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<br />". ,.:•f�;,: paymr.nts mny no Iongcr be re4�uired,nt thc optinn of Lender,if mnrtgiigc insurunce cuverage(in the amount and for die pert
<br /> ` �" �' thnt Lcndcr requires)proviJed by un insurer uprrovcd by Ixnder agui�i bccomcs availablc and is obtiiinai. Borrawer,hall pay
<br /> �-�°'-`�'=' the premiums rcquircd to maina�in mangugc insurance in effect, or to provide n loss rc�erve,until the rcyuircmcnt for mortgage
<br /> rr�'' insurancc ends in ncc�ttdnncc with any writtcn ag�cement betwcen Bonawcr und L.endcr or oppliciiblc luw.
<br /> �_�,,;�;,�{� 9. Invpectian. La:ndcr��r i�, ugcnt nu�y ntakc rcasunuble entrics u�m imd inspecti�ms of Qu Property. l.ender slmll �;ive �
<br /> H�rrowcr ncnicc nt thc�imc of��r prior tn an ens4x:ction specifying rcasonublc cuusc for thc iny�x�ction•
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<br /> �.:�....i� 10. Condemn�Uon. The priwecds of uny uward or clnim Pur dnmages, direcl ur r�►n+eyucntiul. in connection wit miy
<br /> condcmnation��r��thcr tuking �,f niry pirct oi'thc I'rn�xrty. �,r for cunvcyunrc in licu af candcmnutinn. +irc hcrcby ntitiigncd und
<br /> �'''`"� �i,uu n�raid tu I.�ndcr,
<br /> '�L In the cvcnt ui'n taUd tnkinq nt'dtc f'ru{xtty.ihc prixccds sh�dl lx upplicd to thc�ums ticcutcd hy tNiti Security Insuununt,
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<br /> ::;n�ra�� whcthcr nr nut thcn duc. wiU�uny excc�s paid tu Bc�rrowcr. In the event ��f u purtiul u►king �,f'thc Pro�xrty in which thc ta r
<br /> _`in�;� murket vulue af thu Propeny immcdimely befur�ihc uiking is equul ta c�r greater thiin the umaunt uf tl�c sums secured by this
<br />---�=�� Securiry Insuvmont immediutcly M:fum thc tuking,unlers Hotrower und l.+:ndcr othetwise ugre�in writing,thc sums secureri by
<br />�w.� tl�is Security lnstrument shnll be reJuc�l hy the amaunt of th� pr�:eeSs multiplicd by the following friction: (u) the total
<br /> am�un� of the sums securcd immediatcly buforc thc taking, divided by (b) thc fair mnrket vuluc of thc Property immediately
<br /> -=— before the taking. Any bulance shull be:puid to Borro�vcr. In thu event of u puriial tuking of thc Propeny in which thc falr
<br /> – -- murlet vuluc of thc Pro{wny immedi:►tely bt:forc th�s taking is less thun the umount af tha sums secured immediatcly before the
<br /> �,iy�� taking, unlcss Bori'owcr and l.cnder otherwise ugrce in writin6 or unless upplicAblc law othenvise provides, thc Qroceeds shaU
<br /> ---- be applied to the sums secureci by this Security Inhirurnent whether or not the sums are then due.
<br />��--�+��� lf the Praperty is abandoncd by Burrower, or if,after notice by Lendcr to Borrower chut the condemnor offers to make un
<br /> awurd or settle a cluim for dumages, Borrower (ails to respond ta Lender within 3U days after th� dute the notice is given,
<br /> I.ender is uuthorized to collect and apply the procads,at its option, either to restoration or repair of the Property or to the sums
<br /> secured by this Securiry Instnsment,whether or na then due.
<br /> Unless Lendcr and Bonower utherwise ugree in �vritin�;, any npplicntion of proceeds to prin:.ipal shall not extend or
<br /> - postpone the due date of the monthly payments retere�.'d to in pura�caphs 1 and 2 or change the amount of such payments.
<br /> 11.Barrower Not Released;Forbearance By I.ender Nut a Waiver.Extension of the time for paym�nt or modificatlan
<br /> of amortizntion of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall
<br /> not operate to release the liability of the original8orrower or Borrower's successors in intcrest. Lender shall not be required to
<br /> commence proceedings against any successor in in�eresc ur refu�e t:,eztcnd iime for�s;ment or otherwise modify amortization
<br /> af the sums secured by this Security Instrument by reason of any demund made by the original Borrower or Borrower's
<br /> successors in interest. Any forbearance by l.ender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> exercise of uny right or mmedy.
<br /> 12. Successocs and Assigns Bound; Joint and Several Ltabiltty; Co-s9Rnacs• The covenants and agreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns of l.cnder and Bonower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and ogreements shall bo joint and several. Any Bonawer who co-signs thie Security
<br /> Instrument but dces not execute the Note: (a; is co-signing this Security Instrument only to mortgage, grant and convey that
<br /> � Borrower's interest in the Pinparty under the tern�s of this Security Instrument; (b) is not personully obliguted to pay the sums
<br /> secured by this Security lnstrumont;and(c)ugree.v that Lender and any other&�rrower may agree to extend,modlfy.forbear or
<br /> make any accommodutions with regard to the terms of this Security Instrument or the Note without that Bonower's consent.
<br /> 13. Loun Charges.If the loan secured by thts Security Instrument is subject to a law which sets maximum loun charges,
<br /> and that Inw is finally interpreted so that the interest or other loan charges eollectecl or to be collected in eonnection with the
<br /> loan exceed the permitted limits, then: (a)any such Ioan cliarge shall be reduced by the amount necessary to reduce the charge
<br /> to the permitted limit; and (b) any sums already collected from Borrower which r.xceeded permitte� limitF will be refunded to
<br /> $orrower. Lender mny chcwse to make this re(und by reducing the principal owed under the Note or by making a direct
<br /> payment to Borruwer. If a refund reduces principal, the reduction will be treated as a partial•prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Nottces.Any notice to Bonower provided for in this Security Instrument shull be given by dclivering it or by mailing
<br /> it by first cluss mail unless Applicable law reyuires use of another method.The notice shall be directed ta tlie Property Address
<br /> or any o[her address Borcower designates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> Lender's address stated hercin or any other address i.ender dcsignates by notice to Bonower. Any notice provided for in this
<br /> Security Instrument sl�all be deemed to have been�iven to Bonower or Lender when given as provided in this paragrnph.
<br /> 15.Governing Law; Severabtlity. This Security Instrument shall be govcrned by federal law and the law af the
<br /> jurisdiction in which the Property is {ocateci. In the event that any provision or cluuse of this Security Instrument or the Note
<br /> conflicts with applicable law,such cantlict shall not uffect other provisions of this Security Instrument or the Note which can be
<br /> ' --- given effect without the conflicting provision.To this end the provisions uf this Security Instrument and the Note are declnred
<br /> -- to be severable.
<br />- ------ — 16.Borrower's Copy.&�nower shall be given one conforn�ed copy of thc Note and of this Security Instrument.
<br /> -------- Form 3028 9190
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