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<br /> - S. flazarJ ��r Pn�pert� Insurmr�. i�urn�«'cr shc►II krep tlie impru�rrnrnt::nm�� r�istingnr herraftrr crrctrJ�m
<br /> � rhr I'n��rrty insurrS against h��.�h)'�i�r,hxiarJ�incluJrd ��•ithin th��trrm"r�trnded c���'rrage" unJ tin�� uthrr hainrds.
<br /> inrludin�;fl��uJs i,r fln��Jing,f��r w hirh i.Cn�rr rcyuires iu::urancc:. 'I'hi:; 1114Uf�11�•r sh��ll hr m:iintainrJ in the umi�unts
<br /> � :;.� and tur thc prriuds that Lendrr r�yuirrs.'I'hr insurunrr r:�rrirr pn��'iJinK the insuranre shall hr chosen fiy N��rrvn��rr
<br /> `� siih'ect tn l.ender's a r���•al ��•liici� shall n��t be unrCUS��nahl�• «�ithhrlJ.lf li��rrn«�rr fails tu muim�tin cu��rragr descrihed
<br /> ,rp��M ah�i�•r, I.rnder ma��,at l.rnder's��rtiun, ��htain �'U�'CtB�'C u� �rntrct l.�ndrr'ti rigLts in thr Pru�rt�� in acr��rdanrC�sith
<br /> raragraph 7.
<br /> y :111 inSU�anrr �11II1'1CS SIItJ fCilC6ill ti StI:fII hC i1l'l'C�L:IIIIC tn I.rnJe� and shull I11l:IU(JC :i StBtll�ilf� fllllft�ilbC l:I��ISC.
<br /> l.endrr shcill h:+�•C thC right tu hulJthr p��lirie-s and rrne«•als. If I.rneier reyuirrs, Hurr����•Cr shall pn�mptl�� gi�•r t��
<br /> �• LrnJCr all rCrrip�s uf paid Premiumsai�d rCn�n•al m�tir�.In thc r��rnt�•f Inss,Hnrruw�r shall�i���prur.iin nuticr tu thr _
<br /> � ' insuranrC rarriCr and Lrnder.[.rndrrm:.��•makr pru�,f��f 1��sG if nnt rnadCpra►mptl�•hy liurruwCr. _-
<br /> � l'nlr�IxnJrc and Borm�i•cr��thrr��isC agrCe in �ti'riting,insurancC�nKCC�is shall be upplird tu rrstoratiun��r repair :
<br /> :'••� • uf thr Pn�Pert�•damageJ,if thr r�turoti�m��rrrpair is Crunnmically feasihlc and Lend�r's security is not ICSSCned.If thr _,
<br /> rrsn�rati�m��r ccpair is nut Crnn��m icall�•tCasihlC ur I.endcr's srcurit�•«•uuld hC l�cned,the insurarne pn�cnCCls shall hC _
<br />;;; � arplirJ t��thr sums sCrurcd b�� rhiz tirr urit}�Instrumcnt,«�hCther ur rn.t ihcn dur, with an��r�crss paid t�� H��rc�►���rr.If
<br />- Ii��rr�����er ahandons the!'rnpertJ•,��r a�rs nc�t ansu•Cr«•ithin 30 da}•s:�nuticC frum Lcnder thut the insurancc carrirr h:�s
<br /> '• • ��ffrcrd t�� srttl�v claim, then Ixnder rna�� ndl�t the insuranre pr��cCC,le. I.cnder may usc the pr�ceeds to rrpair ur -
<br /> _ • � � rrsture the 1'roprrt�•ur tu pay sum����r�i h}•this Sccurity lnstrumCnt, a•hGther��r not thcn due.Th�30-cia�•period will
<br /> hrgin n•hen the n��tirr is gi�•Cn. _
<br />_y : ��..; Unl�ss I,ender�nd Hurrrnver��tl�r��•isr agrCn in Ssriting,anp applicatiun uf pre�ceeels to principal shall not extend ur
<br />_ �,ustPe,nr thC Sue Jatr��f thC mcmthlp p����m�nts rcfCrred tn in�aragraphs 1 and 2 r�r changC the amount of the pa}�mentS.
<br /> _^ �s,;t• lf under paragraph 21 thC 1'n�pert}•is acya�ireci h�� Ixnder, Hnrrutivnr's right tu any insurance policies and proceeJs
<br />° "•" ' � rc�ulting trom damage u�thC YrnnCny' rri��r tn the acqttisitinn shall pass tn L.Cnder to the e�tem.t of the sums secured by
<br />--_;;;�,� thisSecurityl��strument�mmrJiatClyprior totheacyuisition.
<br />�_•..,zafi � • 6.Occupancy, Preser�'ation,llaintenance ancl Protection i�f the Property; Bortow•et's Le�aa Appltcatio�n;
<br />--�.:�'�_ Leasehulds. Borro��•er shall uccup}�,e�tahlish,and use the PTOpC1'ty es Bnrroa�er's principal residence tirithin sixty days
<br />$""`:�`� after thr execution of this 5cn:urity Instrument and sha11 amtinar to uccupy the I'roperty as Borcor•er's principal
<br />==�C+:' rrsidence for at l�ast one year aiter tM;ciutr �d occupane�•,unl�s I.Cn�Cr nth�r�vise agrees in writing,which eonsent sha11
<br />�-b�':�'� not he unrCasonably withheld,ur unle� e!�tenuating circumstanres Cxis� Hhich arc t�Cy���►d�c�o�er��ns�tral.F.c:::c::�r
<br /> u�-�`�-`'_s`�`� shnll not d�tr�y,damuge or impair thc Pc��perty,allow the Prn�rty tc�deteriarate,or commit wastc on the Property.
<br />� . Hnrrotver shall he in default if any- torfritureaction ur proceeding, «�hether ci��il or criminal, is begun that in l.e:nder s
<br />- goud faith judgment could r�ult in t�►�feiture�t thr f'rupCrt��or��thern�isC materially impair the lien created by this
<br />� -- Security Instrument or I.enders securit}• interrst. Bnrrower may curesuch a default and r�instate, as provided in
<br />�y-��`v��0' �` . paragr:�ph 18, by causing the nctinn or 4+u�cexding m he dismiss�d ��'ith a ruling tha.t, in Lender's good faith
<br /> -�-= determinatinn,pre�:luJ�s furfCiturC��t the Fiurrr m•er's intCrrst in the Pro�erty or��ther matr.rial impairment of thC licn
<br /> -= _ - crraceJ by� this 5e�:urity[nstrument or I.ender G security inter�t.B��rrr►n•er shall also he in un�ault it Borrower.during
<br /> - - the loan apRlicatiun pror�, gavC materially falsr nr inaccurate intormation �r statemen�s to l.ender (or failed to
<br /> ---- . �n►vidC Lendtr with any matCriul int��rmation)in conrneticm�vith thc Inan evidenved by the Note,including, but not
<br /> =� limitrd to.represent;,tions concerning Hurrowrr's �x:cupancy��f thC Property�as a prineipa l resi dence. I f t his Securi�y�
<br /> .; Instrument is on a leasehold,Borruwer shal l a►rnply with all thC Provisions ot the lea.se.If Aorrower acquires tee title ta
<br /> ,� thn F'�operty�,the lea.sehuld and thC fee title shell not mergc unless L�nderagrees to the merger in writing.
<br />� 7. Protection of Lender s Rijhts tn th�Propccty. If Aorrower tei ls to perform the covenants and agreements
<br /> ' amtainect in this Seci�rity Instrument, �r there is a legal proce,eding that may significantly affect Lender's rights in the
<br /> E'ruperty (such as a prnceeding in hankruptcy, probate, for condemnation or torteiture or to enforce laws or
<br /> r�gulations),then Lrnder may dn and pa)� tor ��'hatever is nece�Yy to protect the value of the Property and I.xnder's
<br /> _'-=- ' rights in thn Property. I.rndCr's a4tinns�nay include paying en�'sums se�:ured by a lien which has priority over this
<br /> �.� ;, - Security Instrument,appearing in a:aurt,pa�ing reasonahle attorneys'f�esend entering�n tha Property to mske repaits.
<br /> � Althoi�gh lxnder may take action unJer this paragraph 7,Lender does rxot have to dn so.
<br /> Any amounts disbursed by�LCnJer under this�aragraph 7 shall hecom�additional debt of Borrower sv�ar�d by this
<br /> Seci�rity lnstri►ment. Unlr.ss Horco�ver unJ l.ender agree to other terms nti paymrnt,these amounts shall bear interest
<br /> � fr��m thr date�f disbursement at the�iutn rate and shull be payublC. with interest,upon notice from Let►der to Borroe•er
<br /> — reyuesting payment.
<br />�a � 8. Atortgage Insursnce. !t LendCr rryuired mortgage insurance as a a:ondition of making the loan secured by this ,
<br />- — Ser.urity Instrument,Iiorro��•er shall pay thepremiums required to maintein the mortgage insurance in efiect.If,for any
<br /> _-__- reason, the martgage insurance ca�verage requirecf by� Lender lapses c�r ceases to be in effect, B�rrower shall pay the
<br /> __— ' prrmiums reyuired to obtain covCrogc aubstantiell��eqi�ivnlent U�the rnortgage insurance previously in effe�:t,at a cost
<br />—._ _ � subswntially eyuivalent to the cust t�� Hnrm�Ler �t the mortgt+ge insuran�e previously in effect, irom an alternate
<br />��.;' mortgage insurr.r approved bf� Lender. It substantially eyui��alcnt mnrtgagC insurance coverage is not a��ailable,
<br /> ��.� [;c�rrower shall pay tu I.ender each m�.nth a surn ey��al u�anr-twrlfth��t thc l�eatly mortgage insurance pramium being
<br /> _;t4.�;� paid by $urruwer�vhen the insur:ince cuvrragr lorsed��r ceasrd te► he in effeet.Lender�vill acccpt, usr and retain these
<br /> --L-ti•.�� payments as a lo�.s rrservr in lieu ��P rnnrtgxgC insurunce. L��:�-s re.arve raymen�.s may no longer be reyuirrd,
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