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° 201206722 Any amounts disbursed by Lender under ttris Section 9 shall become additional debt of Bosower secured by this Security Instnmient. 1'hese amounts shall bear interest at the Note rate from the date of disbursement and sball be payable, with such interest, upon notice from L,ender to Borrower requesting payment. If Uris Security Inshvment is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee ride to the Property, the leasehold and the fee ritle shall not merge unless I,ender agrees to the merger in writing. 10. Mortgage InsurdnCe. If Lender raquired Mortgage Insur�ce as a condition of making the Loan, Borrower shall pay the premiums required to mainffiin the Mortgage Insurance in ef�'ect. I� for any reason, the Mortgage Insuxsnce coverage required by Lender ceases to be available from the mortgage insurer that previously provided such ins�uance and Borrower was required to make separately designazed paymer�ts toward the premiums for Mortgage Insurance, Horrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alteruate mortgage insurer selecbed by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall conrinue to pay to Lender the amount of the separaYely designated payments that were due when the insurance coverage ceased to be in effect. I.ender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no long�require loss reserve payments if Mortgage Insuxsnce coverage(in the amount and for the period that Lender requires)provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately desig�ated payments toward the premiums for Mortgage Insur�ce. If Lender required Mortgage lnsurance as a condition of making the Loan ffid Boaowe.r was required to make separately designated payments towazd the premiums for Mortgage Inaurance, Baarower shall pay the premiums reyu'ued to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reseive, until I,ender's requirement for Mortgage Insurance ends in accordance with any written agreement betwcen Borrower and Lender providing for such teaminarion or�mril termination is required 6y Applicable Law. Nothing in tlus Section 10 affects Borrowa's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses L.ender(or any enrity that purchases tl�e Note)for certain losses it may incur if Borrower does not repay the L,oan as agrePd. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their toffil risk on all such insurance in£orce from drne to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. 1'hese agreements aze on terms and conditions that aze satisfactory to the mortgage ins�aer and tl�e other party(or parties)to these agreements. These agreEmeuts may require the mortgage insurer to make payments using any somrce of funds that the mortgage insurer may have available(wlrich may include funds obtained from Mortgage Insurazice premiums). As a result of these agreements, I,ender, any purchaser of the Note, another insiser, any reinswer, any other enrity, or any affiliate of any of The foregoing, may receive(directly or indirectly)amounts that derive from(or might be chazackerized as)a portion of Horrower's payments for Mortgage lnsurance, in �change for sbaring or modifying the mortgage insurer's risk, or reducing losses. If such agrcement provides that an affiliate of Lender takes a share of tUe insurer's risk in e�cchange for a sUare of the premi�s paid to the insurer, the arrangement is often termed"caprive reinsurance." Further: zaoozeoaaa o venne NEBNASKASv+gb Famiry-Fennie MaelFratldie Mae UNIFORM INSTRUMENT WffH MEPS Fvrm 30'18 1/01 VMP W VMPBA�NE111105f WW[ars Kluwx Finantiel Servieen Peps 8 of 17