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<br /> .. • • IU(i{;��III:�d \1'I�I�I I ull th�• irti�pr.��eirirne: unw �iP hrrraYter rl'rrtr�l nu fhr (�mre'r[g'+�t1�t111 �.- i�m�lts,
<br /> :�����ill'It•tl�i�lic';,;+nJ Pi�tur�•�:tirn� ��I'�It•�c:i�trf;i r,�ri ��f th�•�,�n�x•rt�. :111 rrrl,�rrmrn��;+nJ iidditinnsshall altin hrr����rrrd =.
<br /> h} thi::tirrurit� In:trument.:111 ui thc•furr�;��in�i:;rrP�rrrJ t��in ilii�.tircurit� In:.trumrnt a:.tl�e"I'n�(�Ltt�." _
<br /> .' „ .'::� IiUkk(l1l'iilt l'O1'I:\:1\'I'ti th;it I�urc����cr is luwfull� :;ri�;r�uP thr r:;ttitr hrPrh�• �nnveyrJand hus tlir right t�� _
<br /> �;r,�nt and r�m�r� thr I'rnPrrty� �inJ tl►r�t rhrl'r��(+rrt�•i:. unr.lirumhr�ri.1, rsr�•�t tnr rncumhranrrsnF rrc��rd. liurruwrr
<br /> o•arrantsat�J n'ill JcPrnd tir�ar�:+lly thr titlr tn thr I'r��rrrty�a�;ainst ull rlaims�+nJ drmt+nds,suhjrrttn aan}�rn�umhri�nccs !
<br />_ uf rrc��rJ. _
<br />•'�' fl{Iti ti{ic'l'kfl'1 I!�ti�l'12l \Ili\I r.�mbinrs unih�rm r�n•rn:ints P��r i�utiimt�l u�r:mJ nnn-u��iG�rm cu��rnunts a•ith _
<br /> IimitrJ�sriatiunshy juri�dirti�m t��r�►n�ritmr a unifnrm seru�it}•instrumrntr���•rrin�;rr�l pn�rrrq�. _
<br /> � l'`�Il'C)k�1 l'()�'1:!�A ti"I'ti.R��rr����•r r anci [xndcr ru��rnUnt IIIIfJ Jki'CC 3S Pl1IIUK'$: -
<br /> > I.Pa�•ment nP Principal and Interest; I'repa�ment ancl I.ate(�harges. Rnrrue�c;r shall �n�mptl)•pay «'hrn dur
<br /> _ thr�rinri�+sl uf:�nd intrrest nn thr Jrht r�•iJrnveJ h�•thr\��tr and uny�rrer:iyment anJ I��tr rhur�rsd��r undrr the I���tr.
<br /> • 2. Funds for'1'axes and Insurance.tiuhjrct tu arplirahlc la��• nr tn a �►�rittrn ��•ai��rr h� l.endrr, liurr����rr sholl
<br />� pa��t�i I.rncier�m thr da��m�mthl}�ra�•mr�u�arr dur unJrr the V��tr,until thr���tr is r:�iJ in full,a�um ("I�unds")fnr:
<br />='�} • � (:�) >'r:�rly t:��rs anJ assrssmrnts n•hich�r�:,�:�rtain Priurity����nr this tirrurit��Instrumrnt:+s a lirn nn thr Hn�rrrt�•; (b)
<br /> ' ` �. ��r:i�15�Ir:4�Ch�dci pa��rnCnts nr�;r�und rrnt,�m thr 1'n��rrt�•, if an�•; (c) S•r;�rl�• hcuarJ��r �r��pert�•in�:uranrc�rcmiums:
<br />_�ti,. :
<br /> (d)��rarl�•fl����c1 insuranrc•rrrmiums, i(an��:(Cl)�rarly rnurt�;a�c iusurancC premiums.if:�o}•::►ncJ li) an�' sums Puyublc
<br /> -;,t..;,:-; • h�• li��rro«•rrt�� Ixnder,iu acr��rJanrtr«•ithiliC pr����i1si�ms��f para�r:iph H,in liru��f thr p�1��•m"r�nit utmort�agr insuruncr
<br /> (�fCIl11111115. I I1CSC ItCfTlti:lfC l'BIICCI�I„S�'h�\\'�jC11'IS,� 1.C111�CC 111il��.:1t 811��t1I1lC�l'11��C1't S1lN�1�1�y 1'llllllS 111 illl iitYl��1111t Illlt
<br />-s�..;,:;,+ n� rxrred the mazimum umuunt a IrnJrr G�r a frJerally relatrJ murt�;ugr luan mu�� reyuire f�a Hurru�ver s rscru«�
<br />- � ' arrnunt undrr thr frdrrxl Itral }:�tatr�rtilrmrnt f'rucrJurrs Art �d 1974 as amrncied fr��m tirnr to timc, 12 IT.S.t'.
<br />-n,�.,,���, Srrci��u 2601 et seq. ("Kliti}'a"),�uilrti�t11111IIlCf I31S IIl:lL S�(1IICS LU(I1C I'U111I.�SCtS J ICSSCI'amnunt. lt su, l.ander may,
<br /> - • at an}�timc,�ol lect and hold I�unds in an am��unt not cu rxcred the lesser amuunt.Lrnder may��timate the amount of
<br />�:.•:;::._. Funcis JuC un the hasis ot current data and rr:���nahle rstimstrs��f rxpenditurrs uf future Pscro�v ltcros or otherwise in
<br />�;:�. .��, accurdance �sith applic3hlr latv.
<br /> v-;_:., � The Funci.s shall he;hrlJ in an instic�itiun o•huse deFx�si�s urc insurCd by a federal agency,instrurnentality,or entity
<br /> _zT.'1..5�_. '
<br /> < -� •�:, (including Ixndcr,if LrndCr is such an instituti�m���r in any I�ecieral Homr Luan Bank.Lender shall apply th� un s to
<br /> �'�� r;-,.
<br /> �+:�y ihr Hscro�v Items. l,ender ma}� nut ehar�r H�rruwer for holding and applying the Funds, annually analyzmg t e
<br /> ,t�:
<br />',;f;�,; escrcin• arc.iunt, or verifying thC Escru��• Itrms,unle.cs Ixnder pays Horrower interrst on the runds and appli��abie iaw
<br />�:f�;a�y�
<br /> , �« Fx.rmits I.Cnder tn mukr such a chargC. Nnt�'ever, L.Cnder may require Horcower u� pay a onrtime charge for a�n
<br />-�'�'�� independent r�al estate tax reFxirting�r�-ice��.scyi hy Lender in connc�:tion with this loan,unle�applicable law providrs
<br /> --���"`� othrrn�ise. Unlres an agrc�ment is mad� or a�pIicaMe law reyuir�intcrest to be paid, Lend�r shall not be rrquired to
<br /> _�„�,,�,- pap Horrow�r any interest ur earnings nn thc Punds.Buttativer and l.�nder may agree in writing,howevc;r,that interest
<br /> shall b�paid on the Funds.Lender shall gice to R�►rrower,without charge,an annual accounting ot tha Funds,showing
<br /> -__Y� ` crrJi�s and dehita to the Funds and the purpnsn for which each debit ta the Funds was made.The Funds are pledgui as
<br /> -��-„y; ` sddit'tas1�! :,ccuritp for all hums securCd by this Srr,c;urity Ins[rumcut.
<br /> -- ; It th� PundS held by I.ender eKCeed the amo�ints�ermittCd to be hrld by applicable law, LendNr shaU account to
<br /> - _ �i Hurruwer fnr threxcrss Funds in accurdance with thr reyuirements of applicable la�v.[f the umount of the Funds held
<br /> �� = by�Lender at eny time is m�t sufficient tc��ay thr Escro��•ItemS�vhen due, [,Cnder ma}•so notify Bottower in writing,
<br /> _ �� and, in such case Aorrower shall pay tn Lendcr the amuunt nec�.s�►ry to make up the deficiency.Bc�rrocver shall make
<br /> � up the deficiency�in no more than twelve monthly paymen�s,at LenJer's��le dis�:rCtion.
<br /> — � Upon payraent in tull of all sums sCCUred by this tiecurity Instrument,I.ender shall promotly retund to BorrowCr
<br /> '. nny I�unc1S held by Lender. If, undCr paregraph 21, L.ender shall ucquire or sell the Property,L.�nder, prior to the
<br /> acyuisitinn nr sale��f the Pro�erty,shall apply eny FundS held by Lender at the time��f acquisition or salC as a creciit
<br /> against che sums�eeured by thistiecurity [nstrumCnt.
<br /> ' 3. ApplicattoA uf Paymeats. L�nlc;.ss applicable lativ �rovides otherwi�,all payments received by L,ender undar
<br /> -""- � paragraphs I and 2 shall be applied: first�tn any pre�ayme»t charges due under the Note;second,to amounts payt+ble
<br /> • under paragreph 2;third,to interest due;fourth,to pnncipal due;and last,to any late charges due under the Note.
<br /> , ' 4. (;hargcs;l.iens. Borroner shall pay all taxes, assessments,charges,fines and impositions attributable to the
<br /> ' !'roperty which may attain priority o��er this Security Insirument,and leasehold payments or ground rents, if any.
<br /> _ Rurro�ver shall pay these obligations in the manner pro��ided in paregrnph 2, or if not paid in that manner, $arcower
<br /> shall pay them on time direc:tly to the�rsnn owed payment.Borro�ver shell promptly furnish to La:nder all notices of
<br /> — amuunts t��be paid under this parugraph_ It Horrower mekes the.se payments directly,$orrower shull promptly furnish �
<br /> � to Lender reccipts e��idencing the payments,
<br />— ---- , Rnrrower shall pmmptly dischurge an}�lien which hus pri�rcity c,vCr this Security Instrumamunl�s Aorruwer: (a)
<br /> -- :+grecs in writing w tlie paymem n4 the�►blibatinn secured by the lien in a manner ncc�ptable to I.ender; (b)contests in
<br /> ���� gu�d faith the lien by, or defends�gainst enforcement of the lien in, legsl proceedings �vhich in the Lender's opinion
<br /> —�—`r r'�� operate t�� prevent the enforrement��f ttle lien;�r (c) secures fr��m the holder of the lien un agnernent satisfactory to
<br /> .. - -__---- I,ender sut,ordinating the lien to thi�Six:urity Instrument.If Lender determines that any part or the Property is subject
<br /> '�.�'����T. tu s lien �vhich may attain priority ovcr this Security InstrumCnt,Lender m�y givd$orro�ver a notice id�ntifying the
<br /> ����,��`:�'� lirn. H��rron�er shall sati5f} thr lien nr t:�ke��ne or more uf the arti�ms set forth alx�ve within 10 days of the giving af
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