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201206722 <br /> (a) Any such agreementa will not affect the amounts that Borrower has agreed to pay for Mortgage <br /> Insurance, or any other terms of the Loan. Such agreements will not increase the amount <br /> Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund. <br /> (b) Any such agreementa will not affect the rights Borrower has-if any-with respect to the <br /> Mortgage Insarance ander the Homeowners Protection Ad of 1998 or any other law. Theee right` <br /> may include the right to receive certain disclosurea, to request and obtain cancellaflon of the <br /> Mortgage Insurance, to have the Mortgage Insurance terminated aatomatically, and/or ta receive <br /> a refand of any Mortgage Insarance premiums that were uneamed at the time of such <br /> cancellation or termination. <br /> 17. A�ignmeM of M iscellaneous Proceeds; ForfeRure. All Miscellaneous Proceeds are hereby sssigned to <br /> and shall be paid to Lender. <br /> If the Property is damaged, such Miscellaneous Procceds shall be applied to restoration or repair of the <br /> Property, if the reswration or repair is economically feasible and Lender's security is not lessened. During <br /> such repair and restoration period, Lender shall have tUe right to hold such Miscellaneous ProceetLs until <br /> Lender hss had an opportunity to inspect such Property to ensure the work has bcen completed to Lender's <br /> satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and <br /> restorarion in a single disb�usement or in a series oFprogesa paymente as the work ia comple[ad. Unless an <br /> agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, <br /> Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the <br /> restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous <br /> Procaeds sha11 be applied to the sums secured by this Security Instrument, wh�her or not then due, with the <br /> excess, if any, paid to Borrower. Stich Miscellaneous Proceeds sball be applied in the arder provided for in <br /> Section 2. <br /> In the event of a total talang, deshvction, or loss in value of the Properly, the Miscellaneous Procceds shall <br /> be applied to the swns secured by this Security Instrument, whether or not then due, with the excess, if any, <br /> paid to Borrower. <br /> In the event of a partial taldng, desFruction, or loes in value of the Property in wlrich the fair merket value of <br /> the Propeny immediately be£ore the paztial taldng, destrudion, or loss in value is equal to or greater tLan the <br /> amount of the sums secured by ttils Security Instrument immediately before the partial taking, destruction, or <br /> loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this S�urity <br /> Instrument shall be reduced by the amount of the Miscellaneous Procceds multiplied by the following <br /> &actioa (a)the total amount of the aume aecured immediately before the partial mlQng, destrucl ion, or loss <br /> in value divided by(b)the£a'v market value of the Property i�ediately before the partial taking, <br /> destruction, or loss in value. Any balaace shall be paid to Borrower. <br /> In the eveot of a partial taking, des[ruction, or loss in value of the Property in wbich the fair mazket value af <br /> the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the <br /> sums seased immediately before the partial taking, destruction, or loss in value, unless Borrower and <br /> I.ender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this <br /> Security Instrumeut whether or not the sums aze then due. <br /> If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower thaz the Opposing Pazty <br /> (as defined in the next sentence)offers to make an awazd to settle a claim for damages, Borrower fails to <br /> respond to Lender witUin 30 days after the date the notice is given, L,ender is authoriud to collect and apply <br /> the Miscellaneous Proceeds either to restoration or repair of the Property or to the s�s aecured by this <br /> 2900250439 D V6ANE <br /> NEBMSKAB'inple Femily-Fannie Msa/Fretldis Mx VNIFOHM INSTi1UMEM Wf�H MENS Form 3028 1/01 <br /> VMP(n) VMPBAINE111105) <br /> Wol[xa Kluwer Finentiel5ervieee Vep�10 of 1] <br />