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<br /> paynzent�may na longer bc rcyuircd,nt the option of Gendar, ii rtRclrl3agc insurunce covQtagc lin thc umount und far the perlod
<br /> that Lcnder reqaire9?provided by nn inxujcr uppmved by Gendar c+gain becomcs nvailnbla unJ ia obtuinal. Burrower shaN pny _
<br /> thc premiums rcquired co maintuin mortBage insurarice in ef'fect.ur.us pi'�t+v�d�a i�ss resa:rvc.uutil thc requircmenc Por mortgagc
<br /> insuruncc enda in ucmrdancc�vith any�vrhten nBrecmana i�ct�vee�t��rtv+�!ut�ttd I.ender or npplicnble Inw.
<br /> 9. Inspertlon. I.endcr or itx ngcnt mny nu+kc rcii�+cmahle entricv up�m unJ inspcctions of the I�roperty. I.endcr shull �ive
<br /> Rormwcr nnticc ut thc Nmc of or priar tu an inKpeMian r;perifyin�rcu.�onublc ciwsc fi�r 1hc inypection.
<br /> 10. Giili�Cli9iiAtSOD. Thc prurcalti��f nny nwircd or rlui�n for Ju�nagcs,dircct ��r conscyucntilil, in cunnccdon with uny
<br /> condemnutlan ar athcr tuking�f any pprt of thc P�aperty.nr far convcyunrc in licu of amdemnatian,urc hcrcUy u.rsiguul�nd
<br /> shnil be puid to Lc�ulcr.
<br /> (n the event of a total tolcing of the Property.the procce�la shr�tl bc upplieJ t�the sums hccured by this 3ecurity lnstrument,
<br /> whether or�iot then due, .yllh uny exceas p:rid to Barrower, In x�e event uf n partful tukjng of the Property i�which the fufr
<br /> markct value of the Property immediutely trsfore tha taiking ia eqqt►t to or greutcr than.tha amount af thc sums secured by this
<br /> Security[nsrivment immediutely before the tnlcing,unJcas Eorrow..�r nnd[.ender otherwise agree in writing,the sums secured by
<br /> this Security Instrumant shdl be reduced by the amaunt of th� p�eeds multiplied by the follawing fruc�ion: !a) the toW
<br /> amount of the sums s�cured immedintely before tiiv tnlcing,divtd�d b�r(b) the fair market value of the Propeety imme�liately
<br /> befare the taking. Any bulance shall be pald to Bwrn►wer,.Iq tbe evant of a partial taking of the Praperty in whtch the fuir
<br /> market v�lue of the Property ImmediutelY before tha talting�iN less t�an the umount of the sums secured immediately before the
<br /> taking, unless Borrower and Lender otherwisc agree in w�itia�g or unless appltcable law otherwise provides.the proeeeds shaq
<br /> be applied to the sums secured by this Security[nsuument whether ar not the sums are then due.
<br /> If the Property is abandoned by Bu��rower,or if.a�t�notice by Lender to Borrower that the condemnar offers to make an
<br /> awsird or settle a claim for d.amages. Burrower f�ils to.ms�4nd to Lender within 3U days after Qia date the notioe is given.
<br /> Len�er is authorized to collect and apply the proceeds,aG it�4p�on,either to restoratian or tepair of the Property or ta the sums
<br /> secw�ad by this S�atrity Instnunent.wh6th$r oz noo t�.en.duu.
<br /> Unless I.en,der �nd Borrower otherwi�e ag�ee iro��vltit,s.;a�. ax�9 W�P�icaHon of prooeefls to pdncipal shall not extend or
<br /> postpone the dae datc of the monthly paym¢n1s zeP¢cred G�tr��ara�raPhs�and 2 or change the amount of such payments.
<br /> fl�.8orrower Not Released;Forbcan'�nce�•�r�7��N�t a waiver.Bxtension of the time for payment or modification
<br /> of amortization of the suma secured by this Secu�E�Y��Ltu������by Lender to any successor in interest of Bonower shall
<br /> not ogerate to retease the liabiliry of th�originnl:�c»n�r oz Sorrower's successors in interest.I.eader st�all not bz required to
<br /> commence proceediags agein&t aay suecessvs im i+xi>.�i+est or nefuse to extead ame for payment or otherwise modify amortiratlon
<br /> of the sums secured�by t4ie Security Inetxup?s'�.?�by'reeson of any demand made by the originat Borrower or Borrower's
<br /> succ�tsors in inieresi:Au�P�rtsearar�cc by L�er fn�;eniA;��Any right or mmedy shall not be a waiver of or preclude the
<br /> exerasz of uny right ar remcdy. •
<br /> � '�. B�C.Successots a�td AsslSns Ba�d; Joint and Sevet�al I.iability; Casigne�s• The covenants and agreemes►ts of.this
<br /> , Secpri�y_.Inst�tt�shalt.bind�aqd ben�fiG the successors and ass[gns of L.ender and Borrower. subject to the provisions of'
<br /> par�raph t�. �ori�cr�ver's covenante a�►d��agi+acments st�all be joint end several. Any Borrower who co-signs this Secutlty� . �.
<br /> Irtscr,tt�nt but c�.�s ��iot exaauta�thp.Notu: (a) is co-signing this Se�urity Instrument only to mortgage.grant and convey tlia; '
<br /> �ur��ver's interest ia the Briop�rt�•nnder.the term�of this Security Insmiment;(b)is not personnlly obligated to pay the sums
<br /> sscurrd by this Secuc3t��shnsment�and(c)agrees that Ixnder and anY other Borrower may agree to extend.awdify.forbear or
<br /> � �e�y��rpQd�iqns w;t'►��getd�to tbe terras of this�ecurity InstNment or the Note without that Borrower's conseat.
<br /> �3.I.oap Cbaa�ges.,�C�ta loan•secu�d by Shis Securil�Iaswment is subject to a law which sets roaximum loan charges.
<br /> � and�t4�at law is finally�iqtarFfnsted so that the intecest or afhsr loan chargPS collected or to be mllecxed In connectioa with the
<br /> ta�ti�ii�eed the permittad�limiEs:�1n�n. (a)anY such loaa;Charge shall b,�'redurxd by the amount necessary to reduce the charge
<br /> to q$�permitteci limir,and(lrJ�any swas aln�ady collected•from Bor�wer��vh�c�_exceaded perniitted limits will be'tefunded to
<br /> Sorrower. Len�ler may choose to m$!ce this refuRd bY reducing ttie principai.owed under the Note or by mak�ng a direct
<br /> ' payment to�$oliaower. If a re8u►d reduces �xrincipal, the reduction wiil be ire&ted as a partial prepayment•.althout aay ,
<br /> ' prepaymem chFUrs@;�a�fdtr the Note. , � , � .
<br /> 14.Nottces.Any notice to Borroaer pravicled fQr in titis Security Instrument shaU be given bydelivsrin�if oc•by mailiiig
<br /> it by first ciass mail unless appUcable law requit+es u'se.of another method. Tde notice shall be directRd tci the Ptapb.rty Address
<br /> or auy other address Borrower deslgnates by notice to Lender. My notice to Lender shall be �Iven by fust class mail to
<br /> - , Lender's addrps�sjated herein or any other add;e.ss�ender designates by notice to Bonower.Any riotioe provided for in this
<br /> � Secu;Ity Inst�vaxient shntl be deemed to havc been�gaven.t��Borrow+er or Lender when given as provider��n this para$raph.
<br /> � 1S.Gove�r'ding Laei Severability. 'Tbis :�rity tnstrument shall be governed by federal�law and the taw of the
<br /> jurisdicdou in.�+hiah the P�oAeriY�s located.In the event that any provision or clause of this 5ecurity Inswm�nY or the Note
<br /> conflicts with appl3qable law.such conflict shail not affect�qther pmvisions of this Secur�ty instr�ment or the I�Iate which cau be
<br /> given effect without the conflicting provision..74 tlris end the provisions of this Security Insuument and the Note•a=e declarad
<br /> to be severable. �
<br /> 16.Barrower's Copy. Bomnwer shalt be gi.en aae conforme�oopy of the Note aad of this Security Instnunent.
<br /> rrorm tto28 8�80
<br /> Page 4 d 8
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