage Insurance as a condition of making t6e Loan and Borrower was reyuired to make separately designated payments toward the premiums for Mor[gage Insurance, Bonower shall pay the premiums required to maintai�Mortgagc lnsurance in effcct,or to provide a non-refundable loss reserve,until Lender's requirement for Mortgage Insurance ends in accordancc with any written agreement beriveen Bottower and Lender providing Yor such termination or until tennina.tion is required by Applieable Law. Nothing in this Section 10 affccts Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance rcimburses Lender(or any entity that pttrchases the No[e)for certain losses it may inwr if Borrower does not repay the Loan as agreed. Borrower is not a party to thc Mortgagc Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time,and may enter into agteements with other partics that share or modify their risk,or reduce losses. These agreements are on terms and conditions that are satisfac[ory to the mortgage insurer and fhe other party(or parties)to these agreements. These agreements may require the modgage insurer to make pay�nents using any source of tiunds that the mortgage insurer may have available (which may include fuuds obtained from Mortgage Insurance prcmiums). As a result of these agreements,Le�der,any purchaser of thc Note, another instver,any reinsurer, any other entiry,or any afCiliate of any of the foregoing, may receive(directly or indirectly)amounts that derive from(or might be characterized as) a podion of Borrower's payments tor Mortgage lnsurance, in exchange for sharing or modifying the mortgage iusurer's risk,or rcducing losses. if such agrecment provides that an affiliate of Lender takes a share of the iusurer's risk in exchange for a share of the premiums paid to the insurer,thc arrangement is oftcn termed"captive reinsurance." Fur[her: NEBRASKASingle Family-Fannie MaNFmtltlie Mac IINIFORM INSTRUMENT WIiH MERS Fomn 3028 VD1 VMP� VMP6A(NE)(1105)-(10 Wolters Kfuwer Financial Services Page 9 of 1] II I I II II'I I I II II I III I III�IIIIIII I III I I I I I III I I III q03310280489 0233 345 �917