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201206312 dcsignated a eubstihrte notice addresa by noYice to Lender. Borxower shall pmmptly iiotify Lander oP Borrower's change of addrese. if f e��der specifies a procedtu'a for reporting Borrower's cUangc of address, then Borrowex ehAll only reporC a oLange of address through that specified procediire. There inay be only ono designatcd nofice address timder thi9 Seourity Instrwnent at any one ume. Any noHce to Lander shall be given by delivering if or by xn�iling it by first c1ass mail to Lender'a nddress atated herein unless Lender has designatied anothai•address by notice to Borrower. Any notice in co�»ection wiCh thia Security insh�ument sl�all not be deemed to ha�ue been given to Lender unlil aohi�lly reccrivcd by TzndEr. I�t' azry notice required by Chis Security Ineb�ument is also reqLzired under Applicable Ln�v, the Applicable Law requiramenY will satisfy the corxesponding requireu�ent under this Scew ity Instnunenti. 16. Governing Law; 3everability; Rules of Construetion. '1'his Heourity Instrumenf sl�all be governed by federallnw and the law of tl�e jtu�isdiction in wl�ich tihe Property is located. All righCe aud obligafiony contained in fhie Sccurity Instru�nent are aubject to any requirements and IimitAtions of Applie�ble Lrew. Applioable Law might explicifly or implicitly allow thc partics to agree by contract oc iY i�night be silent, buC such silenoe shall noY be conshued �s �prohibiLion ngninat ngree�nent by wnh�act. .In flie e�ent that any provision or clanse of tUis SecLuity IlistruuienC or tha NoEa conflicte �uith Applicn6le Law, such conflict sball not affcoC oSher provieione of this Sccurity inshume��t or t1�e Note which can be given effect without lha couflicting provision. As ivsed in this Security InslrumenC: (a) wprds oP Chc masetdino gondcr shall tneau and includa corresponding neuter words or words of the feminina gendei; (U)words in the singulv si�all mcan anci include the plm��1 azid vice versa; azid(e)Uie word "may" gives sole discreYion without 2ny obligatlon [o take any action. 17. Borrow er's Copy. Borrower shall be given one copy of the Note and oL Chi� Sc;curity Instr�m�ent. 18. Transfer of the Property or a Beneffcial Interest in Borrower. As uscd in this Section 18, "Intarest in the Property" ineu�s any legal or beneficial inYerest in Ehe Proparty, inclnding, buc not limited tc�, tl�otio beneffcia] infere9ts trat�sferred in a bond for deed, contract fi�r deed, installtnent sales conhact or esorow agrecmen��, lhe iuCenC of which is uhe CranaPer oC title by Borro�vcr at a fiihire date to a purchaser. If all nr any parC of the Property or any IntcrGst rn tho Property is so1d or ttansfeired(or if Borrower is not fl nnli�ral person and � beneflcinl interest in Boxrower is sold or tran.sferreci) without Lcndc�'s prio��writteu consent, Lender may requii'e immedinte payment in full of fzll swns secuxed by fl�is Secw�ity Instrtament. Howcver, Chis optioi2 shall riot be exorciscd lly Lender if sucl�cxeroiso is prohibited by Appiicable Law. lf Lendcr exercisea fl�is option, Lc�ndcr shall give Borr•owcr notice of acceleration. The notice shall provide a period oSnoCless tl�ian 30 clays&osn fhe date the noCice is given in accordance with Scctron 15 within which Borrower niusC pay all swns secured by this Security Inst�•ument. If Borrower fnils to pay these stnns prior Co the expiration of tl�is pe��iod, Lender inay iuvolce aa�y remedies permitted by tliis Security IneSrmnenY without furfher nolice or devland on Borro�ver. 19. Borrower's Right to ReinstaYe After Aceelerahion. IPBorro��er mect� ccrtai,r conditions, Iiorrower ehell hnve&ie right to he�ue enforcement of this Security Snshument disaontinued at any tin�e prior Co the earliest oE (a)five days beFore sale oF the Property pureuairt to auy powar of'eale contained in t1�is Security 1'nstrumc�iE; (b)�sucl� othor period ati Applicablc La�v��ight s�ccify f�r•tl�e tei�nuiat�ion of Borrower's righf to rtinelate; ox (c) enCry oP ajudgmenf eYrforcing fl�is Seci�rit}�Inslru�2�enC. Tl�ose cpnditions arc tl�at]3orrower: (a)p�ys Lendex all suma whioh then would be due under this Seourity Ins�rim�enC anci lt�e Note a�iPno necelaraYion had ocowred; (b) oures any dePnulC of aziy other covenanCs or agreemevts; (c)pays ell e�e�iaes incurred in enforcing{�»s Secnrity lnshument, includi�tg, but not 1irnited to, reasonabla nttorneys' feas, property ins�eotion and vahiation 1'ees, and other fees incurxed for Che purposc of��rotecfiug Lendar's iuterest zaooiboe N[6RFlSKA-Single Famlly-Fannie Mae/Fi'eddle Mac 11NIP6RM INSTRl1MENT - Porm 3028 17�1 VM P($ VM P6(�NEI(11061 Woltars Kluwer Flnanclel Sevicas Pa e f 2 oi 17