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<br /> S. Haztrd or Property Iasurance. IIorrower shuil keep the improvementa naw existing ar hereatter erected on the
<br /> Property insured nguinst loss by ftre, hnzarda lnclud�d wItt►in the term "extended caverage"ond uny ather hurs�rds. lncluding
<br /> floads or flooding, far which Lender requires insurance.This insurnnce shull be maintained in the amounts And for the pedads
<br /> thnt l.ender requIres. The insuraeco carr3er providing the insurance shnii be chasen by Barrower subjcct to I.cndcr's appravtnl �-
<br /> which shall not 6e unreusonably withheld. If Honower fnils to mainteln coverage descdbed nbove. Lender muy. at Lender's
<br /> option.obtnin cavemge to protect Lender's dghts In the Praperty in accordance with p�greph 7. —
<br /> AU insumnce policfes and renewuls shall ba acceptable to I.ender and shall include a standard mortgnge cluuse. Lender __
<br /> shafl huve the right to hold the policics and renewuls. lf Lender requires,Borrower shnll promptly give to Lender all recejpts af
<br /> paid premiums s�nd renewW notices.In the event of loss,Borrower ahall give prampt notice to the insurance carrler und Lendet. '
<br /> Lender may make praof of loss if noi made promptly by Bonow�r.
<br /> Unless I.ender and Barmwer othenvise agree in writing,lnsurance prnceede shall be appljod ta restomtion or repair of the
<br /> Prapeety damaged,if the restoration or repair is econamically feasible and Lender's securlty is not lessened.If the restoration or
<br /> repair is not economically fcasfble or Lender's security would be lessene�.the insurance proceeds ahall be applled to the sums
<br /> secured by this Securlty Instcurnent. whether or noi then duo, wIth any excess paid to Borrower. If Barrower abandons the
<br /> Property,or does not answer vricRin 30 da�ys a,e�a�tioe firom Lender that the insurance carrter hag offered to settle a ctaim,then
<br /> L.ender may c�llecR tRe insuraccc�p�s. II.eader may use the pmceeds to repair or mstore tha Property or to pay sums
<br /> secured by tius�acurity Ims�¢�t,whetDter oa noi then due.Thc 30-day perIod will begin when the notIce is given.
<br /> Uniess Lemder aaea 1Rorrow¢r otherwise agrce in �vr�tdng, any application of praceeds tu principat shall�zu3 exeen��r
<br /> postpane the date date of t@s er�oBthly payments refemad to in�aragraphs I and 2 or c6ange the amount of n�e g►aym�nts. IIf
<br /> under para,�rap&b 21 the Property ia acquired by Lender.�oaaov+er's right to any imsur�acce policies and proc+ae�s resul�iir$fmm�n
<br /> damage to the Paoperty prior to the a�yuisitiun shalt pass to Il.ead¢r tm ehe¢xtent of¢Cce svans securod by this Seswity d�s'tmmxr►¢
<br /> imanedtately prcor ta►eEce ecquisfitian.
<br /> 6.OocupAmey►Bfi�servatflcnse,Matnte�u9e�d PenIIocdQon of the Propertyt Bora+�wea's Las�AppDicatfi�m;II.�sehol�. ,
<br /> Borr�wer shati oocupy,establisUi.nnd use¢btz 1Pmge�sy as T���c�awer's principal residenc�Rithin sixty days after the�r.o�ution of
<br /> th�s Security Iasn�icpent ar4d sh�41 contin�tx to o�tgy,c4tx�erty as Borrower's pria�inpn�r�sidenoe for at least cpuaa}�ear After
<br /> the daEe o�oavngraaney.unless Lender othea�vi.r�.t�g�s ip�r'ritin�,wluch consent shall n�t pe t!�asrr��sbly withhar�:ur unless _
<br /> extea�atueg ciicmraautances exist wluch a� b..;o�� Borrower's controi. Bomower shall not �:'sC�.�;�,;damage pr impa�r aQqe
<br /> �rcrpcnty, altow the Property to deteriorate,dr opmmit wavte on the Property. Borrower shall ti��h�i�fault if 4�oJi,forfeituri� .
<br /> �6car�Qr praoaeding, whether civil or criminal,is begun that in Lender's sood faith judgment could result in fo�'1cit�e of the' _
<br /> Proparty or othe�se matedally impair the IIen created by thia Security Insuument or Lender's security interest.�arinwer may
<br /> cure suc6 a defuult aud reinstate.as pmvided in parugraph 18,by causiag the actfon or prooealing to be dlsmissed with a iulin6
<br /> that, in Lender's good faith determiaallon,precludes forfeiture of ttie Bormwer's interest in the'Pcoperty or other matcrial: '
<br /> impainnent of the lien cr+eate�t by this Secudty Instiument or Lend.er's securIty interest. Borrower shsll also be in siefault if, .
<br /> Botmwer. diuing the loan applic�tion process,gave materially false or lnaaurate infota�atian or statements to Lender(or failed' ;
<br /> w pmvtde I.eader with any mate=ln}infomsation)in voaaectian with the ioan evidenc�d by�tbe Nate;,�naluding,but not llmited
<br /> to,representattons.conceming�$o�pwec's occupancy of thc Property as a priacipa!res�dclk�u tTils Security Iastiuraent is on a ,.. :'.�;, .
<br /> leasehold, Bornower.shal2 comp{y with�cili i6e pmvisions of the leasa, Yf Bormwer acquims•`fee tide w the Prnperty, Wa. .
<br /> leasehald and W8 fae tiUe shall nqt merge w�tesa Lender agr�ees to t6e merger ia wrIting. '� ' � `�,
<br /> 7.Peotxtio�of 1Lender'�r Righta in the Propeety.If�Bomower fails to perform the covenants and agreemente contaiaed ia .:• �; ��';;.
<br /> this Security Insauanent,or th�rc;is a legal proce�ing that may s3gnificandy affect i.erider's rights in the Property.(such as�•�,,��� ' '�
<br /> praceed3n��n bankrupuy,pmbate,for oondemnation or forfeltura or to enforce iaws or regulat[ons),then L.endar msy do and;�;,•�'� ' '.
<br /> pay for whatever is neoessary ta pmtect the value of the Property and T.ender's dghts ip dte Property. Lender's actions m�y„ . i;.
<br /> include paying a�ry sum.s secured by a lien which has pdority over this Sacurity Insttument, appeuring in wurt, paytn�� , �;,
<br /> n�soriahle suomeys'fees and entering on the Property w make repairs.Although L�eudar may talce actIoa under this paraarapli���'�• "
<br /> 7.I.ebdar dces not Iwve to do sa.
<br /> Any amounts disbursed by [.ender ua�r this paragraph 7 shall beoorae addhianal debt of Borrower secured by thfs .
<br /> Security Insu�ment. Unless Borrower and Lend�t agree to other termc of payment,these amounta shall bear interest from the • .
<br /> date of disbursement at the Note rate and shall be payable,with intcrest, upon notice fmm I.ender to Bomower reque.gtiag.
<br /> payment.
<br /> 8.Mo�tgage Insurance.If L.ender�aquinad mortgage insurancs as a oondidon of making the loan securad by Hiis Security
<br /> Iastrutt�ent. Bori�uwer shaU pay W$premiums required to malntain the mortgs►ge insurance!n effect. If, for aay reason.tha
<br /> mortgage ins�ugnce rnveiage required by Lender lupses or oeases to be ia effect,Borrowcr shall pay the pniniums requir�i w
<br /> obta[n coverage substantIally equivelent to the mortgage insucance prev�ously in effcxt,ut a oost substantially equivalent to th��'
<br /> oost W Bornoiver of the mortga�ge iasu�ance pr�eviousl�►in effoct.from an altematc mortgage insw�er approved by I�eader. If
<br /> su6steuttially equivalent mortgage insurance ooverage is not avntlabte.Borrower shaU ps►y to Lender each month a sura equal to
<br /> one-twelfth of the yearly mortgage insuraace premium being paid by Bomower when the insurance coverage lapsetl or ceased to
<br /> be in effect.Lender will aooept.use and retein these payments as a loss �senre in lieu of mortga�e Insurauce. Loss nesetve
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