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201206674 Any amoimts disbursed by Lender under this Section 9 ahall become additional debt of Horrower secured by t}ris Sec�mty Instrument These amounts shall bear interest at the Note rate from the date o£disbursement and shall be payable, with such interest, upan notice from Lender to Borrower requeating payment. �'�g��ty r,�m,,,..w„t is on a leasehold, Boirower shall comply with all the provisions of the lease. If Horrower acquires f�tide to the Properry, the leasehold and the fce title sLall not merge unless L.ender agrees to the merger in writing. 10. Martgage Insurance. If Lender required Mortgage Insurance as a amdition of maldng the Loan, Horrower shall pay the premiums required to maintain the Mortgage Insurance in effed. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Boaower was required to make separately deaignated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiuma required to obtain coverage substantially equivaleM to the Mortgage Ins�aance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insiuea selected by Lender. If substantially equivalent Mortgage Insurance coverage is not availehle, Honower xhall continue to pay to Lenda the amount of the sepazately designated payments that were due when the iasurance coverage ceased to be in effect. Leoder will accept, uae and retain these payments as a non-refimndable loss reserve in lieu of Mortgage Insurance. Such loss reserve ahall be tton-refimdable, notwithstanding the fact that the I.oan is ultimately paid in fiill, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require losa reaerve payments if Mortgage Inwuence coverage(in the amount and for the period that Lender requires)provided by an insurer selected by Lender again becornes available, is obtained, and Lender requires separately designated payments toward the premiums far Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make sepm'ately desigoated payments toward the premi�s for Mortgage Insurance, Horrower shall pay the premiums required to maintein Mortgage Insurance in effect, ot to provide a non-refundable loes reaerve, until Lender's requirerrtant for Mortgage Insurance ends in accordaoce with any written ageEment between Borrower and Lender providing for auch ternilnation or imtil terminatian is required by Applicable Law. Notlilng in this Section 10 affecls Horrower's obligarion to pay inberest at the raYe provided in the Note. Mortgage Insurance reimburses Lender(or any entity thet purchasea the Note)for certain losses it may incur if Borrower does not repay the Loan as agreed. Boirower is not a party to the Mortgage Insurance. Moctgage insurers evaluate their total risk on all such insurance in force from time w rime, and may enter into agreaneuts with other parties tUat shaze or modify their risk, or reduce losses. These agreemeoks are on tem�s and conditions that are satisfactory ta the mortgage insurer and the other Party(ar parties)to these agreements. 1'hese ageements may require the mortgage insurer to make paymeuts using any source of£unds that the mortgage insurer may have available(wluch may include funda abtained&om Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any afHliate of any of the foregoing, may receive(directly or indirectly)amounts tUat derive from(or might be charactcrized as)a portion of Borrower's psyments for Mortgage Insurance, in eschange for sharing or modifying the mortgage insiser's risk, or reducing losses. ff such agreement provides that an affiliate of Lender takes a share of the insurer's risk in eschange for a sLare of the prenriums paid to the insurer, the arrangement is often termed"captive reinsurance." Further: 2300252932 D VBANE NEBRASKASinplO Fal�dy-Fannis Mee/frodEb Mx VNIFONM INSTIG1MENr WfrH MEIIS Fpm 3038 1q1 yMP(i51 VMPBA(NE)p 105I Wolbn Kluwx Fns�usl SarYces PoB�9 oF 7 7