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<br /> 97�. i0'74'�a
<br /> payments may no longer be required.nt the option of Lcnder, if mortgn�e insuruncc cuveruge(in the iunuunt und 1'or the}�ericxi
<br /> thnt Lc.nder rcquires)prnvided by an insurcr approved by L.ender aguin becomes nv:►ilu�le and is obtulned. Iiorrower shull pay
<br /> the prcmiums required to maintain mortgage insurance in effect,or tu provide a loss reserve,until the requircment for martguge
<br /> insuranee ends in accorclnnce with any written Agreement between Bottower and I.ender ar applieable law.
<br /> 9. Inspectlon. i.ender or its egent may make reasonable entries upon and inspections of the Property. Le�ider sh�ll give �
<br /> Honowcr notice at the time of ar priar to an inspcction sp�cifying reasonuble cause for the inspeccion.
<br /> 10. Condemnatian. The proceed� of any award or claim for damages, direct or consequentiul, in connection with any
<br /> condemnution or ather taking af any part of the Property,or for conveyance in lieu af rundemnatior, are hereby ttssigned and
<br /> shull be paid to I.endcr.
<br /> In the event of a total taking of the Property.the pr�ceeds shall be applied to the sums secured�Oy e�Mis Security Instcument,
<br /> whether or not then dt►e, with uny excess paid to Borrower. !�the event of a parteal taking af the �ropetiv in wF�ich the fair
<br /> mnrket vulue of the Property immediately before the tuking i�equal to or greater than��r;amount of the sums s�rLUa
<br /> A by this
<br /> Security Instrument immediately before the tulcing.unless Borrower and Lender othern�isY agree in�vriting,the sumti+ecured by
<br /> this Security Instrument shull be rc:duced by the umount of the proceeds multiplied by the foUnwing fraction: (a) the totul
<br /> amount af the sums secured immediately before the taking, divided by (b)the fair mazket value of the Property immediately
<br /> before the tuking. Any balance shall be paid to Borrower. !n the event of a partial taking of the Property in which the fair
<br /> market value of the Property immediately before the taking is less tha�i the wnount of the sums secured immediately before the
<br /> taking, unless Borrower tuid Lender atherwise agree in w�+�+�g�r unless applicable la��• otherwise provides, the proceeds shall
<br /> be applied to the sums secured by this Security bnstrument whether or not the sums are tlten due.
<br /> If the Propesq�ic abandoned by Borrower,or if,after notice by Lender to Borrower that the condemnor offers to make an
<br /> awaa�or settle a cladm ff�+r cl�rnaees, Borrower fails to Qespnnd to Lender within 30 :lays after thc date the natice is given,
<br /> Lencler is authoti4ed to cal0ect and apply the proceeds,at its nption,either to restoration or repair of the Property or[o the sums
<br /> ` secured by this Security Instrument,whether or not then due.
<br /> Unless Lencier and Borrower otherwise Agree in writing, any application of proceeds to pxin�ipal shall not extend or
<br /> postpone the due date of the monthly payment+referred to in paragraphs 1 und 2 or chnnge the amnunt c►i such payments.
<br /> 11.Borrower Not ReleASed:Forbeamnce By Lender Not a Waiver.Extension of the time for payment or Ynodification
<br /> of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of F�orrower shaq
<br /> not operate to release the liabiliiy of the original Borrower at Borrower's successors in interest. I..e�cler shall not be required to
<br />- ���N,,,,;rz,;;;,g;nga;r;t an;;snccessor in�nterest or refuse to exQFnd tirme ferr payment ar ot?�envise modify amartization
<br /> of cl�e sums secured by this Security Insrrument by reasm� of any d�mand made by th� origi�:�� �Eorrower or Bonower's
<br /> ' successors in interest. Any forbcarance bY '-ender in exercising any right or remedy shall not be a wuiver of or preclude the
<br /> exercise of any rlght or remedy.
<br /> 12. Suocessors and Assigns Bound; Joint and Severnl Liab[lity;Co-signers. The covenants and ageeements of diis
<br /> Securiry Instrument shall bind and benefit the suceessors and assigns of Lender and Bonower, subject to the provisions of
<br /> paragraph I7. Bonower's covenants and agrcements shall be joint and several. Any Borrower who co-signs this Security
<br /> Instrument but docs not execute the Note: (a? is co-cigning this Security Instrument only to mortgage,grant and comey that
<br /> " Borrowcr's intcrr.st in the Property under the tcrms of thts Sccurity In�trument;(b)is not personully obiigated to puy the sums
<br /> . secured by thfs Security Instrument;and(c)agroes thut l.ender und any other Borrower muy agrce to extend,modify.forbcar or
<br /> make any uccommadations with regard to the torms of this Security Instcun�ent or the Note without that Bonower's consent.
<br /> 13. [.om Charges. If the loan secured by this Securicy Instn►ment is subject to a luw which sets maximum loun charges.
<br /> and that law is finally interpreted so that the interest or other loan charges collected or ta be collected in connection with the
<br /> loan exceed the permitted limits, then: {u)any such loan chnrgc shall bc reduoed by the umount ner�sary to reduce the chargc
<br /> , to the permittad limit;and(b)any sums already oollectod fmm Bottower which excceded permitted limiu�vill be c�efunded to
<br /> Bonower. Lender may choose to make this refund by raiucing the principal owcd under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal, the recluction will be treatod as a partial prcpayment without any
<br /> prepayment cherge under the Note.
<br /> 14.Nottees.Any notice to Borrower pruvidal for in this 5ocurity Instrument sliall be given by delivering it or by mailing
<br /> it by first class mail unless applicable law requires use of another method.The notice shall be directod to the Property Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first clrss mail to
<br /> L.ender's address stated herein or any other address Lender designates by notice to Bonrower. Any notice provided for in this
<br /> Security Instrument shail bc deemed to have been given to Borrower or Lender when given�u pmvided in this paragraph.
<br /> 15.Govern(ng Law: Severabiltty. This Security Instrument shall be govemed by federal law and the law of the
<br /> jurisdiction in which the Property is locatod. In the event that any provision or clause of this Sacurity Inswment or the Note
<br /> conflicts with applicable law,such conflict shall not affect other provisions of this Security Insuument or the Note which can be
<br /> given effect without the conflicting provision. To this end the provisians of this Security Instrument and the Note are declared
<br /> to be severable.
<br /> 16.Bormwer's Copy.Borrower shal�be given one canformed copy of the Note and of this Security Instrument.
<br />= Form 3028 9/90
<br /> Pege 4 018
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