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<br /> ..`�'e..� 7'ua�ETHER WITH uti ti�C impravem�ents npw ar hereafter created on thc pm�srty.and all eaticmcnts,uppurten;uices,and
<br />�t`"�''���, fixtures rtow or herexifter u pnrt af thp pmparty. Ap replacements nnd udd{tions ghull also !+e a�vered by thi�; Security
<br />."'""'`� ln�trument.All of thc forcgoing is referreci to in this Security Instmmcnt ns the"Praperty."
<br />�t�.�•��e� BORROW�R GOVENANTS that Barruwcr ls Iawfl�Uy seisal of the cstnte hcreby conveyed and hag the right ta grant and
<br /> convey the Property and that the Praperty is unensutnbered,excrpt far enrumbmrtces of rernrd. Barrowcr wurrunts und wlll -
<br /> ,''''�'� defend senerally tfie title to the Propony ngninst o11 clairn3 und demands,subject to any encu�nbrances of recard. ;
<br /> - THlS S�CUI3ITY INSTRUIViENT rnmbines unifarm cavenants far nutionul use und n�m•unlfc�rm cavenunta with IimSseA
<br /> >w�� vurlutians hy jurlsdicNon to canstiwte t►unifarm xerurlty i�struutent�ov�ring r�t praperty.
<br /> •:._:� UNL�OfiM C�VENANTS. Borrower nnd Lender cnvenant nnd a�ree as follows:
<br /> 1. Payment ot Princi�al pnd Interest; Prepaymen3 and Late Chneqes. Hnrcower shull pmmptly pay when due the
<br />--"`�-��� princlpal of und int�rest on the debt evidenced by the Note und any prPpayment and I�te churges due under the Note. ':
<br /> '�"�`� 2. Fund�for Taxes end Insurnpce. Subject to uppltcable law or to a wducn waiver by I.ender. Borrawer shnll puy ta ;
<br /> L.ender on the day monthly pnyt►tents ure due under the Note.untfl the Note is pnid ln full.t►sum("Funds')for: (a)yearly taxes
<br /> and assessments which may uttaln priority over thls Secudty Inctrument ns a lien on tha Praparty:(b)yearly leusehold psiyments
<br /> , ` or ruund rents on the Pro rt .if an (c)yenrl haznrd or ro cry insurance rEmiums;(d)yearty flood insurance remiums,
<br /> �''�'�`� if any:(e)��eurly mort�age in uranx preminmsyif.:z�.y;and(�2.ay sums payA le by Bonrower. to Lender, in accordance wlth
<br />;1::�;;,; : the pmvislons of paragraph 8.in lieu ok'eP�e payatiena�F inart,�:�ge iusruance premiums.These ieems at�e c�lled"Escrow Items."
<br />`'.'',,a.�: II.euder cm�r, at any time,oollect and�Rotd�1�m�rds in aa amovru naa:to exceed tha maxtmuu�ar.uount a l,ender for a federally
<br /> ,.,',<- rrelar.cd►ttattgage ioan may require fvr 33or�ov+er s esc�aw aoCaunt�nder the fedeml Reat EsLar.e�ttl.eul�ttnt Pmcedures Act of
<br />=�°•,��� 197A ns amended from time to tinte. t2 U.S.C. ��n 2b0! et seq.(°RESPA").unless anolRes Law G[tat applies to the Funds
<br />';�„�"�� •sets a lesser amount. If so, I.ender�g,at any ttme. collert and hold Funds in an amounk arne to excx�ad ahe lesser auiount.
<br />=.;�r� Lender may estimsite the amount of FLnJs due on the basls uf cur�nt data und reasanable��� s af cagzt►ditures of futuce
<br />�=��`� 8scmw Items or othenviss in a000rdance with applicable law.
<br /> ;;�-� The Funds shall Itre �eld in aa insGtution whase deposits are insur�ed b�r a federal ageatcy, iutsW.mentality, or entity
<br />`-T�� (including I.ender.if Ix�der Is such an institutton)oe cn any Federal Home Loan Bank.Lender sD�all aQrgjg the Funds to pay the
<br />,_,::� Fscrow Item�.Ixnder tnay not charge Bormwer for hotding aRd applying the Fiutds.annually analyzuzg tl�s escrow aoc�unt.or
<br />`°-s��' verNying the Escrow Items.unless i.eader pays Borrower interest o�n the Funds stnd applicable tavr�rermnncs Lender to make such
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<br />-�-_�.�.�. a charge. However,Lender may require Horrower to�nay a one-tirrte charge for an independent�es�te taa reporting sen+ice _
<br /> � used by Lender in oonnettion with this loan. unless applica6le law pmvIdes otherwise. Uentess aa agreemeat is made or
<br /> ---- applicable(aw mquires enteresc to be paid,L,ender shaUU aot be required to pay Borrower any irtc¢�est or eamings oa the Fnnds.
<br /> Bomnwea a�nd Lender un.�y agree in writiag,however� ¢hat interest shatl be paId on the Fuads. 1Lender sl�all give to Bornower.
<br /> vulthout cha��3e,an ennual acr.ouatin$of the Futtds, s�owing credits and debits w the Fuc�ds�the puipose for which each
<br /> - � zkb�i ta�a�'t�ds was mada.T!�Funds arc plc��a�additias�!xcssrity far st!asss��r M+?°;•t2tls S�sriiy In�nt.
<br /> -- �--'° If tha Funds hetd by Lemisr exc�ci the a�ovnts pcnn+aeci to be heid by uppli�tUle law,i.�t�er shal!acwunt to Barrouer
<br /> for tha eaocs�Fuads im saocoidance wlth the requirer�a�:,�ts of applicable law.If the amount of the Fwtds held by l.ender at any
<br /> time is not suf�cjent w pay the Fscrow Items when i1ue,I.ender may so notify Borrower in writing.and.in such case Borrower
<br /> ���� shsU pay,.io?ce�nder the amouat aecesstuy to make up the deficieney. Bomower shall ma6ce ra,�► the deficlency in ao�nore than
<br /> twelve i�an¢hly payments.at I.ender's s�fe tliscretion.
<br /> ��''�'�!;:�, . , Up�Qa,�uyment in full of all sut�is �sured by this Security Instnunent. L.ender shal!�rcar.m�+tly refund w Bormwer�ny
<br /> ______- � .��nds hetd by Lender.If.under paragraph 21.L.endcr shall aoquire or sell the Propetty,L�uds�:�prior to the acquisidon or�ate
<br /> �� '�of the Property.shall apply any Funds held by Lender at the time of aoquisition or sale as a credit against the sums secured by
<br /> ._�. this Secur[ry Instrument. ; .
<br /> -'�'�'� 3.A Ueatloa of P� ents.Uriless Ucable law rovides otherwise.all ments raarivod b Lender under hs
<br /> PP Sm aPP� P PaY Y PaTgBT�P
<br /> 1 en,d 2 sUail be applied:Rrst.w anY prepayment charges due wides tlie Note;seoond.ta amnunfs payable under paragraph 2;
<br /> ; aLj�u.tu�t�a,-t uue:fourt3f.tu pslac'sg:.t Sue:�x!t,�.�!.to sn;�ste c�.sr��;:�".�the Note.
<br /> . .• 4. Qmrges;Li�ts.,�rrower shall pay all tax�.q,�sessments. chatges.',��s:and impos3tions awibut2bie to the Property
<br /> �'�cYbich muy,�ttain prioriEy over this Security Insuument;and lea�ehVld payments or ground nents, if any. Borrower shall pay '
<br /> � these ob�gtta3rms In the manner pmvtded in patagraph 2,or if�►ot,gaid in that roanner.liormwer shall pay them on time directly
<br /> w the perSqn.owed payment.Bormwer shall prnmptly furnish to L'attQer all nodoes of antounts to be paid under ttus patagraph.
<br /> If BorrowEr malces these,payments directly,Borrower shall promptly fumish W Lender receipu evIdencing the payments.
<br /> Bc�rrower shali prosqptly discharge any lien which 6as pt�ority over th9s Security Inst�vment unless Bomower.(a)agnaes in
<br /> __ writ[ng to'�he:pay,me�of tho obligation secured by the licn in a mamter acoeptable to Lender.(b)ooatests in good faith the lien
<br /> ,�,��R=�� by. or �ef�:nifs agatnst enforcement of the lien in. legal prmreedimgs which [n the I.ender's opinion operate to prev�irt the
<br /> =�::� , „ , enforc�rar,caa at�'the lien;or(c)secums from the holder of the I�a.n sr„m�►grcement satisfacznry eo I.ender subordinadng the`tien to
<br /> — �•�4his�Ctirfty�•Instwncnt.If Leeader determines that at�y part o��the:�3f'�operty is subject to a lien whid�may attain pdorlcy�ver
<br /> � _, ._�his Secudty Iasuumeefi�:�:ender may give Borrower a natice idemi�►ing the li¢ae:.Bornnwer sh�ll satisfy the Gen or take one or
<br /> - more of the,actions set�1Fvath above within 10 days of t�e'givin�of m�tIce. . ' �
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