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201206911 1?. Borrower Not Released; Forbearance By Lender No4 a Waiver. ExYension of the �ime Por paynicnu or inodiScation of alnorlizntion oP Cl�ie sums seotiired by this Sccnrity Instttiunent granCed by Lendei to Dorrower ar eny Sncceasor ui InteresY oP Borrower shall ttot opernte to release (he lial�ility of Rorrower or nuy Successois in it�Yerest of 13orrower. Lender shall not be required Eo commence proceedings against any Successor in Interest of Borrower or to rcCusc to cxtcnd time for payinent or ofllerwise modify amorLization of Che smns secured by this Security Insh•ument I�y reaaon of any cl�nand made by Uie original Borrower or any Successors in Hrterest of Borrowec. Any f'orbearance by Lencler in exercising any iibht or remec3y iuclucling, wit'hout ]imitafron, I.ender's acceptance of payments from third persons, entitias or Succe,ssors in Interest of Borrower ur in amounl.s lass than flao ainount then due, sha11 not Ue a waiver of or preohic{e the exercise of�ny right or remedy. 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Horro�uer cove�iants and agrees thati I3orrower's obligations and liabiliCy shall be joinY and several. ISo�vever, any Bonawc.n who co-signe thie Sec�irity Instr�unent buf does not execufe klle Note(a"co-signer"): (a) is co-signing this Seonrity Instrument only fo morCgege, �rauC tmd wnveq Che oo-signcr's intcrest in tha Property under the tenns of this Sectuity Insttument; (b) ia uot personelly obligeted to pey the smns seouced by Chi� Security Ineh'iunent and(cj agrees tUat J,ender and a�ry otlier Borrower can agree to extand, modify, forUear or make any aoeomtnodations with regard to the LermF of this Security Ineh�umcnt ar the Note withou�t the co-signer's consent. SubjecE to the provisione oF Seetion 18, any Succeasor in Infecesti a£I3orrower wl�e� assumes Rorrower's obligations mider this Security Inehtunent in writing, nnd is approved by Lender, shall oblain all of 13orrower's righte and Uenefits under this Securitiy IngGtun�nt. Borrower eh<�+11 not Ue relensed fi�om Borrower's obligations and liability under 8�is Security [nsG umenE uuleas l,ender agraes to such rele�se iii wtiting. The coveneiits and agreemei�its of tl�is Securi6y Inatruinent sh�ll bind(oxccpt as}n'ovided in Section 20) and bei�efit fhe succesgors and assi�rns of Lender. 14. Loan Charges. 'Lender m�y charge Borrower f'ees f'or services performed in conneolion wi[h Borcower's deFaulC, Por Lhe ptirposc of protecting Lend�r's interest in the Proyatty and rights under Yhis Secm•ity TnstrmnenY, including, but nof IimiCed Co, aCCorneys' fees, properly in�pcctron and v�lnation fees. In regard to any other fees, the abseuce of oxpress authority in th�is Security Iushnm�nt Lo charge a sp�coi�c fca to �Borxower ehall not Ue constrned as a prohiUitiion on tUe charging Qf such fee. I,cudcr may noC charge Pees that are expeesslyprohibited 6y tl�ie Seourily Instrument or by Ayplioablc Law. If the Loan is subjeoh to �l�w whioli�ets mazimunz loan charges, and th�t law is finally uiterpreCed so Cl�at the interest or other loan charges collected or to be collected in connecCioi�i with the Loau cxcecd tho per}nitted limits, khen: (a) any snch loan charge shall be reduced by tihe flinounC uecessaty to reduoa the charge to the pertnilted limit; nnd(b) any siuns nh�eadq oollecCed from Borrower wlucli exceeded pennittied limiCe will Ue re£wided Co Borrower. Lauder it�ty choose to mnke this refiind by reduoing Che principal owccl under ll�e NoCo or by i��aking a direct payment to Rorrowec Tf a rehuid reduees prineip�7, Yhe reductiari will be tt•eaked �s �pertiat prepnymeni withouf any prepa}m�enk charge(whether or not a prepayment charge is provided tor under the Note). Borrower's nccept�nce of any such refund u�ade by direct F�aynrc�3t to Barrower wi11 constit�tte a waivec of uiy righti of actiiou Borrower might hnve nriaing out of auoh overchnrge. 15. No4ices. All noEices giveii by Borrower or L,ender 'rn connection wieh thie Seonrity Insfr�m�e:nt muet be in writing, Any notice to]3on�ower in comiection wiCh iiiis Sectu'ity IusErwnenY shall he deemed to have been givzn lo Borcower when niailed by first class mai] or wl�en actual1y deli'vered to Aorrowei's nofice address if aent by oCher mea�is. Notice to any one Borrower ali�ll oonstihite notioe to all Boirow�n�s �mlcss Applic�ble Law expre,ssly requires ot1ien�ise. The uotice addr'ess sliall Ue Che Property Address unless I3oxxower hna --- -- zaootnnt NEBHASKA-SinglePamlly-Fennleblee/Fretltlie IdzcllNIFORM INSTRUMENT Form 3028 11�1 VNI P n Vh7 P6(N E1(11051 Wollors Kluwef Flnanoinl Servicee Pega f1 nf 17