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<br />_:�- 97- iU7473
<br /> .'"L�7` S. Hui►yrd ur Ih•o�xrh• Imtu•�u�cc. Hnrnn�cr ,h;dl I,�rp �I�r inepro��nu�n�,n��a �•ti,unEc ur hric.iurr r�rr�cd uu ihr
<br /> � � fhriprity in,urcd;i;,!mn,t Im� h) tire. Isu�u�l� inrhulyd wilhni Ihc tcun "ctirndral r�,�.•riltr' und ;m� uth�r lionud�. m�•ludinp
<br /> '=5;�'- Iliwdr ur Ilu�ullnµ. I�n•whirh Lrnder requin•, in,ur�wre. 'I'hi, m.urunrr .hull hc m.unt�nnril in ih��unwunt,an�l fnr thr��eriixl�
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<br /> _ Uwt Lrndcr r�quir�.. "fha in,tu�unrr r,irrirr �rrm-idinl; Qu mtiuranr� �hull br rhn�rn I,�• li�n�ruwri ,uhjc�:1 lu Lrn�lcr'.a�,pnn•ul
<br />= which ,hall n.�t hc unrra.unuhly withhcld. It liurr���vcr tinl+ tu nx�uanin nr�ri.itec Jr�ciibrd ahu�r. lxnd�r ma). :►t I.cn:lrr'� Q-
<br />-- i�pti�m,obtuin cov�ragc t�i protcct l.endcr'ti ri�:ht,in thc Pruperty in uaurdnn�r�vith pura�ruph 7.
<br /> "��1 All intiurance {x�licicti nn�l rencwul� +hull hc urreptiiNlc to L.�i�lcr and +hall includc u tiU�ndi�rd nu�rtgape rlautic. L.cndcr
<br /> -� �hull havc thc right ti�h��ld thc policics iind rencwuls. If L�;ndcr rcyuires.Borrower shull pr�miplly givc tu l.cndcr:dl rcrcipt�of
<br /> � paid premiums and renew.d notires. [n the event of loss,B��rr�wer shall give prnmpt nutice tu the insuraiue currirr und[.ender.
<br />��,�� L.endcr mny mukc pra�f of I�ns if not mndc promptly by Barrowcr.
<br />'�� Unlcss Lender and Burrowcr othcrwisc Agrcc in writing. insu�uixc pruceeds shall bc Applicd to restoratiun or repair of thc
<br />--� Propr,rty dnmugcd. if the restoration or repuir is ecunamically feasible und Lender's security is not lessened.lf the restoratiun or
<br />-�-� repuir is nut ec�nomicully feusible or Lencier's s�uriry would 6e lesscnsd, thc insumnce procecds shull be upplied to the sums
<br />,o�� secured by tlhis Security Instrumcnt. �vhether or nut then due,with any cxcess paid to Barrower. if Borrower abandons the
<br />-=-=�!i P�operty.or dces not unswer within 30 days a notice from I.ender that the insurance carrier hus offered tn setde a claim,then
<br />,.__,�� Lender may collect the insurance proceeds. Lender may use the proceeds tu repair or restore the Property or to puy sums
<br /> �� secured hy this Security Instrument,whether or not then due. The 30day periad will begin when the notice is given. _
<br /> �:�,� Unless Lender and Borrower othcrwisc agree in writing, any application of procceds to principal shall not extend or
<br /> - pastpone thc due date of the monthly payments referred to in parngraphs 1 and 2 or change the amount of the payments. If
<br />=-"�'f under paragraph 2 l the Property is acquitetl by Lender,Borcower's right to any insurance policies and proceeds resulting from
<br />� `"�'� �arnage to the Property prior to the ncquisitian shall pa�.c to�.ender to the extent of the sums secured by this Security Instcument
<br />-- irnn�ediately�+rior to the acc�uosition.
<br /> --- 6.Ck+ca��nuncy,Preservation,Msintrnance and Protection ot'the Yroperty;Bou�r�wer's D,oun Appl[cation;Leaseh�IdS.
<br /> --� Borrower sha�l occupy,estublish,and use the Property us Horrower'spr'ancipal residence within sixty days after the execution of
<br /> �_� this Security Instrument and shall continue to occupy the Praperty us Borrower's principal residence far at least une yeur ufter
<br /> __�� the date of occupancy, unless L.ender otherwise agrees in writin�, which consent shalf not be unressanably widiheld,or unless
<br /> = extenuating circumstances exist wh�ch are beyond BoROwer's coMrol, Borrower shall not dr,stroy, damage or impair the
<br /> v:��: Property, allow the Property ta deteriorate, ar commit wa.gte un the Property. Bor�wer shall be in defuult if any forfei2u�e
<br /> �,;:�;;_�,
<br /> ._��.j�;{�,. action or prc.cecding, whether civil or criminal,Is begun thut in Lender's good faith judgment coutu resuit in fodeiiure oe ii�c
<br /> `°""'-'''=�— Property ar otherwise materially impair the lien created by this Secuaty instrument or I,ecxler's sccurity intere.tt.Barro�vcr mpy
<br /> -- cure such u clefeult and reinstnte,us provided in parugraph 18.by causing the uction or proceeding to be dismissed with a rul'eng
<br /> that, in Lendet's good faith determination, precludes !'orfeiture of�he Borrower's interest in the Property or ather materi�l °
<br /> impairment of the lien create� by this Security Instrument or LendeP s security interest. Borrower shall also be in defuult if
<br /> Borrower,dudng the luan application process,gave materially false or inaccurate information ur statements to Lender(or failal
<br /> �� to provide Lender with any material information)in connection with the loa»evidenced by the Note,including,but not limited
<br /> to,representatians mnceming Honower's occupancy uf the Property es u prine(pal residence. !f this Security Instrument is uu u
<br /> leasehold, Borrower shall comply with all the provisions of the kase. If Borrower acquires fee tttle to the Properry, the
<br /> leaschold und the fee title shall not merge unless Lendcr agrees to thc merger in writing.
<br /> 7.Protectbn of f.ender's Rights in the Property.If Bonower faila to perform thc covenants and agrcements contained in
<br /> thjs Security Instrament, or there is u legul praceeding that may signifiantly affect I.ender's rlghts in the Property(such as a
<br /> proceeding in barikruptcy.probate, for condemnation or forfeiture or tv enforce laws or regulutions),then I.ender may do and
<br /> pay for whatever is necessnry to protect the value of the Property end Lender's rights in the Propeny. Lender's uctions may
<br /> ' include paying uny sums secured by a lien which has priority over this Security Instrument, appearing in court. puytng
<br /> reasonable attomeys'fees and entering on the Property to make repairs.Although Lender may take action under this paragraph
<br /> 7.L.ender does nnt have to do so.
<br /> Any amounts disbursed by I.ender under this paragraph 7 shall become additional debt of Borrower secured by this
<br /> Security Instrument. Unless Borrower and L.ender agree to other temis of payment, these amounts shall bear interest from the
<br /> dute of disburument at the Note rate and shall be payable.with intcrcst. upon notice from Lender to Bonower requesting
<br /> payment.
<br /> S.Mortgwge Insurenc�.If Lender required mortgage insurance as a condition of mAlcing the loan secured by this Security
<br /> Instrument, Borrower shall pay the premiums required to maintain the mortgage insutance in effect. If, for any resson. the
<br /> mortgage insurance covernge required by Lendcr lapses or ceases to bW in effect,Borrower shall pay the premiums required ta
<br /> obtain coverage substantially equivalent to the mortgage insurance pr�viously in effect,at a cost substantially equivalent to the
<br /> cost to Borrow•er of the mongage insu�Ance previously in effect, frorn an alternate mortgage insurer upproved by I.ender. If
<br /> ---- substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to ,
<br />—_=�--= one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance cove�uge lapsed or ceased to
<br />=__,;:.;�ti� be in effect. Lender will accept,use and retain these puyments ns a loss r�serve in 1 ieu of mortgage insurance. Loss reserve
<br /> --�:=� Form 3028 9190
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