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201208211 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. �xcension oC the �ime Por payment or <br /> modification of at��ortization oF the surns secured by this Security H�slrument granted by Lendec to Borrower <br /> or any Successar in Intereat af Borrower sha11 not operate to release Yhe liabiliry of Borrower or any <br /> Successars in InYeresti of Borrower. l.ender sl�all not Ue required to eomu�exico proceedings againsY any <br /> Snccesaor in Snterest of Borrower or Lo rofuse to exLend i'ime for payment or otl�erwise inodify ainorkization <br /> �f thc sutns secured by this Security Iustxument by reaaon of any demend m�de by the ariginal Borrower or <br /> nny Suooessors in Interest of'Borrower. Any Forbeu�ance Uy I,ender in exercising airy riglrt or remedy <br /> including�, withouC luiutation, I,ender's ncceptancc of payments fi•om tl�ircl persons, onfitic:s or Succc.9eore in <br /> Intiarest of Borrower or in an�u�mts less than tlze vnoutit then due, shnll noti be a waiver of or preclude Hie <br /> exercise of any right or rcKnedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns eound. Borrower covenants and <br /> agrces Lh�t Borrower's oUligations and liaUility shall be joint and several. 1-lowever, any Rorrowcr who <br /> eo-signs this Secm�ity InsU�wnenT but does not exocutc the Note(a"co-signer"): (a) is co-sigiung this <br /> Secm�ity Instiumeut only to mortgage, gr�nC 2nd convey the co-eigner's interest in the Property uuder the <br /> te�7��s of this Socurily Histrimient; (b) ie not personally obliga�led Co pay the suins secm�ed by this Sectivity <br /> TnsCrmnenti; and(c) agrees thati Lender and at�y other Borrowcr can agree to exCend, inodify, forbenr or u�ake <br /> eny eccoirunodafions with regard to 11ie te��ms oP Lhis Seonri[y Instrament or the Note tiuiYhouY Che co-siguer's <br /> G0118E11t. <br /> Subject to tlie provisions of Scction 18, any Successor in Interest of Borrower who asswnes Rorrower's <br /> obliga�tions nnder thia Scetu•ity Inafrim�ent in writing, end is approved by Lender, shall obtain all oP <br /> ]3orrowcr's rigl�te aud benefits nnder this Security Instruinent, Borrower slial1 not be 7'elcasud frrn1� <br /> Florrower's obligarions and liz�bility mider Chis Security instrument unless Lender ageees Io suol�i release in <br /> writing. The covenants and agree�ncnts of this 5ecuri6y Instrun7ent shall bind(except As provided in Seetion <br /> 20) and Uenefit the euascssora anci nssigne of Lender. <br /> 7 4. Loan Charges. l,endcr n�ay charge Borrowex fees for seiroices perf'ormad in coimection wifli Aorrow�'s <br /> dcfaulti, for the pm�pose of protecYing Lender's interest in tho Property and rights uiider this Seoucity <br /> Ins�iwnent, including, but not lvnited Co, attornoys' Cees, properfy i�ispection nnd vnluntion fees. In regard to <br /> any other fees, the abse��cc of express anthority in this Seoucity Instrumeat Yo oharge a specific 2ee to <br /> I3orrower shall iiot be cons6xued as a prohibition on the ohar�;ing o�F etiioh fee. Lender rnay not ch�rge fons <br /> ThnC tu�e expressly prohibited by tliis Security Instr•�m�ent or by A�lioable Law. <br /> If tl�c Lo�n is subject to a l�w wluch sets maximum ]oan cl�argas, and tUat law is finally inteipreted so thnt <br /> the interest or oYher loan ch�rges collcctcd or to be collected iti comieetion with the Lonn exceed the <br /> pennitted lunits, then: (a}uig such loan charge shall be reduced by the ainou��t necessary to reduco the <br /> chargc to U1e perinitted limit; �nd(h) any smns already collccted frorn Borrower whieh exceeded permitted <br /> limits will be refunded ta T3orrower. Lendcr ii�ay choose to make this refund by i'educing the principal owed <br /> tuider fi�he Nate or by making a direot paysneiit to Borrower. I�£a refund reduces princi}�a1, the reduction will <br /> Uc Lrcatcd a� �parhial prepeyinenY without any prepayment charge(whcthcr or noti a�repnyment charge is <br /> provided for under the Nota). Borrower's acccptancc of any si�ich refimd made by d'u•ect pA}nnent to <br /> Borrower will consCitute a wrxiver c�f any right oP neLion Borrower might have arising out of auch overchaege, <br /> 7 5. Notiees. All noEices given b�Borrower or Lcnder in coimection wiCh this SecuriEy Instrument must be in <br /> �n•iting. Any notice to Bon�ower in connection wiCh thie Security Inatrument sha11 be deemed to have been <br /> given to Tiorrower whcn v�ailed by first olase mail or wheu actually delivered to f3orrowe�''s noHcc adclress if <br /> sent hy oll�er nleans. Notice to uiy ane Borrower sl�all wnstitute nG�tice Co�Il Borrowers unless Applic�le <br /> Law expressly requiras othaxwiye. "1'ho notice address shall be Ehe Property Address unless Borrower has <br /> 240013AA <br /> NEBRASKA-Sin�le Family-Finnie M aelFretldle M ac UNIFORM INSI RUM ENT Porm 3028 1101 <br /> VM P p VMP6(NEI(110b) <br /> Wolters I(luwer Finandal Services Pega 91 011] <br />