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201207888 <br /> requirecl hy L2�SP,t�, aaid Borrower sha11 pay to f ender the amount neces�a�y to uiake up thc deficiency in <br /> s000rdaaice wit7i RESPA, but in no moic tl�an 12 inonUily paymenl�s. <br /> Upo�i payn2cnt in full of ali sums secnred by this Security hisU�ument, Lendc� sliell promptly refund to <br /> Borrowar nny P'wids huld by Lender. <br /> 4. Charges; Liens. Bor�rower s1�a11 pay all tases, assessinenls, charges, fines, and impositiona at6ributnble to <br /> the Ptoperty which can attain pric�rity ovor this Seourity Inslrwnent, lezisehold paymen6',e or grouvd rents on <br /> the Pxopeity, if auy, and<;omtnunity Association bues, Pees, and Asse�sments, if azry. To t�ha exCent that <br /> tliese items ue L�sarow Items, $oirowar shall pay theui in the manner pmdtded in Scction 3. <br /> Rorrowcr sl�all prompYly disoharge any lien which lins priority over thie Socuritq InetrumenC unless <br /> Borro�ver: (n) agrees in wirifing Co the paytnent of the obligatiou secured Uy the lien in a maimer acceplable <br /> to Lender, but only so long as Borrower is performing such agrcement; (b) conte.gts Uie lien in good faith Uy, <br /> or de£ends againaf enforceme�it of the lien in, legal procec$ings which in Lcnder's opiiuon oper�te ta prevent <br /> llie euEorcc�nent of lhe lien wl�ile t$ose proceedings aae pending, but only tnatil such proceedings are <br /> wncluded; or(o) secures $om the holder of the liorr an ngrectnent satiyfactory to Lendar subordinaTing til�c <br /> lien to this Security Instrument, If Lander det�rmines thaC any paz�t of 11�e Property is subjcct to a lie�i which <br /> can attainpriority over lhis Securi6y Insuluncnt, Leniicr m�y give Rorrower T nouice identifyin�flie lieu. <br /> WiYhin ]0 days of the date on which thaC noticc ie given, Borrower e1�a11 saCisfy Uie lien or t�lce�ue or more <br /> of the actions set forth above in fhis Section�F. <br /> i.,ender may requiraRorrower to pey a one-tiime charge for a real eatnCe tax verification nnd/or reporling <br /> scrvice used by Lender in comiecfion with this Loan. <br /> 5. Property Insurance. Borrower a1�a11 keep tlie improvc,�nents now exisYing or herenfter erected on the <br /> Property insured against loss by firc, h�zArde included within the Cerm '"extendcd covarage," and nny other <br /> h��u�ds incltuliug, but not limiYed Co, earthqiuilccs a�id floods, for which �yender reqtiures insiirttnce. Tlus <br /> ineuranee shnll be inainCained in the alnounts (including dednctible levels) and for the periods that Leuder <br /> reqtiires. Wha1 Lender reqniYes pw•suu�t do the preceding senteuccs can change dming the term of the Lo�u. <br /> The insuraaice oarricr providiug the insurnncc shall be choyen Uy Borrower subject tc�L.ender's i ight to <br /> disappro�+o Rorrower's choice, whicll right ahall not be exercised unreasonaUly. Lender may require <br /> Boirower 6o pay, in conncotion wiUi this Loan, ei6�her: (a)a ono-time eharge for 11ood zmie defcvmivation, <br /> eerfiilCation and h�acking services; or (b) a on�time charge for tlood zone determinaGion and certifi�atiou <br /> sarvicee and suUsequenC charges eaoh tima remappings or similnr changes occur wl�ich rensovably might <br /> affect euoh cieternrivation or cerCification. Rorrower shall also be rea��onaiUle for fl�o payment of any Fees <br /> imposed by tlie Fcderal Emergmley iVlenngemeut Agency ii� eomiection with the review of any flood zone <br /> defermination resulCing fro'm an x�U,jection by Borrower. <br /> If Borrower fails ta maintain any of tlie ooverages deseribed aUova, Lender may obtaiu insurance coverage, <br /> at Lender's o�tiou and Borrower's expanae. Lendcr is mider no obligation to purr,l�ase enypnrticiilartype or <br /> atuounC of coaerage: Thorefore, sueh a�verage sh�ll aover Lender, but mi�ht or inight nof protect Borrower, <br /> Borrower's equity in llie Property, or the contents of the Properfy, agninst any risk, hazard or llebility and <br /> might provide��entor or lesser ooverxga thnn was previously in cffecC. Borrowcr ao]mowledge,a that the cost <br /> of the inem�ance coverage so obtained might sigiufican(]y exceed the co§t of insur�ncc that Borrowcn-could <br /> Piaue obtnined, Any�mounts diebm•sed by Lcndar under fhie Section S shall become addiGon�l debt of <br /> Borrower seoured by this Secnrity,Instrument. Tl�cse vnotmtis chall bear interost at the Note ratc fi�om the <br /> date of disbursement aud aha11 be payaUle, with suoh interest, tlpou notice from Lender to Borrower <br /> requesting payment. <br /> NEBRASKA-Sinyle Family-Fennle A4aelPreddieMac UNIFORM IR�STRUM ENT 2d002245 <br /> VR�P O Form 3020 1(01 <br /> V�7 PB(NF)(11�bl <br /> Wolters Kluwar Financiel 9t�rvlces Paya e of 17 <br />