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201204�1�� Any amounts disbursed by L.ertder under this Section 9 sball become additional debt of Borrower secure� by this Security 1nsm�ment. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower reyucshng payment. lf this Security Instrument is on a leasehold, Borrower shall oomply with all tqe provisions of the lease. If Borrower acquu�es fee titte to the Property, the lea.sehold and t�e fee title shall not c�ge uniess Lender agrees to the me.rger in writing. 1 O. M ort�ag� Insuranoe. If Leaidea r�uired Mortgage Insurance as a condition of maldng the Loaa, Borrower shall pay the premiums required to maintain the Mortgage Insurance m effe�t. I� for any re�sson, the Mortgaga Insurance coverage required by Lendar ceases to be available Gom u►e mortgage insurer that previously provided sucb insurance and Bonoaer was reqiured to malce separately des�gnated payments toward the prerniums for Mortgage Insurance, Borrower shall gay the premiums reqttired to obtain coverage substanttally equivalent to the Mortgage Insurance previously m effe�t, at a cost substanhally e.quivalent to tt►e cost to Borrower o£the Mortga$e Insivance prev�ousiy in effect, from an alteroate mortgage insw�er selected by L�der. If substantially ec�uvalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lendear t6e arnaunt of the separately designated payments tqat were due whea� the insurancs covera�e ceased to be m effect. Lend� will accept, use and retaui these payments as a non-refundable toss reserve in lieu af Mortgage Insurance. Such loss reserve st�all be non-refundable, notwithstanding the fact that me Y..oan is ultimately paid in full, and Lencier shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer req�wre loss reserve payments if Mortgage Insurance coverage (in the ar�unt and for the period that Lender re�mres) provided by.an �rer salected by L.ender again i�ecomes available, is obtained, and Lencier rec�wres separateiy desi�ated payments toward tlie preuuums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was reqwred to macce separateiy designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurs�nce in effect, ar to provide a non-refimciable lass res�ve, �ntil I.eader's requirement for Mortgage Insurance ends in acx;ordance with any written agreement betwan Borrower and Lender providing far such termination or until termination is requtted by Applicable Law. Nothing in this Section 10 affeats Borrower° s abligat�on to pay interest at the rate provided in the Note. Mortgage Insurance re�mburses Lencfer (or any entity that purcl�ases the Note) for certazn iosses it may incur if Borrower does not repay the I.oan as agre.ed. Barrower is aot a party to t�e Mortgage Insuranc�. Mortgage u�surers evaluate their total riak an all such insurance m forc� from rime to time, and may enter into agreements with other parhies that share or modify their rists, or reduce losses. These agre�ements are on terms apd c�ditions that are �tisfactory to the mortgage insurer and the ot�herparty (or parties) to ti�ese agreements. These agr�ments may require the mortgage insurer to make payments using any source of fimds that the mortgage insure,� may #�ave availabla (which may include funds obtain�i &am Mortgage Insurance premiums). As a resWt of these agre�nents, Lencler, any purchaser of the Note, another insurer, aay reu�surer, any oth� ea►t'rty, or eny afliliate of any of tiie foregoing, may receive (direr,tiy or ind'u�t1y) amounts thac derive from (or might be cparacterized as) a portion of Borrower's payments for Mortgage Ins�rance, in exchange for sharing or modifying the mort$age insur�' s risk, or reducing iosses. If such agreem�t provides that an �liake of Lender takes a share of the uisurer's risk m exchange for a share of the premiums paid to the insurer, the arr�gement is often termed "c�ptive remsurance." Furtner: 2200263440 bfEBRASKA-Single FamilyFmmle Mae/f�eddia Msc UMIFOAM IN5TRUMENT WRH MERS Wokar�e Kluwer Fir�eewial Smvkas D VBANE Form 3038 1lOt VMP6AtNE1(11061 �emn ��