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<br /> . 98-io�338
<br /> g, pl7aaed q� Q3ro� Instnrance. Borrower shap keep the imgmvements now e�cdn� or hereafter erected on the -
<br /> Fmparty inttured against tosa by fire,hazards included within the term "extended coverage" und uny other hnzords. including
<br /> fioada nr,iiuu�3q$�for which Lender requires insumnse. Thia insurance sdall be maintained in the amounts a�td far the pcdo�s
<br /> that Lendar.neyuires. The insuc•ance currier pmvidtng thc insurnnce shall be chosen by Borrower subject to Lender's apDravul
<br /> which slwll not be unreasonably wlthheld. If Bonawer fuils to maintain cnverage descdbed above, Lender mny. ut Lender's
<br /> optton.obwin coverage to pratect Lender's rishts in the Property in�ccordance with paragraph 7.
<br /> AU ineurunce pnlIcIes end renewuls ehull be ucceptuble to Leiuder �nd shall includo u standard mortgnge clnusc. Lcndcr
<br /> shull huve the dght to hold the poltcies and renewnls. If Lcnder requir�. Borrower shaU promptly give to Lcnder ntl receipts of
<br /> paid premiums and renewul notic�.w. In tbe event of lcESS.Harrawer shall give prompt rtotise to the insurnrece cnrrter and Lender.
<br /> l.cndcr mny make proof of toss iP�ot mude pmmptly by�rtowcr.
<br /> Unless Lender And Borrower atherv�isc ugree in wrfUng,insurnnce proceeds ehaU be applicd to restorn�ion or repuir of the
<br /> Property dnnwged.if the restoradon or repair ia econamlcally feusible und Le�der'a security is not lessene�l.1P the restornttan or
<br /> rcpnir 1A not cconomicully fea+ible ur I.eirler's secuetty would be lessencd,tho insurnnce pnst�cedx shall he applled to th�e swns
<br /> secured by this SecuHty Inawmcnt, whcther or not then due, wtth ru�y exct�s psiid to Borrawer. If Bortower ubandons the
<br /> Property�nr.daes not sinswer within 30 days a nadce ftom Lender that the insurance cArder haa offered to settle a cla�m,then
<br /> Lender may collect••ttta.in�urance pro�ee�ls. Lendcr may use the proceeds to repair or restore the Property or to pay surag
<br /> secured Dy this Serurity-In�uument, wheiher or not then due.The 30-day period wiU begin when the nodce is�iven.
<br /> Unless L,eader end Botrower otherwise agree in writing, ar{y application of procee�s to pr�ncipal shall aot extend or
<br /> pqsipone the due date of the rttonthly payments referred to in paragraphs 1 and 2 or change the amouat of the payments. If
<br /> undar paragraph 21 the Pr�petty is acquited by Lem�e�,Borrov�er's righ8 to any insurauce pollcies aa�procceds resuiting hum
<br /> damnge to the Property prIor to the acquisitlon sbali pess to Lender to the extent of the sums se�u�+ed by th�s Security Instrument
<br /> icqmsdiutely prior to the rtcqulsition.
<br /> 6.oc��y,r��anon,Mu3atenance aad Protedion o!the Property;Borrower's Loan Application;Leaseholds.
<br /> 8ormiv�er shutl�occupY.establish,aad use the Prope�ty as Borrowev's principal resideace�vithin sixry days after the exe�utlon of
<br /> this Secutity��siivment aztd ahall continue to occupy the Property as Horrower's principal resid�nce for at least oae year after
<br /> the dste d8 C�igancy.vnlesa Lender othe.wIse agrces in writing. �v�9ch consent shall not be unreasonably withheld,or nnteas
<br /> eatanuatlJt$ ciccumst;�ces exist which are beyond Borrower's opntrol. Borrower shaU not destroy, dama�e or impair the
<br /> . Prppprty�aI[rt`a�the Property to detedorate.or commit waste oa the Pmperty. Borrower shall be in default if any farfeitpxe
<br /> . actf4n,a#�n�c�eeding. wdether civil or criminal,js begun thai in L'ender's good faith judgment could result in forfeiture of the
<br /> � Property�r�e2herwIse materlaUy impair the lien created by this 3ecurity Instrurnent or Lender's security interest.Borrower may
<br /> cwsre su�h a tlefeult and rei�tats.AS�fiOVICIC�1�p3[8�l8�!!$,iry c��sing ihe action or p�iing iv i�e di��is�xi wit�a ivfi�
<br /> ibat, in Lemier's good faith determinateon, precludes forFeituro of the Borrower's interest in the Properiy or pther material
<br /> impaiiment a�the lien created by this Security Instn►ment or Lender's aecurity interest. Bamower shaU aiso'i�e��1�default if
<br /> Boaower.dtitring the loan applicatioa pzocess.gave materially false or inaccurate information ot statements to Len�er(ar faited
<br /> tu provide�,e�der witt�anyr material information)in oonnection with the loan evidenced by the Note,includin�,but not�liir�it�d
<br /> to,repres�ntat�sns ooncetn�ng Borrower's occupancy of the Property as a principat residence.If thjs Security Instrumeut is on a
<br /> leaseAoId, Borrower sholl comply with all the provisIons of tke lease.If Bo��ndwer acquires fce tide to the Property, the ,
<br /> leasehold ara3.�e fee titte shall not merg�unless Lender agrees to ths merger ia writing.
<br /> 7.P�r��t�Fon of Lenda's Rtghts�n.the Property.If Borrowet•fails to perform the oovenams and agreEments coataiqe��3n
<br /> this Sece:ei,e,y�nsuument,or Ihere is a legal proceeding that may Significxntly affed i.ender's righu in the Property(such.:�s a
<br /> proceeding iri bankruptcy, ptobate. for caddemnadon or forfeitu[e os to enforce laws or regulattons).then Lender may'dti.'a3id
<br /> ` • : pay.:for whatever is neccssary to protect the value pi the Property and Lender's rights in the Pmperty. I.ender's.acflo'ri's+1�my
<br /> � • �•.ia�lude Paying any sams securtd by a lien whicti has priority aver th3s Secwlty Instrument, aPpearing;:in court. payin8 ;.,�
<br /> t+e�..�onubl��lttorneys' fees and entering on the Property w'mak�i�paits. Although Lender may take action uader this paragiRph ��
<br /> . 7.L'endet doos not have to do so. ., ", ' . ,- .�•�.� .
<br /> Aay�aqoounts disbursed by Lender under t6is paragraph T��hatl bocome additional debt of Bomower secured bji:this::,�. ;
<br /> Scxurity Instrument. Ualess Borrower and Lender�to other tem�s of pay�uent,these amounts shall bear interest fromi��ihe ';"
<br /> date of dlsbwsement at the Note rate and shall be payuble, wlth intemat, upon notice from Lender ro Borrower rc�uestiag � , .:,,,,
<br /> payment� �":, .,
<br /> 8.T+9m�tgage Insurance.If Lender c�equired atortgage insurunce as a oondition of mniting the loan secuted by tl�is Seoutity
<br /> ��nt;;Borrower shall pay the premiums reyuired to maint�in'the martgage iasurance in effect. If,for any rea�n, t�o
<br /> mpxt�.ag�.'insurance ooverage requ�red by Lender lapses or ceases to be in effect,Borrower shall pay the premiums reqt�red'to
<br /> obwia o:►yetage substandally equivalent to the mortgag�insurance previously in effect.at a cost substanYaally equivalent to the
<br /> wst t�a�3orro�ver of thc mo�tgege iasurance previousty in effect.from an atternace mongage insurer approved by L¢nder.If
<br /> substaRt�ally�equivalent mortgage insurance ooverage ls:not availahie.Sorcower shali pay to Leader each month a sum eqi�:�to
<br /> one-tw�iftfk;of the yearly mongage insurance pnemiaLm'br�i�ng paid by Borrower when the insuraace coverage lapsed or oeaseri.to
<br /> be in effeet.;,Lendcr will accept.use and retain these payinents as `a•toss rese�ve in lieu of mortgage insara�nce. Loss reserve
<br /> � `� Fortn 3028 8l80
<br /> Pega 3 ot e
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