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<br /> If the amowica held bY L.ender for Sscrow Items esceed tt� �mow►ts Permttted to be held by RF.�SPA, Leader �
<br /> ahall account to Borrower for the eac�ss tiuida as rcquired by RBSPA. If the amouna of tlu�ds held by Lender tt wy
<br /> time are not sufficient to pry tbe Escrow Items when due,Lender may nodfy the Borrower aad require Borcower to
<br /> make up the shoruge as p�rmirttd by RESPA. __
<br /> The Esceow Funds are pledged as additional exurltY for all su:as aecured by this Securtry Instntment. If
<br /> Borrower tenders to Lender the f�ll paymeat of�ll such aua�s.Borrower's eccoun��1���p�'���r�
<br /> remaining for all installment items(a). N)��(�) �any mortgage insurance p
<br /> not bxoma obligated to piy to the 5ecntary, �ad Lender shiU pmmptlY nfun+d u►y eactss fiinds to Borrower.
<br /> Impnedi�uly prlor to a foreclosure s�le of the PropectY or iu acquisitlon by 1.end�r. BorroWer'a�ccounc ah�ll bc
<br /> crcdiud with any�alence nmaining for all iastatla�ea►a fur items(al�and 2 stull be appliat by lxndor as follows: ._.�
<br /> 3.Applics�tion ot P�y�ent�.All paymeats undet paraBraPhs or to the manthly charge by the
<br /> �,to the mortgage ia�utaaoe pnmium to be paid by Lender to the Santary
<br /> Secretary'iattead of the monthly mortgage iasurance premiwn;
<br /> ��,to�ay taaes,apeci�l assessm�ats.leasehold paymeata or ground nnu,ana!flro,floal acd other h�zard
<br /> insuranoe Pnmivans,as requind;
<br /> �,co;acexest due uader the Note;
<br /> gq�,tq�mortl�atioa of the princip�l of the Note;And
<br /> �,to late chugcs due under the Note. whether
<br /> 4.Fire►��and Ot6a H�'d Inaurance.Borrower shall Insure all lmprnvemeaas on the PmportY,
<br /> aow in eaistence or aubsequendy erected,against any hazords.caswldes.and conti°g°n�a,���ng fire.for which
<br /> *.,�,,,....�,..•r mi�-.� insurance. 'fhis insurence shtll be ma�ataluod in the amounts ond for the periods thnt L�ender
<br /> req�nins. Borrower ehAll alao insure all impmvemmts oa me�rtYAll insuranoe sh�ll be�curled with coa�p�uiies
<br /> ere�ted,ag�inst loss by tloods ro the extent requirod by the SocretuY•
<br /> appmved by Leuder.The insuranoe policies and any renewals ehaU be held by L.ender and shall includa lou p�yabla
<br /> clauses ia favor of.end in i foem acceptsble to.Leader.
<br /> In the�vent of loss.Borrower shall glve Lendec immodiate nodce bY m�i1.1�01°�y�a pTOOf of lou if not
<br /> � �de promptly by Borrower.F.ach inswanc�wmpmy cancemed is henby authoriud and directod to m�ice p�Yu�ent
<br /> for such loss dirxdy to Leader. instad of to Homower and to Lender jointly.A11 or any pu� of the insurancc
<br /> proc�da muy be applied by Leader. at tta option,either(a)to the raluction of t1n indebtedness under tbe Note�ad
<br /> : thia Securlty Instrument.first to any ddinquent amounts applied i�►the ordor ia pu+graph 3.uid thea to pn{►iyment
<br /> . ot princip�l, or (D) to tLe restoration or repafr of the dam�ged Pcoputy. Any �pplication of the proceeds to the
<br /> - P��P��not extend or postpone the due duo of tho monthlY PaYmmu which�re referre3 to in pu'igt�Ph 2.or
<br /> to a11 outat�nding
<br /> - ct�nnga the amount of snch p�Ymer►ts•Ai►Y exass insuiuioe pmcxeds over an unom►t cequirod PiY
<br /> indabtedna�under the Note aact this SecuritY Instrument ahaU be p�id ro the entity legally entitled th����
<br /> In the event of foreclosure of this Savs�ry lnsuument or other transfer of title li��e�fo���.p�s to the
<br /> . thQ indebtedae�s, xll right, dtle and interest of Borrower in and to ituurane�po
<br /> pum�uer. wer'a Lo�n Applkationt
<br /> S. OccupancY.Pra�s'r�tion, Msinteaance�nd Yreta�ton oi tbe Propeat�'i ��
<br /> �,aeeholde. Borrower ehall occupY,esublish, and usa the Proper�Y as Borrower s pricsipsl resi�witWa aixcy
<br /> days after the eaecution of thts Secudty Insuumeac(o�wit�in s�'d�ys of a lata sale or mwfer of the Pmperry)
<br /> and ah�U condnue to occupy the PropertY as Borroyver's principil nsidence for u lwt one year�Rer the dsu of
<br /> occupancy�unless Lender dctermtnes that requtremeat wlll cause uadua hasdahip for Borrower.or nnleas�xunwctin8
<br /> circumstaacea exist whicb nre b�Yond Borrower's ootttrol. Borrower shalt notify L,cnder of sny or�llow t�he
<br /> clrpuast�ncxs.Borrower a2�All not commit wvte or destroy,dsmABe or substmually chmSe the PmpertY
<br /> pcopecty to deteriorate.rwaonable wear�nd tear excepted.Lender may inspxt th�Prop�riY if the PmpercY ia vac�nt
<br /> or ab�adoned or the loan is in default. I.ender miy teke nasot►�ble action to protax and pnserve auch��u►t or
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