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<br /> TU(3ETHER WITH all tho improvementa now or hereafter erected on tDepmperty.und all easements,appur.enances�und
<br /> fixttues now or hereafter u part of the property. Alt ricplacements and additians shall also be covered by this Secudty
<br /> Instrument. All of the foregoing is�eferred to in this Securlty•In�trument as the"Property." _
<br /> SORROWER COVENANTS thut B�nower[s Iawfulfy sOl�ed of the estate hereby conveyed und has the ri�ht to grant end
<br /> convey the Propeny w�d that thB EproRarsy is unencumbered, except for encumbrnnces of record. 8onower wurrants nnd wlp
<br /> defend generally the tItle to the Progetry ogainFt n1I•alaima and demands. subject to nny encumbranct:s of record.
<br /> THIS SECURITY INSTRUM�?IVT rnmbin�unif4rm covenants f�r natbnal use und non-unlfortn covenants with lim(ted
<br /> varinttons by Jurisdiction to canstltute u unif4rm.seaurity instNment rnvering reul property. __
<br /> UNIFORM COYENANTS.Borrower und Lendsr�cav4nqnt and ugree ns fol lows:
<br /> 1. Pz►yment of Princ(pul and Itsteccst; Prn�uy�p2r3it�A�sd Lute Charg�. Borr4xuer shall promptly pay when due the
<br /> prMcipal of and interest on the debt evidenced b�r dt�Note And uny prepayment and lute churge.4 due under the Nate.
<br /> t. Funds fur Toxes and Instuance. SubjRct to upplicnblc lnw or to a�vritten wuiver by L.enJer. sormwer shall pny ta
<br /> Lrnder on the day monthly p�ymentR nrc d�ut under thc Noto,antlf the Nnte ispnid in full.a Kum("Funds")fnr:(n)ycurly tuxcy
<br /> und assessmen�ti which mny uttain priority over thia Secudry Instrumcnt as n Ilen on thc Praperty; (b)ye�rly leureltold pnynunts
<br /> or ground rcnts�n thc PrcipeRy,if any;(c)yearly b�u.utd��r prupctiy insurnn�c prcndums:(d)ycurly tkx�insuauuc prcmiams.
<br /> ff any; (c) ycarly martgagc iasuruncc prcmiums. it any:and t�uny tiums p�►J�ublc by 8ormwcr ta I.cttdcr, fn cu�y�rcinnrc with
<br /> thc pruvisians of parugruph 8. in lieu of thc pnymcm of murtgaBe lnxurunce pre�nlums.These itea�v ura cidted "P.ur�iw[tcros."
<br /> I.ender may.ut any Nme.collect und hold Funda in un umuunt nut to exreed the m�cimum nmount ii lender far u federally
<br /> related martgu�e loun mAy require for Borr�iwer'y escnDw uccuunt under ttee tedeml Real 8stute Settlement Prcxed�ircs Act of
<br /> 1974 a.g amended from time tv tfine. 12 U.S.C. 5ectlan 2f,01 et aeq. ("RESPA").unless a�►othcr law tlu►t op�+tie.v to the Funds -
<br /> sets n laser a�naunt. If so, Lender may�at any timc, rutlect u�id hutd Funds in nn a►r►ount not to excecd the lesser amaunt.
<br /> Lender may estlrnute tha amount of Funds dne on the basis of current data a�d reasonable estImates of expenditures of future
<br /> Escrow Items or othenvise ia accordance wlth apglieuble law.
<br /> The Funds shall be 6etd !n an institutton whose de�mstts ere insured by a fe�larsill agency. insuumentality. or endty
<br /> (including Lender,If Lender is such an institudon)or in eny Federal Home b.uan Bank.Lender shall apply the Funds to pay the
<br /> Escrow Items.I.ender may aot chasge Borrower for holding and applying the Funds.annuaUy an�lyzing the escrow acrount,or
<br /> verifying the Escrow Iteme,unless L.ender pays Borrower interest on the Funds and applicable law pemtits Lender to make such
<br /> n ct�arge.However, Ixnder may�uire Borrower to pay a one-time charge for an independent real estate tex reporting service
<br /> used tiy Lender in connectten ar•�'th�this loan, unless appllcable Iaw provides otherwise. Unless an ag�eement is made ar
<br /> applicAble law c�equires intecest eo R'r�8aid,I.ender shall not be t�equired to pay Borrower z�ny interest ar eamiags on the Funds.
<br /> &it��r�•L--�:��.��x;itisg. ho���c�es.tlssi fQterfst�e �.w ��[i on ihe hl�nds. L�ender shall�ive to Hornower. :
<br /> without charge, an anniia18c4'�+u�ntang of the Funds. showittg credits and d�bits to tfie�unds end the purpose for wtuch cach
<br /> debit to the F�wf�r�fifi.:,''�ie�Funds are pledged as addidonal securltyforali.�ums secured by this Secutity Insuument.
<br /> If tha Funds li�s,ld bp�:l�j,u�'°.s�:cceed the amounts permitted to be held by applicable it�w.I.ender shaU axount to Borrnwer
<br /> for the excess�vcds ia accofG�ce:with the re9uim,ments of applicnble law.If the:uttqtnrt of the Funds hsld by Lender at any
<br /> tisnc is noi su�i�to pay the E�erow Items when due,L.ender may so notify Borro���e:�,9n wridng.and..in such cese Borrower _
<br /> shall pay to L.ende'r the amount aecessary io make up the deficieacy. Borrower shall maka:up the d�ficiency in no more than
<br /> twetve Kytonthly paymeate,at L.ender's sole discretion. '.
<br /> ,,U,,�.�sitx payment in,tLll�cr£r•;1'sums secured by this Security Instrument,L.ender'§hiil!�pmmpdy refund to�orrower ar►y
<br /> Funds;�el�l by Lender.IP;uatder�►�8graph 21,Lender shall acquire or seq the Propzrty,,Lendsr.prior to the acquisi'tion or sale
<br /> of the�c�operty,shall apply an�s�.�+ds held by Leader at the time of acquisidon or sale.as a credic against the sums'secured by
<br /> this Security Ine�,�►►t. : •
<br /> 3.Applir����'ayare{�ts. Ualess applicable Iaw pmvides otherwise,ai�paymeQte?�ived by I.ender wider paragaphs •
<br /> 1 and 2 shall�@�t+��ied: f'fs�t,�'a!iauy prepaymenc charges due under the Note; seconc�.to amounts payable u�er paea�raph Z;
<br /> thlnd,�w uate�st d�►e:[uu�'tb;r�;,?;jprin�lPa1 due:and last,to any lata charges due under the Nate.
<br /> 4:Claurges►L.iens.Eor,�ver.shall paY all taxes.assessments.charges,fiaeg and�im�iosidons attributable to We�'roPeriY
<br /> which:afay attain.piib�ty over this Securiry Insuument. aad leasehold payments or gr�ound rents,if any. Bormwer'shall pay
<br /> thuse obGgudons im the rrmnner provided in Qaragraph 2.or if noi paid in that maaaer.Bomnwer shall pay them on tim0 diroctly
<br />' tq�dt�,��son awed��yment,I�orrower shaU promptly fivaish to Lender ali �roaces of�amQUnts to be paid under this;pat�graPh.
<br /> Ig$d�w,�V�r mekes tlte�e gay.;n�n'ts dic+ectly.Borrower shait promptly furnish to Lender.xeceIpts evidencing the payments.
<br /> ' Borrtiwer�bpt�.p ,, ,d3scharge any llen which has prlo�ity over this Secuelty Instiument ualess Borrower:(�)agrces in
<br /> writing to tha jx:.:���s�`gbligatIon secured by ihe lien in a maaaer acceptabl�to I:ander;(b)contests in good faith the Gen
<br /> by.or defPnds•���'a!�c�ment of the lien in, legal proceeciings w1usD�in'tt�e.�:ender's opinion operate to�pnvent t&e
<br /> enforiacuteat•off tue��.�;�}!;`d�(c)smcures from the holder of the lien an agreerne�►¢ sGtisfac4qry w Leader subordinadng the lien to _
<br /> ttll�.�e;�ui�i}r Ins�eat,lf I:�nder determines thet any part of the Property is subject 10 a lten wttich may attnin priorlty over
<br /> ttfie�5locut�ty�Instrument.I.ender may give Bomnwer a notice idendfying the Ilen.Bo"rrower shall satIsfy the lien or take one or
<br /> - mo�o8the actions set forth above within 10 days of the giving of notioe.
<br /> Form 3G28 9/90
<br /> .. Pago 2 ef 8
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