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201206300 Any a�unts disburse�i by Lender under this Section 9 shall become additional debt of Boaower secured by tlus Security Ins�ent. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Bonower requasting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Boaower acquires fee title to the Property, the leasehold and the fe� title shall not merge unless Lender agr�s to the merger in writing. 10. Mortgage Insurance. If Lender require� Mortgage Insurance as a condition of ineldng the Loaa, Borrower shall pay the premiums required to maintain the Mortgage Ins�rance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender c�ases to be available from the mortgage insurer that previously provided such insurance and Bonower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coveraga substantially e�uivalent to the Mortgage Insurance previously in effect, at a cost substanrially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternata mortgage msurer selected by Lmder. If substantially equivalent Mortgage Inaurance coverage is not available, Bonower shall continue to pay to Lender the amount of the separately desi�at�l PaYments that were due when the insivance coverage � to be in effect. Lender will accept, use and retain these payments as a non refimdable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refimdable, notwitbstanding the fact thal the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earninga on such loss res�ve. Lendar c�n no longer requira loss reserve payments if Mortgage Insurance coverage (in the aznount and for tha period thet Lend� requires) provided by an insurer selected by L,ender again becomes available, is obtained, and I,ender requires separately de,signated payments toward the premiums for Mortgage Insuranca. ff Lender required Mortgage Insurance as a condition of making the Loan and Borrower was requirefl to make separately designated payments toward the premiums for Mortgaga Insiu�ance, Borrower shall pay the premiums requirefl to maintain Mortgage Insurance in effect, or to provide a non-refundabla loss reserve, until Lender's requirement far Mortgage Insurance ends in accordanca with any written agr�nt t�tween Bonower and Lender providing for such termination or �mtil termination ia required by Applicable Law. Nothing in this Section 10 aff�ts Borrower's obligation to pay interest at the rata provided in the Note. Mortgage Insurance raimbtu�ses Lender (or any entity that purchases the Note) for certain losses it may incur if Bonower does not repay the Loan as agrced Borrower is not a pariy to the Mortgaga Insurance. Mortgage ins�rers evaluate their total risk on a11 such insurance in force from time to time, and may enter into agr�ts with other parties that shaze or �dify their risk, or reduce losses. These agre�ments aze on terms and conditions that are satisfactory to the mortgage insurer and the other Part�' (or parties) to these agr�ts. These agrcements may require the mortgage insurer to make payments using any source of funds that the a�rtgage insurer may have available (wbich may include funds obtainad from Mortgage Insuranca premiums)• As a result of these agre�ents, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of tha foragoing, may receive (directly ar indirectly) a�munts that derive from (or might ba chaz�terizad as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or �lifying the mort�age insurer' a risk, or reducing losses. If such agrce�t provides that an a�liate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the azrangement is often termad "captive reinsuraace." Further: 2zooa�ssaa NEBRA3KASIngla F�nBy-FenNe MaelFreddie Mao UNIFORM INSTRUMENT WITH MERS VMP (ql Woltere Kluwer Ffnandal Services D VBANE Fam 3038 1/ot VMPBA� E) ( 06) 77 /�%/`� �