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<br /> 9�- �,os�o -
<br /> paymentx may na lon�er be requim�i.at the option af Lender.iP martgugc lnsurancc cove�uge(in the nmount and far the period
<br /> t'nat I.end�r rcquircF)provided by un insurer npprov�by I.ender a�ain heca�ncs uvuiluble nnd is obtained. Borrower e+hgil pay
<br /> the premlums required tu maintnin mortgagc insuranrc in effect,ar t��pravide a lasti rescrvc,until thc rcquirement Par nzortEuge
<br /> insurunce ends in uscordanse�vith any written nII�cement betwecn Hormw�r nnd I.cndcr or applirablP law.
<br /> 9.Inspcxttan. Lcndcr or its agent muy muke reasunabfe entries upon imd impcctinny��f thc Prc�perty. Lend�r shall�ive
<br /> Aarrower nutice at the thne af ar prior ta im inspection tipecifying reusonahle cuuse fiir the dnspectian.
<br /> 10. �ondem[tt�tion. Tne procetxis of any awArd ar claim fur daniG�es, dlrctt or cc�n+cyuontini, in runnection wlth uny i_
<br /> c�ndemnAtion or other taktn�af uny part of the Praperty,ur for conveyunre in lieu uf condemnnti�n,arc hcrcby u.�.signed nnd �
<br /> shWl be puid to l.ender.
<br /> In thc event of a totul tuking af thc Praperty.the procecds shait bo applicd h�thc sums accurcd by ihis Security Instrumcnt,
<br /> whether or not then due, with nny exccsg puid to Dorrower. I�the cvcnt of u partial taking of the Propeny in which the fuir
<br /> market vulue of the Property immediutely befor�the tuking is equul to or greuter thun the nmaunt of th�sumti sccured by thix ,
<br /> Security Instcument immediutely before the taking,unlesa Rorrower and l.ender otherwise Agree in wrfting,ihe sun�.ti�ecurod by
<br /> this Security InstNment shall be reduced by the amaunt of the proceeds multiplied by the following fructian: (A)tl�o totul
<br /> amount of the szuns saured fmmediutcty befare the Uilcing. divtded by (b)the fi�r murket vulue of the Property immediutety
<br /> before the takin�g. �r.iy balance shall be paid ta Borrawer. ln the event of u purtial taking of the Property in which the fuir
<br /> market valac a�eRe Latoperty immedistety before the taking Is less than the amount of the sums secured immediatcly befora tf��,
<br /> taking.unless�a�ccr�tier and Lender othenvise agree in v�cizing or unless applicable law otherwise provides, the proceeds sha1.�.
<br /> be applied to tRe swxxs�:cured by this Security Instru�nen►d+hether or not the sum,s zt�clten.due.
<br /> If the Pmperty is aD�anda�d by Borrowec.or if.after aorive by Lender to Barn�v�er tfiat the con¢emnor uffers to ma.ke an
<br /> awtu�d or settle a cl�.m for das��es, �orcower k'aits to�po�d to L.ett4,er wichiQ 3.tA da,ys af�er tCr.c dra.te the notice Rs �iveu.
<br /> Lender is autharized to ooltecC end apply the�rrcio�eds.at irs oation,ei¢hex to r�estoracivn vs repei.r ofi cD.e Property or to tRo swtts �
<br /> secureQ by thia Securiry Insuument.whether or not thet�due.
<br /> Unless Lender and Bornowar otherwtse a�ree in wccEin�, arsy z,ppli�tion o�grroc�eds to principal shall not extend or
<br /> postpone the due date of the monthly payments referred co ia paragcaphs 1 und Z or change the amount of suoh payments.
<br /> I1.Borrower Not Released;Forbearjutce By I.ender Not a Waiver.Extension of the tlme for payment or modificntIon
<br /> of amorti7at�on of thc sums secure�by this Security Insttument g►anted by I.ender to any suocessar in interest of Borrower shall
<br /> not ogerate to release the liabiliry of the original Bonower or Borrower's successois in interest.Lender shall not be required to
<br /> commence proceed[ng6 against any successor in interest or refuse to extend time for payment or otherwise raodify amortizadon
<br /> of lhts swns secured by thls Securiry Instrument by reasan of any demand made by the original Horrower or Borrs�wer's
<br /> successors in Interess•Any forbearance by Lender in exercising any dght or re�nedy shaU not be a,waiver of or preclude the
<br /> exerc[se of any tight.or nemedy.
<br /> 12. Suoce.s�ors and AssiRns Bound;.lotnt sud Severat Uability; Co-sJgners.'t'he covenants and agreemems of chis
<br /> . Security Inswment�shall bind and bene6t the successors and assigns of Lender and Sorrower, subJect to the pmvisions of
<br /> paragraph 17. Hqrrawer's coveaante a�td agm,�ments ahall be joint and severel. Any Borrower who oo-signs t6ls 3ecurity
<br /> Instrument but dbes not execute the Note: (a)is co-signins this Secudty Insuument only to mortgage, grant and convey that
<br /> Borrower's intaYest in the Property under the terhas of this Security Instrument;(b)is nat persona{ly pbligeted to pay the sums
<br /> secured by this Sgcurlry Insuument;and(e)a�recs.tliat I.ender•and any othee Rorrower may agree to:extend.modify.forbear or.
<br /> make any accommddadons�vith regard to th�t�rms of this�Security Instrumet�t or the Nat�wichout'thst�Borrower's consent.
<br /> 13.Loan Charges. If the laan secumd by this Se+!urity Instrument is subjeet tsi a�law wMch sets mwcimum loan cbarges, `
<br /> And that law is finally Interpreted so that the interest or dther loan char�es�oltected:or ta be coUected In connecuon with tha.
<br /> , loan exc�c!the pernuned limits,then: (a)any such loan charge shall be�reduoed by the amount ae�xassry ta reduce the charge. .
<br /> .. W the pernutted limit:and(b)any sams already collected from BorroW�r which exoeeded permittad IUntts will be nfunded t4. '�.';,� ,
<br /> Bomnwer. Lenifer.may choose to make this nefund by raducin� the }�rincipal owed under the Note or by malsing a direoC�..• �.
<br /> " paytnent to �rrower. If a refund reduces priacipal. the,t�eductian wjll be treated as a partial prepayment wlthout any::;�
<br /> ,prepayq�nt•oTiarge under the Note. . ' ;�:'• `:
<br /> �,,�lA.�Nnttc�s:Any notIce to Borrower pravldeci for in this Securiry Irmtrument shalt be given by.delivering It or by mailiag:�.•��'.�.
<br /> �.' '��;'�by,tirst clalas mail�unless appUcable law mquires use of another method.'rhe notice shall be direFted w the Property Adde,�a ;� ,�
<br /> '• • or 1a�1y othCr address Borrower designates.�y uotice to �.ender. Any aotice to Lender shall be given by fust class mail tb � •+"
<br /> �.,ender's address stated herein or any other�ddress Lender designates by notice to�orrower. My aorice pmvided for In th�s ':-'•'
<br /> •Secucity insavit�ent ahall be�eemed to have been given to Borrower or L.ender whe�1 given as provtded in this paragraph.
<br /> �'� I5.Gove�hnin� Law; Severab�lity. 'Thla Security Instrument sha11 be governed by feder�i law and the faw of ttte
<br /> � jurisdtcaon in whiC4�the Property is locatCd. In.the event that aay pro4ision or clause of this Security Instntment or the Note
<br /> contiicts with applicabia law, such wnflie(s3�a11•ttot affe�t•uther pnoviaions of this;Secutity lnstrument or the Note wldch can be
<br /> ,� given effect wititout the contl$�ff�g pmvis��n.To this c��¢Ue provisions of tIus S�curity InsUvment and the Not%�..are declared
<br /> " w be severable. ' � . ''
<br /> • 16.Borrower's Copy.Bo:rower sl`eaUt t�e given one oonformed oopy of the Note�and of this Secudty Insumhsnt.
<br /> • Form 3028 9/fl0
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